Deerfield Insurance Rates:

Deerfield, IL homeowners insurance is nearly $783 to $1,082, about $65-$90/month. Our extensive analysis shows customers can save as much as $373 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
The claims process could be a little simpler and more direct. i felt like it was difficult to start my claim process.
State Farm
Another quality that i like about state farm is that they have many locations all around the area where i live. i like being able to stop in when i need to talk to someone face to face.
Aaa
When i had a flood 2 days before christmas, aaa was quick to help me find someone that would come out immediately and reasonably priced.
Allstate
I think that besides their variety of discounts available, their customer service is where they really excel. The customer service is very friendly and fast. My local agent will answer my questions and take his time. I never feel like I am creating a problem for him or taking up too much of his time. The site makes it easy to chat with a customer service rep and the wait times at their 800 number are reasonable.
Erie Insurance
I am able to get a more personalized plan and make a good relationship with my insurance company from it being local.
Metlife
I just went to it for the first time now. Looks ok to me. Looks like it has the information I might need. I usually call my local agent.
Allstate
The website is straightforward and easy to navigate. We have three policies, which are displayed as a list. For each policy, we can quickly view/download the policy documents and the latest bill. Can also file claims directly through the site.
Allstate
When I got quotes from other companies, most of them were almost double. I might pay slightly more for my car insurance, but that is more than made up for with the bundle discount and the extremely low home policy price.

Deerfield, IL Homeowners Insurance By Home Value

Deerfield, IL Home Value Total Homes % of Total Average Deerfield, IL Homeowners Insurance
Less than $50,000 65 3.0% $37
$100,000 to $124,999 42 2.0% $195
$175,000 to $199,999 68 4.0% $335
$200,000 to $249,999 182 11.0% $401
$250,000 to $299,999 268 16.0% $485
$300,000 to $399,999 989 60.0% $625

Top Home Insurance Agents Near Deerfield, IL

Home Insurance Company Near Deerfield, IL Homeowners Insurance Agency Near Deerfield, IL Address
Travelers Charles J Parrilli Inc 4101 Washington Blvd, Hillside, IL, 60162
Allstate Desiderio Javier 6774 N Northwest Hwy Ste 1, Chicago, IL, 60631
Travelers Fort Dearborn Insurance Agency 1370 MEADOW RD, NORTHBROOK, IL, 60062
State Farm Frank De Avila 13018 Western Av, Blue Island, IL, 60406-2407
Travelers Kentcorp Ins Agency Inc 1219 NORTH GREEN ST #3, MCHENRY, IL, 60050

Cost Of Homeowners Insurance By Street Near Deerfield, IL

Streets in Deerfield Area Homeowners Insurance Cost
Bernay Dr, Waters Edge Ln, Spruce Rd, Banyan Dr, Charlemagne Dr, Doolittle Dr, Buttonwood Ln, Henry Way, Cottonwood Rd, Northbrook Ct$905
Estate Ct, Fairford Ln, Larrabee Ln, Wellesley Cir, Wellington Rd, Oak Knoll Ct, Heritage Oaks Dr, Oakwood Rd, Chedworth Ct, Phyllis Dr$920
Picardy Cir, Fox Run Dr, Alice Dr, Maria Ave, Rudolph Rd, Mac Arthur Blvd, Harbor Ln, Big Oak Cir, Beechnut Rd, Jeffrey Ln$893
Henrici Dr, Ballantrae Dr, Melvin Dr, Laurel Rd, Thornapple Ln, Tamarind Dr, Juniper Ln, Huehl Rd, Samson Way, Hazelwood Dr$932
Coachmaker Rd, Cobblestone Ct, Wainwright Dr, S Pfingsten Rd, Picardy Dr, Lindberg Ln, Ferndale Ave, Bittersweet Dr, Fairway Ln, Oakleaf Ter$892

Deerfield, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Deerfield$138 to $141
Bannockburn$174
West Deerfield$147
Riverwoods$157

Deerfield, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bannockburn village, Illinois $145 $193 $290
West Deerfield township, Lake County, Illinois $123 $164 $246
Riverwoods village, Illinois $131 $174 $261

Deerfield, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Deerfield, IL2.4%7.8%
Bannockburn2.42%9.67%
West Deerfield2.32%8.21%
Riverwoods2.18%8.72%

Deerfield Renters Insurance as a Percentage of Rent

Deerfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 8 1.0% $699
$500 to $749 63 8.0% $1824
$750 to $999 68 9.0% $2574
$1,000 to $1,499 160 22.0% $3699
$1,500 or more 418 58.0% $5349

Deerfield, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$7,100
Yearly Deerfield Homeowner Insurance Premium Example $2,400$1,400
Out of Pocket Expense During Claim$1,100$7,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $17,900$16,900
Net Savings to Deerfield Home Owner from High Deductible Plan $1,000

Deerfield, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Deerfield, IL Home Replacement Value MORE than Home Value Deerfield, IL Home Replacement Value LESS than Home Value
Replacement Value $615,000 $423,000
Insurance Premium based on Replacement Value $2,650 $1,825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $57,500 Risk Exposure from Under Insuring Coverage is $134,500
Premium Impact Insurance cheaper by $575/year Insurance costlier by $250/year

Example Deerfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateChubb Group of Insurance
Monthly Premium 101150145
Year Built 200020111975
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $300000-$350000$350000-$400000$500000-$600000
Deductible $500- $1000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Deerfield, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 495,000 Shingles Roof 1,690 3 $500 Deductible 2290 10 Stucco siding No
1970 600,000 Metal Roof 2,590 5 $1000-$2500 Deductible 800 3 Vinyl siding yes
1982 825,000 Wood Shake Roof 3,830 5 $2500-$5000 Deductible 2170 12 Stucco siding yes
1969 960,000 Tile Roof 3,750 5 $2500-$5000 Deductible 1000 3 Vinyl siding yes
2006 455,000 Shingles Roof 1,740 3 $2500-$5000 Deductible 250 2 Stucco siding No
1977 1,320,000 Slate Shingles Roof 4,640 5 $500 Deductible 4090 12 Brick siding No
2012 455,000 Asphalt Shingles Roof 2,250 4 $2500-$5000 Deductible 400 3 Brick siding yes
2013 545,000 Shingles Roof 2,170 4 $500- $1000 Deductible 1080 5 Stone Siding yes
2002 430,000 Membrane Roof 1,660 4 $5000 to $10,000 Deductible 740 7 Stucco siding No
2007 575,000 Composition Roof 2,400 4 > $10,000 Deductible 160 1 Fiber-Cement Siding No
1973 560,000 Wood Shake Roof 2,020 5 $2500-$5000 Deductible 680 4 Fiber-Cement Siding No
1960 420,000 Membrane Roof 1,530 3 $500- $1000 Deductible 1730 9 Wood siding No
2014 470,000 Tile Roof 1,830 3 $500 Deductible 910 5 Vinyl siding yes
1980 435,000 Asphalt Shingles Roof 1,840 3 $5000 to $10,000 Deductible 1060 8 Stone Siding No
1973 325,000 Wood Shake Roof 1,630 4 $500 Deductible 900 7 Wood siding yes
1975 395,000 Membrane Roof 1,750 4 $5000 to $10,000 Deductible 730 7 Vinyl siding No
2009 485,000 Metal Roof 1,930 5 $5000 to $10,000 Deductible 720 7 Vinyl siding yes
2002 530,000 Asphalt Shingles Roof 2,170 4 $5000 to $10,000 Deductible 2060 12 Stucco siding No
1981 795,000 Wood Shake Roof 2,870 5 $500- $1000 Deductible 1310 4 Fiber-Cement Siding yes
1964 440,000 Composition Roof 2,210 3 $500 Deductible 150 1 Stucco siding No
1972 855,000 Tile Roof 3,060 4 $500- $1000 Deductible 1320 4 Brick siding yes
1968 655,000 Shingles Roof 3,300 5 > $10,000 Deductible 440 3 Brick siding yes
1970 490,000 Tile Roof 2,300 3 $500- $1000 Deductible 480 2 Brick siding yes
1976 480,000 Slate Shingles Roof 1,840 3 $500 Deductible 500 3 Stucco siding yes