Dearborn Insurance Rates:

Dearborn, MI homeowners insurance is roughly $629 to $852, about $52-$71/month. Our in depth guide indicates shoppers can save as much as $296 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I like geico because they are courteous and very sweet, they are also simple with payment plans unlike a lot of other companies.
Met
When we call the insurance they are not very good with the phone manners, they put you on hold several times, and transfer you from department to department.
State Farm
They have many different payment plans you can choose between. it makes it very flexible. you can pay yearly, twice a year, quarterly or monthly

Dearborn, MI Homeowners Insurance By Home Value

Dearborn, MI Home Value Total Homes % of Total Average Dearborn, MI Homeowners Insurance
Less than $50,000 1,931 8.0% $155
$50,000 to $59,999 1,096 4.0% $333
$60,000 to $69,999 1,203 5.0% $414
$70,000 to $79,999 1,929 8.0% $481
$80,000 to $89,999 1,729 7.0% $540
$90,000 to $99,999 1,548 6.0% $607
$100,000 to $124,999 3,695 16.0% $703
$125,000 to $149,999 2,943 12.0% $881
$150,000 to $174,999 2,926 12.0% $1037
$175,000 to $199,999 1,183 5.0% $1200
$200,000 to $249,999 1,319 5.0% $1444
$250,000 to $299,999 730 3.0% $1763
$300,000 to $399,999 659 2.0% $2245

Top Home Insurance Agents Near Dearborn, MI

Home Insurance Company Near Dearborn, MI Homeowners Insurance Agency Near Dearborn, MI Address
State Farm Neal Hopkins 1720 W Sterns Rd, Temperance, MI, 48182-1541
Nationwide Olmstead Insurance Agency Inc 2 Crocker Blvd Ste 302, Mt Clemens, MI, 48043-2528
NA Avery Hasler & Associates, Inc. 14 E 14 Mile Rd, Clawson, MI, 48017
NA Interlakes Insurance Agency 6890 Cooley Lake Rd , Waterford, MI, 48327
Farmers Gerald Brodzik Lutcf 696 N Mill St Ste 108, Plymouth, MI, 48170

Cost Of Homeowners Insurance By Street Near Dearborn, MI

Streets in Dearborn Area Homeowners Insurance Cost
Nowlin St, Appoline, Garrison St, Lanson, Waynewood Ct, Gould Ave, Robertson St, Byrd St, Haggerty Ave, Venice St$740
Alber St, Marvin Ave, Tenny St, Whitmore St, Wildwood St, Fordson Dr, Dale Pl, Cass St, Heather Dr, Roulo St$699
Westland St, Croissant St, N Lafayette St, W Elmdale St, Payne Ct, Ridgemont Ave, Amazon St, Raymond Ct, West Ln, Newton St$738
W Elm St, Cromwell St, Abbey Ln, Littlefield Blvd, Francis St, Roslyn St, Dix, Federal Dr, Larme Ave, Morley Ct$743
S York St, Cobb St, Duxbury Ln, Porath Ct, Winchester Dr, Gulley Pl, Kean St, Alice St, W Village Rd, Audette St$742

Dearborn, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dearborn$110 to $113
Melvindale$107
Wayne County$109
Allen Park$111

Dearborn, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Melvindale city, Michigan $107 $142 $213
Wayne County, Michigan $110 $146 $219
Allen Park city, Michigan $111 $148 $222

Dearborn, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dearborn, MI4.2%11.4%
Melvindale5.58%15.95%
Wayne County4.44%12.44%
Allen Park4.62%12.69%

Dearborn Renters Insurance as a Percentage of Rent

Dearborn Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 141 1.0% $350
$200 to $299 243 2.0% $800
$300 to $499 609 6.0% $1250
$500 to $749 1,607 17.0% $1925
$750 to $999 2,409 26.0% $2675
$1,000 to $1,499 3,026 33.0% $3800
$1,500 or more 1,069 11.0% $5450

Dearborn, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Dearborn Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,200$9,600
Net Savings to Dearborn Home Owner from High Deductible Plan $600

Dearborn, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dearborn, MI Home Replacement Value MORE than Home Value Dearborn, MI Home Replacement Value LESS than Home Value
Replacement Value $95,000 $68,500
Insurance Premium based on Replacement Value $450 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $9,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Dearborn Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualState Farm
Monthly Premium 436259
Year Built 195319661943
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$150000-$175000$175000-$200000
Deductible $500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Dearborn, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 105,000 Shingles Roof 1,590 3 $500- $1000 Deductible 120 3 Brick siding yes
1944 105,000 Membrane Roof 1,630 4 $500- $1000 Deductible 70 2 Wood siding No
1949 350,000 Tile Roof 4,400 5 $2500-$5000 Deductible 730 6 Vinyl siding yes
1963 195,000 Slate Shingles Roof 2,630 4 $2500-$5000 Deductible 250 5 Vinyl siding yes
1946 110,000 Composition Roof 1,650 4 $500- $1000 Deductible 170 3 Wood siding No
1966 105,000 Slate Shingles Roof 1,320 3 $2500-$5000 Deductible 500 12 Fiber-Cement Siding yes
1951 190,000 Wood Shake Roof 2,660 4 $500 Deductible 350 6 Vinyl siding yes
1945 205,000 Composition Roof 2,750 4 $1000-$2500 Deductible 750 8 Stucco siding yes
1951 160,000 Metal Roof 2,070 3 $1000-$2500 Deductible 680 12 Stone Siding yes
1955 135,000 Asphalt Shingles Roof 2,110 3 $2500-$5000 Deductible 320 8 Stucco siding yes
1947 170,000 Membrane Roof 2,250 4 $1000-$2500 Deductible 510 10 Wood siding No
1969 170,000 Metal Roof 2,050 3 $500- $1000 Deductible 220 3 Brick siding No
1959 205,000 Shingles Roof 3,230 5 > $10,000 Deductible 670 12 Vinyl siding No
1967 100,000 Membrane Roof 1,380 3 $500- $1000 Deductible 210 7 Brick siding No
1938 90,000 Slate Shingles Roof 1,455 2 $500 Deductible 360 12 Wood siding No