Dedham, MA homeowners insurance is nearly $904 to $1,226, about $75-$102/month. Our complete guide indicates shoppers can save as much as $426 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Dedham, MA | Homeowners Insurance Agency Near Dedham, MA | Address |
|---|---|---|
| Liberty Mutual Independent | William L Goodrich Insurance Agency Inc | 424 ADAMS ST STE 102, MILTON, MA, 2186 |
| Travelers | Morse Insurance Agency Inc | 285 WASHINGTON ST NORTH EASTON VILLAGE SHOPPE, NORTH EASTON, MA, 2356 |
| Travelers | New Worcester Insurance Agency | 687 MAIN ST, WORCESTER, MA, 1610 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Westwood town, Norfolk County, Massachusetts | $143 | $190 | $285 |
| Needham CDP, Massachusetts | $144 | $192 | $288 |
| Norwood CDP, Massachusetts | $133 | $177 | $266 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Dedham, MA | 3.6% | 11.2% |
| Westwood | 3.13% | 9.8% |
| Needham | 3.02% | 9.87% |
| Norwood | 4.07% | 15.03% |
| Dedham Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 121 | 5.0% | $794 |
| $300 to $499 | 170 | 7.0% | $1244 |
| $500 to $749 | 83 | 3.0% | $1919 |
| $750 to $999 | 201 | 8.0% | $2669 |
| $1,000 to $1,499 | 768 | 31.0% | $3794 |
| $1,500 or more | 1,063 | 44.0% | $5444 |
| Streets in Dedham Area | Homeowners Insurance Cost |
|---|---|
| Sherman Rd, Kingsbury Ln, Sprague St, Echo Ln, Norwell Rd, Garfield Rd, Chickering Rd, Nobel Rd, Sprague St, Dorothy Ln | $1,133 |
| Maverick St, Chauncey St, Robinwood Rd, Stergis Way, Carmichael Cir, Lee Ter, Phillips Ln, Rustcraft Rd, Maynard Rd, Raven Hill | $1,051 |
| Dedham Blvd, Belknap St, Hidden Ter, Cass Ave, Violet Ave, Glancy Ln, Alice Way, Charity Ln, Carlisle Rd, Allied Dr | $1,050 |
| Jefferson St, Carrolton Rd, Bryant St, Carey Ln, Cunningham Rd, Parkway Ct, Eastern Ave, Needham St, Wiggin Ave, Rosemary Rd | $1,059 |
| Mount Hope St, Hillcrest Ave, Dartmouth Ave, Fleming St, Greenlodge St, Goshen Rd, Tapley Ln, Hooper Rd, Nickerson Rd, Cobb Ln | $1,049 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Dedham | $159 to $162 |
| Westwood | $171 |
| Needham | $172 |
| Norwood | $159 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $6,600 |
| Yearly Dedham Homeowner Insurance Premium Example | $6,000 | $4,500 |
| Out of Pocket Expense During Claim | $600 | $6,600 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $30,600 | $29,100 |
| Net Savings to Dedham Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Dedham, MA Home Replacement Value MORE than Home Value | Dedham, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $423,000 | $287,000 |
| Insurance Premium based on Replacement Value | $3,975 | $2,700 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $71,500 | Risk Exposure from Under Insuring Coverage is $64,500 |
| Premium Impact | Insurance cheaper by $600/year | Insurance costlier by $675/year |
| Insurance Company | Chubb Group of Insurance | State Farm | Liberty Mutual |
| Monthly Premium | 74 | 99 | 247 |
| Year Built | 1979 | 1944 | 2010 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $175000-$200000 | $350000-$400000 |
| Deductible | > $10,000 Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible |