Daytona Beach Insurance Rates:

Daytona Beach, FL homeowners insurance is roughly $979 to $1,329, about $81-$110/month. Our comprehensive research shows customers can save upto $461 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Assurant Specialty Property
I would recommend them because they are very low in cost and the time that I did have to reach out to them, they did fulfill their job and do what they offered to do without hurting me at all
Citizens Property Insurance
I don't like that citizens doesn't have more discounts than they already offer. we have upgraded wiring and an upgraded roof. other companies give discounts.
Homeowner's Choice
I like that the payment is currently integrated with my mortgage payment. it makes it a pretty painless process. also, they work directly with the insurance company in the event of any incident, which we've not experienced really until now, with hurricane irma.
There were a few that were cheaper and a few more expensive but I found that I was offered more additional guarantees that the other providers didn't.
I believe my insurance company offers about the same services as every other insurance company. Being a local branch they probably offer a lot of agricultural products that some nationwide companies don't.
Liberty Mutual
I would recommend because when you buy a home and pay on it, you have to have insurance on it. If you have to, this is a good company to have and I do recommend it.
Farmer's Insurance
I recommend this home insurance company because they have always been responsive, and I have never had any issues dealing with them.
I have been with USAA for 13 years and have my auto insurance with them as well. Everytime I've claimed, they have processed it without any issue.
Security First Home Insurance
I am very satisfied with my policy's premium and deductible and would bot consider changing to another company,
Assurant Specialty Property
I had some questions about my coverage, mainly having to do with the coverage if a water pipe were to burst in the winter. I called their customer service line, and I don't think I had to wait more than a minute.
Liberty Mutual
My experience with Liberty Mutual’s customer service department has been good so far. They are attentive, wait time is minimal and the automated system is relatively easy to use and it is easy to get to a live person.
State Farm
I have never had to use their service. They have great customer service when I have had to call them regarding payment questions
I called over the years several times to ask a few questions and they have always been very helpful and knowledgable. They take the time to answer all question and never rush you off the phone.
When I was looking for home insurance, there were a lot of companies to sift through. I chose Travelers because they offered the best deals, prices, and offerings compared to others.
Citizens Property Insurance
They are one of the very few companies that provide home owners insurance in the South Florida area, which includes flood and wind insurance. Many have moved out of the area because of all the hurricane's that we had experienced over the past 20 years.
Farmer's Insurance
My insurance company has many locations to choose from when looking for an agent to address my insurance needs and concerns.
The website acts sluggish at times, first of all. Second, they've recently started charging me a dollar per payment if I enroll in the auto pay plan. I've discontinued this plan and am now paying my bill manually. It and inconvenience to do it this way, and I'm not sure why they felt the need to charge people to automate their payments. I'm hoping this is temporary.
Tower Hill Insurance
I wish that the insurance website has more information on coverage, benefits, price differences and options to us homeowners. Having a user-friendly updated site also offers the current and future clients a more easy decision making options when shopping for home insurance.
State Farm
State Farm
The premium rate is pretty good... not bad. I've tried other quotes and they are near the same. The good thing about State Farm is they are a pretty large company so you'll be pretty sure they'll respond.
I like how they're one of Washington's most popular companies. Because of this, I get many benefits others do not get.
Farmer's Insurance
We compared different companies with the Farmers. We got a quote from almost every one of them, Farmer stood 2nd in terms of pricing, so we chose it. We are satisfied.
People's Trust Insurance
My experience with this company has been overall really great. I have had no issues as of yet and I really enjoy my experience with them so far.

Daytona Beach, FL Homeowners Insurance By Home Value

Daytona Beach, FL Home Value Total Homes % of Total Average Daytona Beach, FL Homeowners Insurance
Less than $50,000 1,318 10.0% $207
$50,000 to $59,999 379 3.0% $438
$60,000 to $69,999 352 2.0% $541
$70,000 to $79,999 620 5.0% $622
$80,000 to $89,999 659 5.0% $703
$90,000 to $99,999 787 6.0% $795
$100,000 to $124,999 1,509 12.0% $922
$125,000 to $149,999 1,388 11.0% $1153
$150,000 to $174,999 1,582 12.0% $1360
$175,000 to $199,999 890 7.0% $1568
$200,000 to $249,999 1,287 10.0% $1890
$250,000 to $299,999 742 6.0% $2306
$300,000 to $399,999 672 5.0% $2928

Top Home Insurance Agents Near Daytona Beach, FL

Home Insurance Company Near Daytona Beach, FL Homeowners Insurance Agency Near Daytona Beach, FL Address
NA Carrier Insurance Agency, Inc. 2908 Lakeview Dr. 2908 Lakeview Dr. Fern Park, Casselberry, FL, 32730
Travelers Helen Buckroth Insurance Agency Inc 4905 E COLONIAL DR, ORLANDO, FL, 32803
Travelers Insurance Professionals Of Central Fl Inc 1525 INTERNATIONAL PKWY STE 4071, LAKE MARY, FL, 32746
Travelers Jean Arthur Associates Inc 5626 Red Bug Lake Rd , Winter Springs, FL, 32708
State Farm Ken Henley 119 N 4th St, Palatka, FL, 32177-3727

Daytona Beach, FL Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Daytona Beach, FL

Streets in Daytona Beach Area Homeowners Insurance Cost
Red Wing Ct, Williamsburg Pl, Crowne Ormond Ln, Birch St, Foote Ct, Broad Ave, Bayless Blvd, Jacaranda Ave, Pine Falls Dr, Ranney Ave$1,124
Oak Ave, Simpson Ave, 14th St, San Juan Ave, Carmen Ave, Gamble Pl, Skipper Dr, Notting Hill Dr, Aspen St, Edna St$1,130
Eastwood Ln, Flagg St, Harvey Ave, Tennessee St, Red Pine Ct, Scrub Oak St, Kingston Ave, Avenue E, Jean St, Mulally St$1,116
Golfview Dr, Tropical Ln, W Ocean Dunes Rd, S Beach St, Corsair Dr, Blackcherry St, Woodhaven Cir W, Meadowmist Ct, S Seagrave St, Shady Pl$1,164
Cedar Highlands Blvd, Anhinga Dr, Richmond Ave, Old Deland Rd, Pilgrim Pl, Herring Gull Ct, Forest Preserve Blvd, N Palmetto Ave, Hollyberry Branch Ln, Cotton Seed Trl$1,160
Daytona St, Westwind Dr, N American Way, Old Big Tree Rd, Windy Ln, Aberdeen St, Formby Grande Ave, Florence Ct, Morningside Ave, Sumac Ct$1,125
Genmar St, Kathy Ct, Beach Dr, Stocking Ct, Harbor Cove Ct, Carriage Cove Way, Marilyn Ave, Heineman St, Fernway Dr, Hull St$1,095
Redwood St, Jeffery St, Coral Sea Ave, Coquina Point Dr, Loomis Ave, Acclaim at Lionspaw, N Paul Revere Dr, Chorpash Ln, Ocean Dunes Ter, Keith Ln$1,118
Sea Hawk Dr, Sunny Brook Cir S, Arroyo Ln, Arlington Ave, E Magnolia Ave, Fourth St, Teresa St, Patriot Pl, Country Club Ave, Sea Duck Dr$1,160
Laura St, N Florida Pga Ln, Berkshire Rd, N Grandview Ave, Wilson Ave, Gull Dr S, Hobart Ave, Gardiner Ct, Par Ave, Baldwin Ln$1,143

Daytona Beach, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Daytona Beach$172 to $175
Holly Hill$169
South Daytona$171
Port Orange$173

Daytona Beach, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Holly Hill city, Florida $169 $225 $338
South Daytona city, Florida $172 $229 $344
Port Orange CCD, Volusia County, Florida $173 $230 $345

Daytona Beach, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Daytona Beach, FL7.6%21.7%
Holly Hill9.07%27.57%
South Daytona8.29%25.4%
Port Orange7.77%20.64%

Daytona Beach Renters Insurance as a Percentage of Rent

Daytona Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 317 2.0% $342
$200 to $299 517 4.0% $792
$300 to $499 779 6.0% $1242
$500 to $749 4,275 34.0% $1917
$750 to $999 4,373 35.0% $2667
$1,000 to $1,499 1,876 15.0% $3792
$1,500 or more 211 1.0% $5442

Average Cost Of Home Insurance By Company In Areas Nearby Daytona Beach For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Castle Key Indemnity Company Insurance $2,093
150,000 27 NO Florida Peninsula Insurance $1,730
150,000 27 NO Safeway Property Insurance $2,442
150,000 27 NO Security First Insurance $1,320
150,000 27 NO State Farm Florida Insurance $2,271
150,000 27 NO Universal Insurance $2,314
150,000 27 YES Federated National Insurance $1,147
150,000 27 YES Florida Peninsula Insurance $1,097
300,000 27 NA First Protective Insurance $1,415
300,000 27 NA Security First Insurance $1,659

Daytona Beach, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Daytona Beach Homeowner Insurance Premium Example $4,300$3,800
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $14,400$13,900
Net Savings to Daytona Beach Home Owner from High Deductible Plan $500

Daytona Beach, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Daytona Beach, FL Home Replacement Value MORE than Home Value Daytona Beach, FL Home Replacement Value LESS than Home Value
Replacement Value $283,500 $206,000
Insurance Premium based on Replacement Value $5,775 $4,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $45,000 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $650/year Insurance costlier by $925/year

Example Daytona Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceTravelers
Monthly Premium 151223596
Year Built 200819611983
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$150000-$175000$300000-$350000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Daytona Beach, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 150,000 Shingles Roof 1,490 2 $2500-$5000 Deductible 880 4 Vinyl siding yes
1960 175,000 Asphalt Shingles Roof 2,080 4 $500- $1000 Deductible 2560 9 Vinyl siding No
2011 95,000 Shingles Roof 1,020 2 $2500-$5000 Deductible 890 7 Stucco siding No
2006 115,000 Slate Shingles Roof 1,650 3 $500 Deductible 440 2 Fiber-Cement Siding No
1986 85,000 Asphalt Shingles Roof 920 2 $1000-$2500 Deductible 670 7 Wood siding yes
2002 95,000 Metal Roof 1,170 2 $1000-$2500 Deductible 370 3 Fiber-Cement Siding No
2010 85,000 Slate Shingles Roof 1,080 2 $500 Deductible 970 7 Brick siding No
1963 245,000 Asphalt Shingles Roof 2,390 4 $500- $1000 Deductible 3250 9 Fiber-Cement Siding No
1962 185,000 Tile Roof 1,910 4 $5000 to $10,000 Deductible 1910 12 Wood siding No
2013 125,000 Membrane Roof 1,230 2 $500 Deductible 470 2 Wood siding yes
1968 130,000 Wood Shake Roof 1,860 3 $1000-$2500 Deductible 570 3 Stucco siding No
2002 145,000 Slate Shingles Roof 1,930 3 $500 Deductible 1320 5 Stucco siding yes
1993 230,000 Composition Roof 3,250 4 $2500-$5000 Deductible 1980 6 Stone Siding No
1971 130,000 Slate Shingles Roof 1,430 3 $2500-$5000 Deductible 440 3 Stone Siding No
1991 100,000 Membrane Roof 1,290 3 $1000-$2500 Deductible 160 1 Vinyl siding yes
1965 95,000 Wood Shake Roof 1,360 2 $500 Deductible 380 3 Brick siding yes
1991 200,000 Tile Roof 2,200 3 $1000-$2500 Deductible 1630 6 Brick siding No
1998 100,000 Wood Shake Roof 1,360 2 $2500-$5000 Deductible 750 5 Stucco siding No
1985 240,000 Membrane Roof 2,980 4 $500- $1000 Deductible 2430 6 Wood siding No
1990 105,000 Tile Roof 1,130 2 $500- $1000 Deductible 980 5 Vinyl siding No
1989 120,000 Asphalt Shingles Roof 1,620 2 $500 Deductible 1920 9 Wood siding No
1980 280,000 Slate Shingles Roof 3,380 4 > $10,000 Deductible 3100 9 Vinyl siding yes
1993 120,000 Slate Shingles Roof 1,220 2 $500 Deductible 580 3 Fiber-Cement Siding No
1967 155,000 Asphalt Shingles Roof 1,610 3 $2500-$5000 Deductible 1560 7 Vinyl siding yes
2000 135,000 Tile Roof 1,840 3 $500 Deductible 2340 10 Stone Siding yes
1964 140,000 Asphalt Shingles Roof 1,980 3 $2500-$5000 Deductible 1020 7 Stucco siding No
1990 105,000 Metal Roof 1,350 2 $500- $1000 Deductible 1090 8 Stone Siding No
1967 130,000 Slate Shingles Roof 1,370 3 $1000-$2500 Deductible 180 1 Fiber-Cement Siding No
1980 130,000 Membrane Roof 1,250 2 $500- $1000 Deductible 2230 12 Brick siding yes
1965 140,000 Shingles Roof 1,650 3 $500- $1000 Deductible 2190 10 Stucco siding yes
1993 150,000 Wood Shake Roof 1,930 4 $500 Deductible 1790 6 Wood siding No
2014 275,000 Wood Shake Roof 2,850 4 $2500-$5000 Deductible 300 1 Vinyl siding No
1991 165,000 Slate Shingles Roof 1,670 2 $1000-$2500 Deductible 2440 10 Stone Siding yes
1964 180,000 Slate Shingles Roof 2,100 4 $2500-$5000 Deductible 1080 6 Stucco siding No

How To Make Your Daytona Beach, FL Home Insurance Cheaper

How Much Does Daytona Beach, FL Home Insurance Cost?