De Soto Insurance Rates:

De Soto, KS homeowners insurance is about $867 to $1,222, about $72-$101/month. Our thorough research shows customers can save upto $417 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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De Soto, KS Homeowners Insurance By Home Value

De Soto, KS Home Value Total Homes % of Total Average De Soto, KS Homeowners Insurance
Less than $50,000 84 7.0% $135
$70,000 to $79,999 19 1.0% $417
$90,000 to $99,999 91 7.0% $532
$100,000 to $124,999 114 9.0% $615
$125,000 to $149,999 175 14.0% $772
$150,000 to $174,999 103 8.0% $908
$175,000 to $199,999 69 5.0% $1054
$200,000 to $249,999 194 16.0% $1263
$250,000 to $299,999 153 12.0% $1545
$300,000 to $399,999 176 14.0% $1962

Top Home Insurance Agents Near De Soto, KS

Home Insurance Company Near De Soto, KS Homeowners Insurance Agency Near De Soto, KS Address
Travelers Elite Insurance Agency Llc 332 SW MAIN ST, LEES SUMMIT, MO, 64063
State Farm Jason Parker 13095 S Mur Len Rd Ste 180, Olathe, KS, 66062-1298
Farmers Rob Levitch 6804 W 107th St Ste 225, Overland Park, KS, 66212
Allstate Brad Lineberry 208 NE 72nd St, Gladstone, MO, 64118
Allstate Chad Vanderpol 6132 Blue Ridge Blvd Ste A, Raytown, MO, 64133

Cost Of Homeowners Insurance By Street Near De Soto, KS

Streets in De Soto Area Homeowners Insurance Cost
83rd Ter, Lakewood Dr, Ln H, W 93rd Ct, Oak Country Ln, W 88th Cir, S Frontier Rd, 88th Ter, Lane E, S Bur Oak Cir$1,076
Thompson Cir, W 82nd Pl, Lexington Ave, Penner Ave, S Waverly Rd, Shorewood Dr, Lynne Rd, Frederick Dr, Kill Creek Rd, Commerce Dr$1,067
Delaware St, Evening Star Ter, Scott St, Ln M, Osage St, Jaycee St, Taylor Ct, 82nd St, N Burr Oak Cir, W 87th Cir$1,065
Hilltop Rd, Brome Rd, Packaging Ln, Oak Dr, Lake St, W 88th Ct, Scott Dr, Pin Oak Cir, Explorer's Trl, Ln Oo$1,063
Valley Spring Dr, Post Oak Cir, A Ln, Ln F, Waverly Rd, Willow Ln, 84th Cir, Evening Star Rd, Penway Dr, Peoria St$1,083

De Soto, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
De Soto$152 to $160
Sherman$158
Lexington$168
Linwood$145

De Soto, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sherman township, Leavenworth County, Kansas $132 $175 $263
Lexington township, Johnson County, Kansas $140 $187 $280
Linwood city, Kansas $121 $161 $242

De Soto, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
De Soto, KS5.4%18.4%
Sherman5.85%21.98%
Lexington4.26%12.91%
Linwood6.92%26.48%

De Soto Renters Insurance as a Percentage of Rent

De Soto Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 17 2.0% $776
$300 to $499 172 25.0% $1226
$500 to $749 237 34.0% $1901
$750 to $999 124 18.0% $2651
$1,000 to $1,499 88 12.0% $3776
$1,500 or more 41 6.0% $5426

Average Cost Of Home Insurance By Company In Areas Nearby De Soto For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Auto Club Family Insurance Company 3,590 5,494 7,318
100,000 Csaa Fire And Casualty Insurance Company 1,259 1,776 2,006
100,000 Metropolitan Property & Casualty Insurance Company 1,373 1,954 2,358
200,000 Garrison Property And Casualty Insurance Company 3,852 4,015 4,015
200,000 Marysville Mutual Insurance Company 1,923 2,349 2,883
300,000 Homesite Indemnity Company 3,013 4,180 5,008
300,000 Liberty Insurance Corp 2,734 2,818 2,838
300,000 Travelers Property Casualty Insurance Company 2,659 4,081 5,063
300,000 Usaa Casualty Insurance Company 4,204 4,357 4,357
300,000 Usaa General Indemnity Company 4,605 4,742 4,742

De Soto, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly De Soto Homeowner Insurance Premium Example $2,800$2,600
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $23,500$22,900
Net Savings to De Soto Home Owner from High Deductible Plan $600

De Soto, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario De Soto, KS Home Replacement Value MORE than Home Value De Soto, KS Home Replacement Value LESS than Home Value
Replacement Value $282,000 $185,500
Insurance Premium based on Replacement Value $3,350 $2,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,000 Risk Exposure from Under Insuring Coverage is $63,500
Premium Impact Insurance cheaper by $750/year Insurance costlier by $400/year

Example De Soto Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyState Farm
Monthly Premium 180226124
Year Built 200919711955
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$175000-$200000$175000-$200000
Deductible $1000-$2500 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for De Soto, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 535,000 Composition Roof 4,880 5 $2500-$5000 Deductible 2960 8 Brick siding No
1977 185,000 Shingles Roof 1,610 3 $500- $1000 Deductible 3200 12 Stucco siding No
1977 175,000 Wood Shake Roof 1,780 3 $1000-$2500 Deductible 190 1 Vinyl siding No
1944 200,000 Membrane Roof 1,670 3 $500 Deductible 1560 7 Fiber-Cement Siding yes
1943 220,000 Wood Shake Roof 1,760 3 $500 Deductible 2400 10 Wood siding No
1965 260,000 Tile Roof 2,070 4 $500- $1000 Deductible 2050 10 Brick siding No
1947 300,000 Slate Shingles Roof 3,010 4 $500- $1000 Deductible 2460 7 Fiber-Cement Siding yes
1958 405,000 Asphalt Shingles Roof 3,290 4 $500- $1000 Deductible 1220 3 Brick siding No
1971 115,000 Membrane Roof 1,260 3 $1000-$2500 Deductible 1080 12 Stone Siding yes
1942 265,000 Shingles Roof 2,250 3 $1000-$2500 Deductible 1150 5 Brick siding yes
1957 135,000 Asphalt Shingles Roof 1,370 3 $500 Deductible 840 8 Brick siding yes
1952 180,000 Metal Roof 1,550 3 $500 Deductible 220 1 Vinyl siding yes
1962 140,000 Wood Shake Roof 1,350 3 $2500-$5000 Deductible 130 1 Brick siding yes
2012 245,000 Tile Roof 1,990 5 > $10,000 Deductible 490 3 Stucco siding yes
2012 190,000 Metal Roof 1,920 4 $2500-$5000 Deductible 1400 10 Stucco siding No
1967 375,000 Metal Roof 3,150 4 $500- $1000 Deductible 2420 5 Stone Siding yes
1981 285,000 Metal Roof 2,910 5 > $10,000 Deductible 1730 9 Stone Siding yes
2003 210,000 Metal Roof 1,810 4 $5000 to $10,000 Deductible 1820 10 Brick siding yes
1988 420,000 Tile Roof 4,480 5 $2500-$5000 Deductible 580 2 Stucco siding No
1984 410,000 Membrane Roof 4,550 5 $2500-$5000 Deductible 2680 12 Vinyl siding yes
1945 255,000 Slate Shingles Roof 2,350 3 $2500-$5000 Deductible 2430 10 Wood siding yes
1984 285,000 Wood Shake Roof 2,700 5 $500- $1000 Deductible 540 2 Brick siding yes
1969 345,000 Slate Shingles Roof 3,010 4 > $10,000 Deductible 2020 12 Wood siding yes
2006 140,000 Wood Shake Roof 1,600 3 $2500-$5000 Deductible 320 3 Brick siding No
1959 200,000 Metal Roof 1,690 4 $500 Deductible 180 1 Wood siding No
1952 245,000 Asphalt Shingles Roof 2,290 3 $500- $1000 Deductible 650 2 Brick siding No
1988 235,000 Tile Roof 2,530 4 $500- $1000 Deductible 2780 10 Stucco siding yes
1958 230,000 Composition Roof 2,440 4 $500 Deductible 1190 4 Fiber-Cement Siding yes
2000 150,000 Asphalt Shingles Roof 1,780 4 $5000 to $10,000 Deductible 460 7 Fiber-Cement Siding No
2006 275,000 Asphalt Shingles Roof 2,310 5 $500- $1000 Deductible 1190 5 Fiber-Cement Siding yes
1979 145,000 Wood Shake Roof 1,290 3 $500- $1000 Deductible 290 2 Vinyl siding No
1942 210,000 Shingles Roof 1,760 5 > $10,000 Deductible 1180 10 Wood siding No