Deerfield, MA homeowners insurance is nearly $879 to $1,202, about $73-$100/month. Our extensive guide shows customers can save as much as $416 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Deerfield, MA | Homeowners Insurance Agency Near Deerfield, MA | Address |
|---|---|---|
| Liberty Mutual | Kerri Tracy | 279 Dalton Ave, Pittsfield, MA, 1201 |
| Travelers | Sullivan Insurance Group Inc | Suite 1010, WORCESTER, MA, 1608 |
| Travelers | Bellows-Nichols Agcy | 10 MAIN STREET, PETERBOROUGH, NH, 3458 |
| Travelers | Bresnahan Ins Agency Inc | 231 TRIANGLE ST, AMHERST, MA, 1002 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| South Deerfield CDP, Massachusetts | $130 | $173 | $260 |
| Franklin County, Massachusetts | $127 | $169 | $254 |
| Conway town, Franklin County, Massachusetts | $130 | $173 | $260 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Deerfield, MA | 4.8% | 14.4% |
| South Deerfield | 4.73% | 14.64% |
| Franklin County | 5.44% | 14.52% |
| Conway | 4.8% | 11.42% |
| Deerfield Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 26 | 4.0% | $806 |
| $300 to $499 | 122 | 21.0% | $1256 |
| $500 to $749 | 129 | 22.0% | $1931 |
| $750 to $999 | 78 | 13.0% | $2681 |
| $1,000 to $1,499 | 192 | 34.0% | $3806 |
| $1,500 or more | 15 | 2.0% | $5456 |
| Streets in Deerfield Area | Homeowners Insurance Cost |
|---|---|
| Juniper Dr, Boyden Rd, Allen Dr, Sunderland Rd, Sugaloaf St Exn, Duncan Dr, Railroad Yard Rd, Boynton Rd, N Hillside Rd, Elm Cir | $1,034 |
| Sawmill Plain Rd, Deerfield Industrial Park, Bloody Brook Dr, Beaver Dam, Meadow Oak Ln, Mill Village Rd, Mathews Rd, Sandgully Rd, Taylor St, Jones Cross Rd E | $1,034 |
| Albany Rd W, Valley View Ln, Hoosac Rd, Keets Rd, Hillcrest Ave, Stockbridge Rd, Lower Rd, Eastern Ave, Oak Knoll Dr, Adams Ct | $1,039 |
| Industrial Dr W, Sandgully Rd S, Memorial St, Childs Cross Rd, Pleasant Ave, Jackson Rd, Boynton Rd W, Gromacki Ave, Broughams Pond Rd, Wells Cross Rd | $1,044 |
| Sugarloaf St, Whately Rd, Graves St, Stillwater Rd, State Rte 116, Little Meadow Rd, Jones Rd, Ward Ave, Steam Mill Rd, Braeburn Rd | $1,037 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Deerfield | $155 to $157 |
| South Deerfield | $156 |
| Franklin County | $152 |
| Montague | $151 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $6,000 |
| Yearly Deerfield Homeowner Insurance Premium Example | $3,200 | $2,200 |
| Out of Pocket Expense During Claim | $1,000 | $6,000 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $20,200 | $19,200 |
| Net Savings to Deerfield Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Deerfield, MA Home Replacement Value MORE than Home Value | Deerfield, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $364,000 | $245,000 |
| Insurance Premium based on Replacement Value | $2,775 | $1,850 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $53,500 | Risk Exposure from Under Insuring Coverage is $65,500 |
| Premium Impact | Insurance cheaper by $500/year | Insurance costlier by $425/year |
| Insurance Company | State Farm | Allstate | Liberty Mutual |
| Monthly Premium | 180 | 93 | 120 |
| Year Built | 1992 | 1947 | 1975 |
| Home Details | 3 Beds, 2 Baths | 2 Beds, 1 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $200000-$250000 | $250000-$300000 |
| Deductible | $500 Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible |