Deerfield Insurance Rates:

Deerfield, MA homeowners insurance is nearly $879 to $1,202, about $73-$100/month. Our extensive guide shows customers can save as much as $416 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Deerfield, MA Homeowners Insurance By Home Value

Deerfield, MA Home Value Total Homes % of Total Average Deerfield, MA Homeowners Insurance
Less than $50,000 25 1.0% $83
$70,000 to $79,999 14 1.0% $260
$125,000 to $149,999 21 1.0% $478
$150,000 to $174,999 64 4.0% $562
$175,000 to $199,999 166 12.0% $645
$200,000 to $249,999 238 18.0% $780
$250,000 to $299,999 259 19.0% $957
$300,000 to $399,999 511 39.0% $1217

Top Home Insurance Agents Near Deerfield, MA

Home Insurance Company Near Deerfield, MA Homeowners Insurance Agency Near Deerfield, MA Address
Travelers Bresnahan Ins Agency Inc 231 TRIANGLE ST, AMHERST, MA, 1002
Liberty Mutual Kerri Tracy 279 Dalton Ave, Pittsfield, MA, 1201
Travelers Sullivan Insurance Group Inc Suite 1010, WORCESTER, MA, 1608
NA White-Jubinville Insurance 39 Lamb Street , South Hadley, MA, 1075
Travelers Bellows-Nichols Agcy 10 MAIN STREET, PETERBOROUGH, NH, 3458

Cost Of Homeowners Insurance By Street Near Deerfield, MA

Streets in Deerfield Area Homeowners Insurance Cost
Juniper Dr, Boyden Rd, Allen Dr, Sunderland Rd, Sugaloaf St Exn, Duncan Dr, Railroad Yard Rd, Boynton Rd, N Hillside Rd, Elm Cir$1,034
Sawmill Plain Rd, Deerfield Industrial Park, Bloody Brook Dr, Beaver Dam, Meadow Oak Ln, Mill Village Rd, Mathews Rd, Sandgully Rd, Taylor St, Jones Cross Rd E$1,034
Albany Rd W, Valley View Ln, Hoosac Rd, Keets Rd, Hillcrest Ave, Stockbridge Rd, Lower Rd, Eastern Ave, Oak Knoll Dr, Adams Ct$1,039
Industrial Dr W, Sandgully Rd S, Memorial St, Childs Cross Rd, Pleasant Ave, Jackson Rd, Boynton Rd W, Gromacki Ave, Broughams Pond Rd, Wells Cross Rd$1,044
Sugarloaf St, Whately Rd, Graves St, Stillwater Rd, State Rte 116, Little Meadow Rd, Jones Rd, Ward Ave, Steam Mill Rd, Braeburn Rd$1,037

Deerfield, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Deerfield$155 to $157
South Deerfield$156
Franklin County$152
Montague$151

Deerfield, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Deerfield CDP, Massachusetts $130 $173 $260
Franklin County, Massachusetts $127 $169 $254
Conway town, Franklin County, Massachusetts $130 $173 $260

Deerfield, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Deerfield, MA4.8%14.4%
South Deerfield4.73%14.64%
Franklin County5.44%14.52%
Conway4.8%11.42%

Deerfield Renters Insurance as a Percentage of Rent

Deerfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 26 4.0% $806
$300 to $499 122 21.0% $1256
$500 to $749 129 22.0% $1931
$750 to $999 78 13.0% $2681
$1,000 to $1,499 192 34.0% $3806
$1,500 or more 15 2.0% $5456

Deerfield, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$6,000
Yearly Deerfield Homeowner Insurance Premium Example $3,200$2,200
Out of Pocket Expense During Claim$1,000$6,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $20,200$19,200
Net Savings to Deerfield Home Owner from High Deductible Plan $1,000

Deerfield, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Deerfield, MA Home Replacement Value MORE than Home Value Deerfield, MA Home Replacement Value LESS than Home Value
Replacement Value $364,000 $245,000
Insurance Premium based on Replacement Value $2,775 $1,850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $53,500 Risk Exposure from Under Insuring Coverage is $65,500
Premium Impact Insurance cheaper by $500/year Insurance costlier by $425/year

Example Deerfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateLiberty Mutual
Monthly Premium 18093120
Year Built 199219471975
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $200000-$250000$200000-$250000$250000-$300000
Deductible $500 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Deerfield, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 710,000 Slate Shingles Roof 4,960 5 > $10,000 Deductible 310 1 Brick siding yes
1987 315,000 Shingles Roof 2,390 4 $1000-$2500 Deductible 1380 8 Stone Siding yes
1972 155,000 Wood Shake Roof 1,230 2 $1000-$2500 Deductible 310 5 Fiber-Cement Siding No
1996 565,000 Asphalt Shingles Roof 4,450 5 $5000 to $10,000 Deductible 3200 12 Wood siding No
1979 570,000 Tile Roof 3,270 4 $1000-$2500 Deductible 2690 12 Wood siding yes
1983 275,000 Composition Roof 1,670 4 $2500-$5000 Deductible 1540 9 Vinyl siding No
1997 380,000 Wood Shake Roof 2,230 4 $500 Deductible 1420 4 Vinyl siding yes
1973 235,000 Metal Roof 1,620 3 > $10,000 Deductible 900 12 Fiber-Cement Siding yes
1997 315,000 Slate Shingles Roof 2,350 3 $1000-$2500 Deductible 1310 8 Stucco siding yes
1979 350,000 Membrane Roof 2,230 3 $2500-$5000 Deductible 1920 12 Fiber-Cement Siding No
1984 265,000 Slate Shingles Roof 1,610 2 $500 Deductible 150 1 Vinyl siding No
1995 210,000 Composition Roof 1,320 2 $1000-$2500 Deductible 550 7 Stone Siding No
1974 365,000 Shingles Roof 2,010 3 $5000 to $10,000 Deductible 720 4 Wood siding No
1981 380,000 Slate Shingles Roof 2,100 5 $500- $1000 Deductible 1730 8 Vinyl siding No
1940 620,000 Composition Roof 3,430 5 > $10,000 Deductible 1980 9 Stone Siding yes
1949 270,000 Tile Roof 1,480 2 > $10,000 Deductible 490 5 Vinyl siding yes
1944 240,000 Asphalt Shingles Roof 1,670 3 $500 Deductible 1880 12 Vinyl siding No
1981 200,000 Tile Roof 1,560 2 $5000 to $10,000 Deductible 880 8 Wood siding yes
1947 415,000 Membrane Roof 3,110 5 $2500-$5000 Deductible 1390 9 Brick siding yes
1983 680,000 Slate Shingles Roof 4,030 5 $1000-$2500 Deductible 2510 6 Brick siding yes
1973 450,000 Asphalt Shingles Roof 3,390 4 > $10,000 Deductible 760 4 Fiber-Cement Siding No
1975 740,000 Shingles Roof 4,020 5 > $10,000 Deductible 2600 10 Wood siding yes
1946 395,000 Composition Roof 2,260 4 $500- $1000 Deductible 1880 10 Brick siding yes
1948 305,000 Composition Roof 1,670 5 $500- $1000 Deductible 1170 8 Brick siding No
1942 290,000 Wood Shake Roof 1,810 3 $500 Deductible 350 2 Vinyl siding yes
1971 320,000 Tile Roof 2,130 4 $500 Deductible 1810 12 Brick siding No
1999 435,000 Membrane Roof 2,360 4 $5000 to $10,000 Deductible 1250 7 Wood siding yes
1970 515,000 Composition Roof 2,980 4 $5000 to $10,000 Deductible 950 5 Fiber-Cement Siding No
1976 170,000 Metal Roof 1,330 2 $5000 to $10,000 Deductible 720 8 Fiber-Cement Siding No
1992 485,000 Tile Roof 3,700 5 $1000-$2500 Deductible 2550 10 Stucco siding yes
1944 185,000 Tile Roof 1,030 2 $500- $1000 Deductible 1140 10 Vinyl siding yes
1973 300,000 Asphalt Shingles Roof 2,390 3 $1000-$2500 Deductible 1630 7 Brick siding No