DeBary Insurance Rates:

DeBary, FL homeowners insurance is approximately $994 to $1,353, about $82-$112/month. Our exhaustive analysis indicates shoppers can save upto $469 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
Customer service is very friendly. i have never had a problem trying to get a hold of someone when i was trying to file a claim. there is 24/7 support and field agents are deployed within 48 hours if serious damage is reported. it is like the insurance company is really looking out for me and my best interests.
Geico
I feel that their product pushes me into a box with other homeowners that doesn't exactly suit my needs. although i am with them for my multiple policy discounts.
Farmer's Insurance
Having my agent close by means i can always pop into their office and speak with someone in person for problems or advice.
Security First Home Insurance
For all the positive points mentioned above, I am very happy with this company. They are friendly, knowledgeable, pro-active and responsive.
State Farm
The mobile app is not very user-friendly. The website does a little better; however, there is a lot of points and click areas. I would like to see both become a little more user-friendly, especially since all of my insurance needs are met through them.
Allstate
I would say that the interaction with my home insurance is great and always been kind and helpful for all my needs

Debary, FL Homeowners Insurance By Home Value

Debary, FL Home Value Total Homes % of Total Average Debary, FL Homeowners Insurance
Less than $50,000 466 7.0% $164
$50,000 to $59,999 153 2.0% $351
$60,000 to $69,999 309 4.0% $434
$70,000 to $79,999 250 3.0% $504
$80,000 to $89,999 323 5.0% $574
$90,000 to $99,999 236 3.0% $645
$100,000 to $124,999 515 8.0% $750
$125,000 to $149,999 396 6.0% $938
$150,000 to $174,999 835 13.0% $1102
$175,000 to $199,999 395 6.0% $1278
$200,000 to $249,999 1,004 15.0% $1536
$250,000 to $299,999 760 11.0% $1876
$300,000 to $399,999 770 12.0% $2392

Top Home Insurance Agents Near DeBary, FL

Home Insurance Company Near DeBary, FL Homeowners Insurance Agency Near DeBary, FL Address
NA Academy Insurance Agency, Inc. 815 Mabbette St, Kissimmee, FL, 34741
NA Hig 890 Sr 434 E, Longwood, FL, 32750
State Farm David Chong 10421 Moss Park Rd, Orlando, FL, 32832-5812
State Farm Paul Miller 1885 Knox McRae Dr, Titusville, FL, 32780-5498
Allstate Steven L. Strassman 3895 Lake Emma Rd Ste 113, Lake Mary, FL, 32746

Cost Of Homeowners Insurance By Street Near Debary, FL

Streets in DeBary Area Homeowners Insurance Cost
S Floyd Cir, Walnut Ave, Crystal Dr, Ramblewood Dr, Needlewood Loop, Perry St, Toms Rd, Sycamore Dr, M and M Ln, Stags Leap Dr$1,170
Miller Rd, McGregor Rd, 16th St, Serena Rd, S Shell Rd, Intergrated Ct, Hydrangea Ln, Whitewood Dr, Black Maple Dr, W University Ave$1,168
Floridana Rd, Harden Ave, Quail Lake Dr, Caddie Dr, Linda Vista St, Ramada Dr, Granada Rd, Bayou Vista St, N Carpenter Ave, Konomac Lake Dr$1,168
Tanglewood Rd, Waldor Ave, Broadmore Ave, Torrento Dr, Oak Springs Dr, Valencia Rd, Hickory Springs Pl, Harry Ave, Almond St, Banner Ter$1,167
Plantation Rd, Sackett Rd, Cayuga Dr, Orchid Dr, Pecan Dr, Mayflower Ave, 14th St, Leland Dr, Bass Lake Dr, Lilac Dr$1,166

Debary, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
DeBary$175 to $178
DeBary-Orange City$174
Orange City$168
Sanford$179

DeBary, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
DeBary-Orange City CCD, Volusia County, Florida $174 $232 $348
Orange City city, Florida $168 $224 $336
Sanford CCD, Seminole County, Florida $179 $239 $359

DeBary, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
DeBary, FL6.5%19.0%
DeBary-Orange City7.06%21.93%
Orange City7.86%22.62%
Sanford5.73%21.74%

Debary Renters Insurance as a Percentage of Rent

Debary Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 23 2.0% $1236
$500 to $749 177 18.0% $1911
$750 to $999 42 4.0% $2661
$1,000 to $1,499 493 50.0% $3786
$1,500 or more 247 25.0% $5436

Average Cost Of Home Insurance By Company In Areas Nearby DeBary For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Traditions Insurance $2,721
150,000 27 NO Southern Fidelity Insurance $1,589
150,000 27 NO Tower Hill Select Insurance $1,989
150,000 27 NO Tower Hill Signature Insurance $1,837
150,000 27 YES American Integrity Insurance $1,311
150,000 27 YES Tower Hill Preferred Insurance $1,067
300,000 27 NA American Integrity Insurance $2,009
300,000 27 NA Asi Preferred Insurance $1,582
300,000 27 NA Castle Key Indemnity Company Insurance $1,998
300,000 27 NA Southern Oak Insurance $1,744

DeBary, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly DeBary Homeowner Insurance Premium Example $4,900$4,400
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $31,100$30,100
Net Savings to DeBary Home Owner from High Deductible Plan $1,000

DeBary, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario DeBary, FL Home Replacement Value MORE than Home Value DeBary, FL Home Replacement Value LESS than Home Value
Replacement Value $160,500 $112,000
Insurance Premium based on Replacement Value $3,075 $2,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $12,500 Risk Exposure from Under Insuring Coverage is $36,000
Premium Impact Insurance cheaper by $700/year Insurance costlier by $225/year

Example DeBary Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceState Farm
Monthly Premium 273382431
Year Built 198919612012
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$250000-$300000$400000-$500000
Deductible $5000 to $10,000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for DeBary, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 180,000 Composition Roof 1,800 3 $500- $1000 Deductible 3050 10 Vinyl siding No
1991 380,000 Asphalt Shingles Roof 3,270 4 $5000 to $10,000 Deductible 3910 10 Stucco siding yes
1960 445,000 Asphalt Shingles Roof 4,090 5 $500 Deductible 8410 12 Vinyl siding yes
2010 200,000 Asphalt Shingles Roof 2,160 4 $1000-$2500 Deductible 1730 6 Stucco siding yes
2008 220,000 Metal Roof 2,350 4 $500 Deductible 2120 4 Brick siding yes
1984 150,000 Composition Roof 1,540 3 $500 Deductible 3740 12 Stone Siding yes
1994 345,000 Shingles Roof 3,270 5 $1000-$2500 Deductible 3890 7 Brick siding yes
1991 220,000 Shingles Roof 2,720 5 > $10,000 Deductible 1390 6 Stone Siding yes
1986 315,000 Asphalt Shingles Roof 3,220 4 $2500-$5000 Deductible 5330 12 Vinyl siding yes
1962 145,000 Wood Shake Roof 1,680 3 $1000-$2500 Deductible 160 1 Vinyl siding yes
1990 180,000 Wood Shake Roof 1,490 3 $500 Deductible 1190 3 Fiber-Cement Siding No
1985 205,000 Tile Roof 1,840 3 $2500-$5000 Deductible 1120 5 Stucco siding No
1990 280,000 Wood Shake Roof 3,030 4 $2500-$5000 Deductible 2600 7 Fiber-Cement Siding yes
1983 330,000 Tile Roof 4,100 5 $500- $1000 Deductible 3230 8 Vinyl siding yes
1991 195,000 Membrane Roof 1,650 4 $5000 to $10,000 Deductible 1520 7 Wood siding yes
2004 160,000 Asphalt Shingles Roof 1,500 3 $5000 to $10,000 Deductible 1100 7 Stone Siding yes
2009 245,000 Wood Shake Roof 2,190 3 > $10,000 Deductible 2600 12 Fiber-Cement Siding yes
1966 125,000 Composition Roof 1,230 3 $2500-$5000 Deductible 1050 8 Brick siding yes
2011 230,000 Composition Roof 2,110 3 $5000 to $10,000 Deductible 2860 12 Wood siding No
1960 380,000 Shingles Roof 3,700 5 $1000-$2500 Deductible 2050 3 Stucco siding No
2011 370,000 Composition Roof 3,370 5 $5000 to $10,000 Deductible 4210 12 Vinyl siding yes
2006 205,000 Metal Roof 2,300 4 $2500-$5000 Deductible 250 1 Brick siding No
1996 375,000 Slate Shingles Roof 3,220 4 > $10,000 Deductible 330 1 Stone Siding No
1997 290,000 Metal Roof 2,780 5 $1000-$2500 Deductible 3080 6 Fiber-Cement Siding yes
1963 205,000 Asphalt Shingles Roof 2,260 3 $1000-$2500 Deductible 2430 7 Wood siding No
1960 365,000 Composition Roof 3,520 5 $2500-$5000 Deductible 2370 4 Wood siding No
2005 410,000 Wood Shake Roof 4,190 5 $500- $1000 Deductible 470 1 Stone Siding No
1991 230,000 Asphalt Shingles Roof 2,150 3 $500- $1000 Deductible 4010 9 Brick siding yes
1998 425,000 Tile Roof 4,570 5 > $10,000 Deductible 2500 4 Wood siding yes
2005 145,000 Tile Roof 1,720 5 $2500-$5000 Deductible 1290 9 Vinyl siding yes
1969 230,000 Membrane Roof 2,050 3 $2500-$5000 Deductible 4460 12 Fiber-Cement Siding No
2006 170,000 Shingles Roof 1,430 3 $500 Deductible 1940 6 Brick siding No
2013 135,000 Tile Roof 1,450 3 $1000-$2500 Deductible 170 1 Brick siding yes
2014 255,000 Shingles Roof 2,520 4 $1000-$2500 Deductible 2210 8 Brick siding No