Deerfield Beach Insurance Rates:

Deerfield Beach ,FL Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.

VHome Insurance conducted a thorough analysis of the Deerfield Beach, FL homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Deerfield Beach, FL is $2059. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Deerfield Beach, FL: Customer-Reviewed Options


Deerfield Beach, FL Homeowners Insurance Rates by Coverage Level

It is important to understand the different coverage options available in Deerfield Beach, FL. VHome Insurance will help you navigate the world of homeowners insurance coverages in Deerfield Beach, FL.

Coverage Level Average Annual Premium
$100,000 $824
$200,000 $1,400
$300,000 $1,730
$400,000 $2,636
$500,000 $3,315


Deerfield Beach, FL Homeowners Insurance Deductibles

One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Deerfield Beach, FL, and how to choose the right one for your needs.

Deductible Level Average Annual Premium
$500 Deductible $2,111
$1000 Deductible $1,888
$1500 Deductible $1,781
$2500 Deductible $1,606
$5000 Deductible $1,359



Top Home Insurance Agents Near Deerfield Beach, FL

Home Insurance Company Near Deerfield Beach, FL Homeowners Insurance Agency Near Deerfield Beach, FL Address
NA Pmh Insurance & Financial Services, Inc. 801 Northpoint Pkwy Ste 30 West Palm Beach, West Palm Beach, FL, 33407
NA We Insure Florida, Inc. 15200 Jog Rd Ste D1 , Delray Beach, FL, 33446
Liberty Mutual Independent Bogani & Christiano Llc 9100 BELVEDERE RD STE 207, ROYAL PALM BEACH, FL, 33411
Allstate Deborah Marcus 13802 N Kendall Dr, Miami, FL, 33186
Allstate Maritza Arce 15295 Nw 60Th Ave Ste 100, Miami Lakes, FL, 33014

Deerfield Beach, FL Home Insurance Agents for Top Companies


Deerfield Beach, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Coconut Creek city, Florida $146 $194 $291
Hillsboro Pines CDP, Florida $153 $203 $305
Lighthouse Point city, Florida $161 $214 $321


Deerfield Beach, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Deerfield Beach, FL4.8%18.3%
Coconut Creek5.47%15.62%
Lighthouse Point4.03%14.38%

Deerfield Beach Renters Insurance as a Percentage of Rent

Deerfield Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 330 1.0% $776
$300 to $499 450 2.0% $1226
$500 to $749 689 3.0% $1901
$750 to $999 2,711 15.0% $2651
$1,000 to $1,499 8,358 46.0% $3776
$1,500 or more 5,457 30.0% $5426

Cost Of Homeowners Insurance By Street Near Deerfield Beach, FL

Streets in Deerfield Beach Area Homeowners Insurance Cost
Durham C, Westbury B, SE 13th Ct, 66th Ln, NW 60th Dr, Lakes Dr, NW 114th Dr, Pebblestone Ln, Harwood G, NW 43rd Way$1,108
NW 124th Way, NW 47th Way, SE 3rd Pl, Markham Ct, Deer Creek Edgewater Dr, Republic Dr, NW 105th Dr, NW 55th Dr, Harwood I, SE 13th Dr$1,151
NW 124th Ter, Ventnor K, Wyndham Lakes Blvd S, Holmberg Rd, Discovery Cir W, Orchid Ct, Hialeah Ln, The Winners Cir, SE 9th Ter, NW 53rd Ave$1,429
Cambridge F, NW 126th Dr, NW 123 Ter, Tilford X, SW Natura Blvd, N Shore Dr, Markham N, NW 64th St, NW 47th Dr, NW 57th Ave$1,108
NE 47th Pl, NW 47th Way, Yellowstone Ln, NW 96th Dr, NW 43rd Way, NW 40th Way, NW 78th Manor, Monarch Ln, Green Rd, 54th Pl$1,238
Parkside Dr, Upminster Dr, NW 77th Ct, Belmont Ln, Skylark Ln, Durham T, Woodlake Ln, NE 53rd St, Trotters Ln, Suffolk Ln$1,442
NW 67th Pl, NW 62nd Ct, Ginger Ct, Richmond D, 62nd Way, Farnham G, Cambridge G, NE River Dr, NW 47th Pl, Tilford Cres$1,106
Emerald Way N, Lake Tern Ln, NW 66th Pl, NE 36th Ct, Deer Creek Alba Way, NW 63rd Ct, Cresent Creek St, N Deerfield Ave, Lox Rd, NW 61st Driveee$1,139
Regency Lakes Dr, NW 70th Manor, Valencia Dr, SW 48th Ter, Ave of the Lakes, Jasmine Ln, NW 58th Way, NW 60th Ln, Newport A, SW 24th Ter$1,138
Lox Rd, NW 102nd Dr, Lob Lolly Ln, Swans Ter, Stratford Dr, S Woodridge Dr, Coral Point Way, Richmond Cres, NW 48th Dr, SW 10th Dr$1,435

Deerfield Beach, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Deerfield Beach$181 to $184
Coconut Creek$174
Hillsboro Pines$183
Lighthouse Point$192

Average Cost Of Home Insurance By Company In Areas Nearby Deerfield Beach For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Florida Family Insurance $3,789
150,000 27 NO Tower Hill Preferred Insurance $5,490
150,000 27 NO Universal Insurance $6,883
150,000 27 NO Universal Property & Casualty Insurance $6,410
150,000 27 YES Liberty Mutual Fire Insurance $2,171
150,000 27 YES Security First Insurance $2,174
300,000 12 NA Citizens Property Insurance $3,176
300,000 12 NA Liberty Mutual Fire Insurance $5,115
300,000 12 NA St. Johns Insurance $4,437


Deerfield Beach, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Deerfield Beach Homeowner Insurance Premium Example $3,100$2,500
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $25,700$23,900
Net Savings to Deerfield Beach Home Owner from High Deductible Plan $1,800


Deerfield Beach, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Deerfield Beach, FL Home Replacement Value MORE than Home Value Deerfield Beach, FL Home Replacement Value LESS than Home Value
Replacement Value $750,500 $490,500
Insurance Premium based on Replacement Value $15,450 $10,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $100,500 Risk Exposure from Under Insuring Coverage is $159,500
Premium Impact Insurance cheaper by $3,275/year Insurance costlier by $2,075/year


Example Deerfield Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualChubb Group of Insurance
Monthly Premium 190423755
Year Built 197320091982
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$250000-$300000$400000-$500000
Deductible $2500-$5000 Deductible$500 Deductible$500- $1000 Deductible