Deer Lodge Insurance Rates:

Deer Lodge, MT homeowners insurance is approximately $635 to $865, about $52-$72/month. Our complete guide indicates shoppers can save upto $300 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Deer Lodge, MT Homeowners Insurance By Home Value

Deer Lodge, MT Home Value Total Homes % of Total Average Deer Lodge, MT Homeowners Insurance
Less than $50,000 228 19.0% $187
$50,000 to $59,999 101 8.0% $397
$60,000 to $69,999 46 3.0% $495
$70,000 to $79,999 98 8.0% $570
$80,000 to $89,999 84 7.0% $645
$90,000 to $99,999 61 5.0% $727
$100,000 to $124,999 188 15.0% $840
$125,000 to $149,999 92 7.0% $1050
$150,000 to $174,999 130 10.0% $1237
$175,000 to $199,999 33 2.0% $1432
$200,000 to $249,999 69 5.0% $1725
$250,000 to $299,999 47 3.0% $2107

Top Home Insurance Agents Near Deer Lodge, MT

Home Insurance Company Near Deer Lodge, MT Homeowners Insurance Agency Near Deer Lodge, MT Address
Farmers Brent Reed 1117 Helena Ave, Helena, MT, 59601
State Farm Buck Maclaurin 601 Euclid Ave Ste D, Helena, MT, 59601-2400
State Farm Leo Mccarthy 15 Discovery Dr, Butte, MT, 59701-3124
Liberty Mutual Independent Montana Insurance Managers Llc 1905 OGDEN ST, ANACONDA, MT, 59711
Liberty Mutual Independent Paynewest Insurance (Pfg) 1108 Livingston Ave, HELENA, MT, 59601

Cost Of Homeowners Insurance By Street Near Deer Lodge, MT

Streets in Deer Lodge Area Homeowners Insurance Cost
California Ave, W Peterson Ave, Cottonwood Ave, Cut Off Rd, Natl Forest Develop Road 227 Rd, Homestead Ln, Morris Ranch Ln, Ovando Helmville Rd, Mountain View Ln, Three Mile Rd$783
Montana Ave, Rock Creek Ln, Snow Shoe Creek Rd, Church Rd, Garrison Frontage Rd, Herrick Ln, Ballpark St, W End Loop, Garrison Back Rd, N Frontage Rd$787
West St, Beaverslide Rd, S Main St, W Cottonwood Ave, N Frontage Rd, Blue Grouse Ln, Larkspur Rd, Shooting Star Ln, W Frontage Rd, 4th St$771
Hwy 271, Burns St, Dempsey Lake Rd, Rock Ridge Ln, 527-Xx, Shamon Dr, Bear Track Ln, Pioneer Ln, Raven Rd, Sagebrush Ln$779
Blackfoot Rd, Boulder Rd, Brookside Blvd, Osprey Rd, Washington St, Spruce Gulch Rd, Park St, Rock Creek Lake Rd, Mc Dermid Way, Hat Creek Rd$785

Deer Lodge, MT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Deer Lodge$111 to $113
Warm Springs$112
Garrison$114
Avon-Elliston$116

Deer Lodge, MT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Warm Springs CCD, Deer Lodge County, Montana $94 $125 $187
Garrison CDP, Montana $95 $127 $190
Avon-Elliston CCD, Powell County, Montana $97 $129 $194

Deer Lodge, MT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Deer Lodge, MT7.0%20.6%
Warm Springs8.6%19.99%
Garrison4.98%17.16%
Avon-Elliston4.65%15.08%

Deer Lodge Renters Insurance as a Percentage of Rent

Deer Lodge Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 34 7.0% $357
$200 to $299 25 5.0% $807
$300 to $499 138 32.0% $1257
$500 to $749 114 26.0% $1932
$750 to $999 102 23.0% $2682
$1,000 to $1,499 17 3.0% $3807

Deer Lodge, MT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Deer Lodge Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,300$5,700
Net Savings to Deer Lodge Home Owner from High Deductible Plan $600

Deer Lodge, MT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Deer Lodge, MT Home Replacement Value MORE than Home Value Deer Lodge, MT Home Replacement Value LESS than Home Value
Replacement Value $250,000 $164,000
Insurance Premium based on Replacement Value $1,000 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $54,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $125/year

Example Deer Lodge Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceLiberty Mutual
Monthly Premium 4848113
Year Built 194319571980
Home Details 2 Beds, 1 Baths5 Beds, 4 Baths4 Beds, 1 Baths
Coverage Amount $125000-$150000$175000-$200000$300000-$350000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Deer Lodge, MT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 120,000 Tile Roof 1,750 4 $500 Deductible 220 5 Stone Siding yes
1969 75,000 Composition Roof 1,260 2 $1000-$2500 Deductible 160 8 Stucco siding No
1947 135,000 Composition Roof 1,860 3 $1000-$2500 Deductible 230 5 Vinyl siding No
1956 215,000 Membrane Roof 2,700 4 $5000 to $10,000 Deductible 450 9 Brick siding No
1966 115,000 Composition Roof 1,750 4 $1000-$2500 Deductible 70 2 Vinyl siding yes
1954 275,000 Slate Shingles Roof 4,170 5 > $10,000 Deductible 430 7 Wood siding No
1968 260,000 Wood Shake Roof 3,690 5 $500- $1000 Deductible 90 1 Brick siding yes
1964 135,000 Membrane Roof 1,740 4 $500 Deductible 570 10 Vinyl siding No
1989 175,000 Shingles Roof 2,670 4 $2500-$5000 Deductible 550 10 Vinyl siding yes
1952 145,000 Membrane Roof 1,920 3 $1000-$2500 Deductible 170 4 Fiber-Cement Siding yes
1943 145,000 Shingles Roof 1,830 4 $1000-$2500 Deductible 410 7 Fiber-Cement Siding yes
1945 70,000 Wood Shake Roof 1,200 3 $500- $1000 Deductible 200 8 Wood siding No
1945 400,000 Wood Shake Roof 4,830 5 $500 Deductible 300 2 Stone Siding No
1953 80,000 Wood Shake Roof 1,260 2 $500 Deductible 90 2 Brick siding No
1988 340,000 Slate Shingles Roof 4,730 5 > $10,000 Deductible 280 5 Brick siding No
1967 120,000 Membrane Roof 2,210 3 $1000-$2500 Deductible 380 9 Stone Siding yes
1966 185,000 Wood Shake Roof 3,180 4 $2500-$5000 Deductible 330 4 Vinyl siding yes
1969 85,000 Slate Shingles Roof 1,290 2 $500- $1000 Deductible 320 9 Stucco siding yes
1957 150,000 Shingles Roof 2,090 3 $500- $1000 Deductible 60 1 Brick siding yes
1983 60,000 Slate Shingles Roof 990 2 $500- $1000 Deductible 200 7 Wood siding No
1964 195,000 Composition Roof 2,370 3 $500 Deductible 790 8 Wood siding yes
1949 125,000 Metal Roof 1,550 3 $500 Deductible 100 2 Vinyl siding yes
1989 100,000 Metal Roof 1,360 2 $500 Deductible 460 10 Stucco siding No
1958 135,000 Membrane Roof 2,020 4 $500- $1000 Deductible 260 5 Brick siding No
1982 110,000 Wood Shake Roof 1,380 2 $1000-$2500 Deductible 440 12 Stone Siding yes
1958 265,000 Wood Shake Roof 3,330 4 $5000 to $10,000 Deductible 230 3 Stone Siding yes
1952 155,000 Asphalt Shingles Roof 1,940 4 $1000-$2500 Deductible 790 12 Wood siding yes
1950 90,000 Metal Roof 1,330 2 $500- $1000 Deductible 420 12 Stone Siding No