Dedham Insurance Rates:

Dedham, MA homeowners insurance is nearly $904 to $1,226, about $75-$102/month. Our complete guide indicates shoppers can save as much as $426 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The actual individual location of the state farm branch was local and always kept in good condition for the customers.
Auto Owners Insurance
The biggest drawback is the length of the policy and all the fine print to really find out what is actually covered. simple words to describe what is covered and what is not would be a lot easier.
Auto Owners Insurance
I like the fact the our agent is local yet the company is national so that we know we should get paid if there ever is a claim filed.

Dedham, MA Homeowners Insurance By Home Value

Dedham, MA Home Value Total Homes % of Total Average Dedham, MA Homeowners Insurance
Less than $50,000 95 2.0% $63
$175,000 to $199,999 52 1.0% $532
$200,000 to $249,999 352 8.0% $639
$250,000 to $299,999 892 21.0% $777
$300,000 to $399,999 2,784 66.0% $990

Top Home Insurance Agents Near Dedham, MA

Home Insurance Company Near Dedham, MA Homeowners Insurance Agency Near Dedham, MA Address
NA Donald Demello Ins Agency 145 School St, Taunton, MA, 2780
NA Aaa Insurance Agency Inc 45 Storey Ave, Newburyport, MA, 1950
Travelers Morse Insurance Agency Inc 285 WASHINGTON ST NORTH EASTON VILLAGE SHOPPE, NORTH EASTON, MA, 2356
Travelers New Worcester Insurance Agency 687 MAIN ST, WORCESTER, MA, 1610
Liberty Mutual Independent William L Goodrich Insurance Agency Inc 424 ADAMS ST STE 102, MILTON, MA, 2186

Cost Of Homeowners Insurance By Street Near Dedham, MA

Streets in Dedham Area Homeowners Insurance Cost
Sherman Rd, Kingsbury Ln, Sprague St, Echo Ln, Norwell Rd, Garfield Rd, Chickering Rd, Nobel Rd, Sprague St, Dorothy Ln$1,133
Maverick St, Chauncey St, Robinwood Rd, Stergis Way, Carmichael Cir, Lee Ter, Phillips Ln, Rustcraft Rd, Maynard Rd, Raven Hill$1,051
Dedham Blvd, Belknap St, Hidden Ter, Cass Ave, Violet Ave, Glancy Ln, Alice Way, Charity Ln, Carlisle Rd, Allied Dr$1,050
Jefferson St, Carrolton Rd, Bryant St, Carey Ln, Cunningham Rd, Parkway Ct, Eastern Ave, Needham St, Wiggin Ave, Rosemary Rd$1,059
Mount Hope St, Hillcrest Ave, Dartmouth Ave, Fleming St, Greenlodge St, Goshen Rd, Tapley Ln, Hooper Rd, Nickerson Rd, Cobb Ln$1,049

Dedham, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dedham$159 to $162
Westwood$171
Needham$172
Norwood$159

Dedham, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Westwood town, Norfolk County, Massachusetts $143 $190 $285
Needham CDP, Massachusetts $144 $192 $288
Norwood CDP, Massachusetts $133 $177 $266

Dedham, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dedham, MA3.6%11.2%
Westwood3.13%9.8%
Needham3.02%9.87%
Norwood4.07%15.03%

Dedham Renters Insurance as a Percentage of Rent

Dedham Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 121 5.0% $794
$300 to $499 170 7.0% $1244
$500 to $749 83 3.0% $1919
$750 to $999 201 8.0% $2669
$1,000 to $1,499 768 31.0% $3794
$1,500 or more 1,063 44.0% $5444

Dedham, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$6,600
Yearly Dedham Homeowner Insurance Premium Example $6,000$4,500
Out of Pocket Expense During Claim$600$6,600
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $30,600$29,100
Net Savings to Dedham Home Owner from High Deductible Plan $1,500

Dedham, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dedham, MA Home Replacement Value MORE than Home Value Dedham, MA Home Replacement Value LESS than Home Value
Replacement Value $423,000 $287,000
Insurance Premium based on Replacement Value $3,975 $2,700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $71,500 Risk Exposure from Under Insuring Coverage is $64,500
Premium Impact Insurance cheaper by $600/year Insurance costlier by $675/year

Example Dedham Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmLiberty Mutual
Monthly Premium 7499247
Year Built 197919442010
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $200000-$250000$175000-$200000$350000-$400000
Deductible > $10,000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Dedham, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 405,000 Tile Roof 2,160 5 $500 Deductible 310 1 Stone Siding yes
1961 805,000 Asphalt Shingles Roof 4,550 5 > $10,000 Deductible 990 4 Vinyl siding No
2010 610,000 Slate Shingles Roof 3,650 5 $500 Deductible 2400 6 Vinyl siding yes
2014 675,000 Membrane Roof 3,640 5 $500 Deductible 4180 12 Stone Siding No
2013 365,000 Metal Roof 2,440 4 > $10,000 Deductible 1020 7 Brick siding yes
1947 540,000 Asphalt Shingles Roof 2,850 4 $5000 to $10,000 Deductible 1740 8 Wood siding yes
1944 235,000 Shingles Roof 1,520 3 $1000-$2500 Deductible 440 3 Brick siding yes
1967 390,000 Composition Roof 1,950 3 $1000-$2500 Deductible 1390 7 Wood siding No
1944 195,000 Slate Shingles Roof 1,220 3 $1000-$2500 Deductible 1490 12 Fiber-Cement Siding No
1979 390,000 Slate Shingles Roof 1,770 4 $2500-$5000 Deductible 1440 6 Stone Siding No
1965 385,000 Shingles Roof 2,220 4 $500 Deductible 3220 10 Stucco siding No
1940 510,000 Tile Roof 3,430 5 $2500-$5000 Deductible 2690 9 Fiber-Cement Siding No
1976 245,000 Membrane Roof 1,410 2 $500- $1000 Deductible 150 1 Wood siding No