Defiance Insurance Rates:

Defiance, OH homeowners insurance is nearly $583 to $795, about $48-$66/month. Our detailed research indicates shoppers can save upto $276 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
there is nothing that I dislike about the company except that I would like it if they would lower their rates.
Allstate
I did recently get a quote from Progressive as it made sense to evaluate when changing my Auto Policy. Progressive charged more money for less coverage in that quote.

Defiance, OH Homeowners Insurance By Home Value

Defiance, OH Home Value Total Homes % of Total Average Defiance, OH Homeowners Insurance
Less than $50,000 539 12.0% $165
$50,000 to $59,999 165 3.0% $351
$60,000 to $69,999 381 8.0% $441
$70,000 to $79,999 409 9.0% $510
$80,000 to $89,999 358 8.0% $579
$90,000 to $99,999 353 8.0% $648
$100,000 to $124,999 608 13.0% $745
$125,000 to $149,999 447 10.0% $938
$150,000 to $174,999 416 9.0% $1104
$175,000 to $199,999 236 5.0% $1276
$200,000 to $249,999 224 5.0% $1538
$250,000 to $299,999 183 4.0% $1876
$300,000 to $399,999 51 1.0% $2387

Top Home Insurance Agents Near Defiance, OH

Home Insurance Company Near Defiance, OH Homeowners Insurance Agency Near Defiance, OH Address
NA P. J. Kranz Insurance Agency, Inc. 4349 Talmadge Rd Ste 1, Toledo, OH, 43623
NA Mcguire Group Insurance 6387 Monroe St, Sylvania, OH, 43560
State Farm Dave Walbom 3520 Heatherdowns Blvd Ste 1, Toledo, OH, 43614-3668
State Farm Morgan Hefty 1153 W 15th St, Auburn, IN, 46706-2061
Allstate Tri County Ins Agcy 110 E Rush St, Kendallville, IN, 46755

Cost Of Homeowners Insurance By Street Near Defiance, OH

Streets in Defiance Area Homeowners Insurance Cost
Hopkins St, Farmer Mark Rd 122, North St, Myers St, Defiance Paulding Co Line Road 10, Woodhurst Dr, Co Hwy 38, Dublin Ct, Petain St, Kepler Rd$691
Twp Hwy 39, Carpenter Rd, Ayersville Ave, Wilmont St, E Ash St, Arps Rd, Timothy St, Twp Hwy 133, Co Hwy 19, Hill Rd$700
Twp Hwy 24, N Wilmont St, Perry St, Singer Rd, Central St, Emory St, Danforth St, S Rock St, Charles St, Hagy Rd$696
Co Rd S, Power Dam Rd, Beechwood Ave, Ashwood Rd, Edenberry Ct, S Wilmont St, Bristow Ct, Co Hwy 113, Baker Rd, Twp Hwy 99$690
Evergreen Dr, Southworth St, Harmoning St, Baringer Dr, Riviera Rd, Nostalgic, Flickinger Rd, Washington Ave, Adams Ridge Rd, Co Hwy 19$703
2nd St, Mark St, Highland St, Domersville Rd, Melody Ln, East St, Twp Hwy 181, Highland Ctr Rd, Harrison St, Wolf Rd$677
E High St, Eunice Ave, Radio Dr, Twp Hwy 124, E 2nd St, Jagat Dr, Briarheath Dr, Hees Ct, Standley Rd, Byrnwyck Ct$700
Chickasaw Ct, Co Hwy 175, Columbus Ave, Trinity Rd, Twp Hwy 155, Pontiac Dr, Catalina Dr, Twp Hwy 154, Def Henry County Line Rd, Co Hwy 188$674
Twp Hwy 26, Kingsbury Ln, Twp Hwy 82, Maple St, Dey Rd, Twp Rd 3, Heritage Dr, Freytag Rd, Fruit Ridge Dr, Hockman Rd$689
College Pl, Ralston Ave, N Taylor St, Elmwood Dr, Tuendawie St, Twp Hwy 165, Maumee St, Twin Dr, County Line Road - 8, Twp Hwy 53$699

Defiance, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Defiance$102 to $105
Noble$105
Highland$103
Defiance County$104

Defiance, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Noble township, Defiance County, Ohio $88 $117 $175
Highland township, Defiance County, Ohio $86 $115 $172
Defiance County, Ohio $87 $115 $173

Defiance, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Defiance, OH5.4%14.3%
Noble4.95%13.7%
Highland4.86%15.64%
Defiance County5.17%14.17%

Defiance Renters Insurance as a Percentage of Rent

Defiance Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 80 3.0% $356
$200 to $299 35 1.0% $806
$300 to $499 581 26.0% $1256
$500 to $749 846 37.0% $1931
$750 to $999 564 25.0% $2681
$1,000 to $1,499 100 4.0% $3806

Defiance, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Defiance Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Defiance Home Owner from High Deductible Plan $600

Defiance, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Defiance, OH Home Replacement Value MORE than Home Value Defiance, OH Home Replacement Value LESS than Home Value
Replacement Value $99,000 $62,000
Insurance Premium based on Replacement Value $325 $200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,500 Risk Exposure from Under Insuring Coverage is $20,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Defiance Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceChubb Group of InsuranceTravelers
Monthly Premium 414451
Year Built 198419641979
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$150000-$175000$350000-$400000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Defiance, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 105,000 Wood Shake Roof 1,230 3 $500 Deductible 110 3 Stucco siding No
1975 120,000 Asphalt Shingles Roof 1,700 3 $500- $1000 Deductible 50 1 Vinyl siding No
1960 185,000 Membrane Roof 2,270 3 $5000 to $10,000 Deductible 450 8 Brick siding No
1963 130,000 Metal Roof 1,810 4 $1000-$2500 Deductible 400 12 Stucco siding No
1976 145,000 Tile Roof 2,410 4 $2500-$5000 Deductible 120 4 Stucco siding yes
1965 100,000 Tile Roof 1,390 3 $2500-$5000 Deductible 30 1 Vinyl siding No
1980 130,000 Asphalt Shingles Roof 2,260 3 $500- $1000 Deductible 350 10 Vinyl siding No
1988 305,000 Slate Shingles Roof 3,590 5 $2500-$5000 Deductible 780 7 Fiber-Cement Siding No
1986 220,000 Membrane Roof 2,620 5 $1000-$2500 Deductible 190 3 Wood siding No
1969 170,000 Asphalt Shingles Roof 2,040 3 $500- $1000 Deductible 240 5 Stucco siding No
1949 190,000 Asphalt Shingles Roof 2,370 3 $500 Deductible 650 12 Vinyl siding No
1974 90,000 Composition Roof 1,220 3 $1000-$2500 Deductible 60 3 Brick siding yes
1963 205,000 Membrane Roof 3,110 5 > $10,000 Deductible 320 8 Stone Siding yes
1945 105,000 Wood Shake Roof 1,890 3 $2500-$5000 Deductible 170 7 Fiber-Cement Siding No
1965 165,000 Slate Shingles Roof 2,690 4 $5000 to $10,000 Deductible 40 1 Wood siding No
1982 170,000 Shingles Roof 2,960 5 $1000-$2500 Deductible 450 8 Wood siding No
1982 135,000 Metal Roof 1,970 3 $500- $1000 Deductible 240 7 Fiber-Cement Siding No
1961 170,000 Slate Shingles Roof 2,360 4 $500- $1000 Deductible 230 6 Stucco siding yes
1968 220,000 Shingles Roof 2,700 5 $2500-$5000 Deductible 400 10 Brick siding yes
1971 140,000 Slate Shingles Roof 2,450 4 $500 Deductible 170 5 Brick siding yes
1941 115,000 Slate Shingles Roof 1,430 3 $1000-$2500 Deductible 30 1 Brick siding yes
1987 240,000 Composition Roof 3,090 4 $500 Deductible 730 10 Brick siding No
1970 105,000 Membrane Roof 1,640 3 $1000-$2500 Deductible 280 8 Wood siding yes
1968 115,000 Composition Roof 1,860 3 $2500-$5000 Deductible 380 12 Wood siding No
1969 135,000 Shingles Roof 1,960 3 $1000-$2500 Deductible 160 4 Wood siding No
1986 370,000 Slate Shingles Roof 4,740 5 $500- $1000 Deductible 290 3 Vinyl siding yes
1982 260,000 Composition Roof 3,120 5 $500- $1000 Deductible 280 5 Vinyl siding yes
1974 120,000 Composition Roof 2,140 3 $1000-$2500 Deductible 320 9 Stone Siding yes
1985 250,000 Membrane Roof 3,000 4 $2500-$5000 Deductible 500 8 Stone Siding No
1966 125,000 Wood Shake Roof 2,070 4 $500- $1000 Deductible 100 3 Wood siding yes
1973 125,000 Membrane Roof 1,560 3 $500 Deductible 70 2 Fiber-Cement Siding yes
1946 190,000 Composition Roof 2,220 3 $1000-$2500 Deductible 140 3 Wood siding yes
1960 235,000 Asphalt Shingles Roof 4,100 5 > $10,000 Deductible 140 3 Fiber-Cement Siding No
1974 160,000 Shingles Roof 2,130 5 $5000 to $10,000 Deductible 210 6 Stone Siding yes