De Witt Insurance Rates:

De Witt, NY homeowners insurance is nearly $508 to $689, about $42-$57/month. Our in depth guide indicates shoppers can save upto $239 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Peninsula Insurance
Other then my problems with peninsula and the fact that they increase my rates every year, i would have to say that my experience with them has been overall positive.
Union Mutual
The insurance agent was not at all sympathetic or understanding after i had gotten robbed. he was rude and not at all helpful when i had concerns about the way the company had estimated the loss of my belongings.
Allstate
I love the monthly payments, they are very reasonable and work with what you're able to afford and arrange payments.

De Witt, NY Homeowners Insurance By Home Value

De Witt, NY Home Value Total Homes % of Total Average De Witt, NY Homeowners Insurance
Less than $50,000 270 4.0% $95
$50,000 to $59,999 156 2.0% $197
$60,000 to $69,999 217 3.0% $245
$70,000 to $79,999 245 3.0% $287
$80,000 to $89,999 507 7.0% $322
$90,000 to $99,999 563 8.0% $364
$100,000 to $124,999 781 11.0% $418
$125,000 to $149,999 754 11.0% $526
$150,000 to $174,999 711 10.0% $621
$175,000 to $199,999 668 9.0% $717
$200,000 to $249,999 723 10.0% $861
$250,000 to $299,999 458 6.0% $1058
$300,000 to $399,999 649 9.0% $1339

Top Home Insurance Agents Near De Witt, NY

Home Insurance Company Near De Witt, NY Homeowners Insurance Agency Near De Witt, NY Address
Travelers M & T Insurance Agency Inc 101 S SALINA ST, SYRACUSE, NY, 13202
State Farm Steve Jarvis 1251 Erie Blvd W, Rome, NY, 13440
Travelers Todd C Roberts & Assoc Inc 131 SHERILL RD, SHERRILL, NY, 13461
NA Dennis Wayne Lio 28 Jordan St Apt D, Skaneateles, NY, 13152
NA Crown Risk Management, Llc 221 S Warren St. Ste 100, Syracuse, NY, 13202

Cost Of Homeowners Insurance By Street Near De Witt, NY

Streets in De Witt Area Homeowners Insurance Cost
Lansdowne Rd, Addison Dr, Randall Rd, Stonecrest Dr, Marsh Dr, E Manlius St, Hook Cir, Alwyn Rd, Bridgeport Rd, Bagg St$609
Edwards Dr, Erregger Ter, Haverhill Pl, Heritage Landing Dr, Billings Ln, Julian Pl, Westminster Rd, Merman Dr, Old Quarry Rd, Shapleigh Dr$597
Twin Oaks Dr, Poole Rd, Watertree Dr, 6, N Center St, Wethersfield Rd, Benedict Rd, Colfax Ave, Pyle Dr, Rossiter Rd$606
Lyndale Ct, Solvay Rd Exd, Myers Rd, Croyden Ln, Oakmont Dr, Pittman Ln, Craigie St, Alpine Dr, Joy Rd, Thomas Rd$613
Stillwater Dr, Old Collamer Rd S, Sanders Creek Pkwy, Wembridge Pl, Nottingham Cir, Carr St, Charing Rd, Firestone Dr, W Heman St, Broadmore Ln$589

De Witt, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
De Witt$89 to $92
East Syracuse$87
Minoa$88
Fayetteville$90

De Witt, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Syracuse village, New York $73 $97 $146
Lyncourt CDP, New York $73 $97 $146
Minoa village, New York $74 $98 $147

De Witt, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
De Witt, NY3.3%8.8%
East Syracuse4.12%10.33%
Lyncourt4.21%11.21%
Minoa3.86%8.57%

De Witt Renters Insurance as a Percentage of Rent

De Witt Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 56 2.0% $345
$200 to $299 181 6.0% $795
$300 to $499 262 9.0% $1245
$500 to $749 1,011 36.0% $1920
$750 to $999 877 31.0% $2670
$1,000 to $1,499 164 5.0% $3795
$1,500 or more 205 7.0% $5445

De Witt, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$5,300
Yearly De Witt Homeowner Insurance Premium Example $1,800$1,000
Out of Pocket Expense During Claim$1,300$5,300
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $12,100$11,300
Net Savings to De Witt Home Owner from High Deductible Plan $800

De Witt, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario De Witt, NY Home Replacement Value MORE than Home Value De Witt, NY Home Replacement Value LESS than Home Value
Replacement Value $249,000 $190,500
Insurance Premium based on Replacement Value $2,300 $1,750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $250/year

Example De Witt Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualState Farm
Monthly Premium 1525764
Year Built 197419491983
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$100000-$125000$100000-$125000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for De Witt, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 175,000 Asphalt Shingles Roof 2,310 5 $500- $1000 Deductible 650 6 Wood siding No
1970 135,000 Asphalt Shingles Roof 1,580 2 $500 Deductible 620 5 Wood siding yes
1941 125,000 Wood Shake Roof 1,640 2 $500 Deductible 410 4 Wood siding No
1941 100,000 Composition Roof 940 2 $1000-$2500 Deductible 380 4 Stucco siding yes
1968 115,000 Tile Roof 1,520 2 $500 Deductible 960 7 Wood siding No
1960 140,000 Slate Shingles Roof 1,750 2 $1000-$2500 Deductible 440 4 Wood siding No
1960 120,000 Composition Roof 1,340 3 $500 Deductible 1020 10 Stucco siding No
1969 100,000 Wood Shake Roof 1,040 2 $500- $1000 Deductible 530 8 Vinyl siding No
1963 170,000 Metal Roof 1,640 3 $5000 to $10,000 Deductible 440 4 Vinyl siding yes
1944 125,000 Membrane Roof 1,530 2 $500 Deductible 870 9 Stone Siding yes
1946 155,000 Slate Shingles Roof 1,780 4 $500 Deductible 1190 10 Wood siding yes
1981 160,000 Shingles Roof 1,640 3 $500- $1000 Deductible 820 6 Stucco siding No
1975 290,000 Metal Roof 3,320 5 $5000 to $10,000 Deductible 750 5 Stucco siding No