Dayton Insurance Rates:

Dayton, TX homeowners insurance is nearly $866 to $1,186, about $72-$98/month. Our in depth research indicates shoppers can save as much as $410 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Dayton, TX Homeowners Insurance By Home Value

Dayton, TX Home Value Total Homes % of Total Average Dayton, TX Homeowners Insurance
Less than $50,000 171 13.0% $225
$50,000 to $59,999 59 4.0% $481
$60,000 to $69,999 72 5.0% $604
$70,000 to $79,999 39 3.0% $697
$80,000 to $89,999 95 7.0% $789
$90,000 to $99,999 146 11.0% $881
$100,000 to $124,999 205 15.0% $1025
$125,000 to $149,999 163 12.0% $1281
$150,000 to $174,999 80 6.0% $1506
$175,000 to $199,999 136 10.0% $1742
$200,000 to $249,999 82 6.0% $2101
$250,000 to $299,999 23 1.0% $2562
$300,000 to $399,999 24 1.0% $3259

Top Home Insurance Agents Near Dayton, TX

Home Insurance Company Near Dayton, TX Homeowners Insurance Agency Near Dayton, TX Address
Travelers Gbs Ins Agcy Inc 6300 W LOOP S STE 220, BELLAIRE, TX, 77401
Farmers German Cortes 1116 N Shepherd Dr, Houston, TX, 77008
State Farm Mark Williams 14400 Memorial Dr Ste 250, Houston, TX, 77079-6748
Allstate Thomas J. Hardin 5327 Fm 1488 Rd Ste D, Magnolia, TX, 77354
Travelers Twfg General Agency Inc 1201 LAKE WOODLANDS DR STE 4020, THE WOODLANDS, TX, 77380

Cost Of Homeowners Insurance By Street Near Dayton, TX

Streets in Dayton Area Homeowners Insurance Cost
Co Rd 610S, Forest Brook, Tucker St, Co Rd 495, Pr Rd 60271, E Clayton St, Cr 4924, Queens Ct, River Boat Bend, Co Rd 48824$1,010
Co Rd 4264, Oak Ave, Carter Rd, Arabian Rd, Holly Cir, Friery St, Waco St, Cr 2331, Manor St, Co Rd 6481$1,017
Arronglen Cir, Tyler St, Co Rd 6612, Turnley Dr, Co Rd 4292, Cr 6774, Co Rd 4015, Lowe St, Rd 451, Co Rd 480$1,026
Day Lake Rd, Pvt Rd 4422, Co Rd 433, Hwy 146, Pearce, White Oak, Co Rd 676, Co Rd 455, Meadow Wood Dr, Co Rd 6682$1,013
Five Mile Rd, Douglas, Pvt Rd 6063, Co Rd 4291, N Cleveland St, Roanoke, Co Rd 400, Stevens St, Stoesser Rd, Co Rd 402$1,010

Dayton, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dayton$152 to $155
Kenefick$149
Liberty$152
Ames$150

Dayton, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kenefick town, Texas $125 $166 $249
Liberty city, Texas $127 $169 $253
Liberty-Dayton CCD, Liberty County, Texas $127 $169 $253

Dayton, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dayton, TX6.0%18.5%
Kenefick7.03%28.51%
Liberty7.32%18.33%
Liberty-Dayton7.04%19.56%

Dayton Renters Insurance as a Percentage of Rent

Dayton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 16 1.0% $353
$200 to $299 34 4.0% $803
$300 to $499 129 15.0% $1253
$500 to $749 306 36.0% $1928
$750 to $999 191 22.0% $2678
$1,000 to $1,499 174 20.0% $3803

Dayton, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Dayton Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$8,400
Net Savings to Dayton Home Owner from High Deductible Plan $1,200

Dayton, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dayton, TX Home Replacement Value MORE than Home Value Dayton, TX Home Replacement Value LESS than Home Value
Replacement Value $114,500 $74,500
Insurance Premium based on Replacement Value $950 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $25,000 Risk Exposure from Under Insuring Coverage is $15,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $200/year

Example Dayton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceAmica Mutual Insurance Company
Monthly Premium 667772
Year Built 198420102002
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$200000-$250000
Deductible $500- $1000 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Dayton, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 310,000 Shingles Roof 4,690 5 $1000-$2500 Deductible 1440 6 Vinyl siding yes
2013 105,000 Asphalt Shingles Roof 1,340 3 $1000-$2500 Deductible 60 1 Vinyl siding yes
1998 150,000 Membrane Roof 2,190 5 $2500-$5000 Deductible 290 4 Brick siding yes
1986 325,000 Asphalt Shingles Roof 4,930 5 $2500-$5000 Deductible 2090 10 Stucco siding yes
2011 175,000 Composition Roof 1,980 4 $5000 to $10,000 Deductible 140 2 Stucco siding yes
2010 250,000 Tile Roof 3,010 4 $500- $1000 Deductible 1690 10 Fiber-Cement Siding No
1981 95,000 Membrane Roof 1,440 3 $500- $1000 Deductible 150 2 Vinyl siding No
1988 205,000 Wood Shake Roof 2,800 4 $2500-$5000 Deductible 100 1 Stucco siding yes
2003 145,000 Membrane Roof 1,730 4 $2500-$5000 Deductible 200 3 Wood siding No
1999 135,000 Tile Roof 1,970 4 $1000-$2500 Deductible 380 4 Wood siding yes
1999 415,000 Metal Roof 4,880 5 $500- $1000 Deductible 3300 12 Fiber-Cement Siding No
2010 320,000 Wood Shake Roof 4,480 5 $2500-$5000 Deductible 180 1 Fiber-Cement Siding yes
1998 115,000 Slate Shingles Roof 1,630 3 $2500-$5000 Deductible 720 10 Stone Siding yes
2012 200,000 Shingles Roof 2,290 3 $5000 to $10,000 Deductible 360 3 Wood siding yes
1981 220,000 Metal Roof 2,490 4 $1000-$2500 Deductible 880 6 Vinyl siding yes
2005 200,000 Composition Roof 2,600 4 $500 Deductible 910 5 Stone Siding No
1982 130,000 Asphalt Shingles Roof 1,720 3 $500 Deductible 450 5 Fiber-Cement Siding yes
2012 210,000 Metal Roof 2,480 4 $500- $1000 Deductible 290 2 Wood siding No
1987 190,000 Tile Roof 2,250 4 $500 Deductible 860 6 Stucco siding No
1995 205,000 Tile Roof 3,130 5 $500 Deductible 1570 10 Stone Siding No
2012 130,000 Membrane Roof 2,130 3 $1000-$2500 Deductible 960 12 Vinyl siding No
1998 150,000 Shingles Roof 1,870 3 $2500-$5000 Deductible 830 12 Stucco siding No
2000 250,000 Asphalt Shingles Roof 2,780 5 $1000-$2500 Deductible 600 3 Vinyl siding No
2006 135,000 Asphalt Shingles Roof 1,890 4 $2500-$5000 Deductible 80 1 Wood siding yes
1999 140,000 Slate Shingles Roof 2,110 3 $500 Deductible 970 7 Wood siding yes
1992 150,000 Shingles Roof 2,320 4 $2500-$5000 Deductible 600 7 Vinyl siding No
1987 160,000 Wood Shake Roof 2,360 4 $5000 to $10,000 Deductible 250 3 Stone Siding yes
1985 125,000 Shingles Roof 1,810 5 $500- $1000 Deductible 710 9 Wood siding No
1997 205,000 Tile Roof 2,630 4 $500- $1000 Deductible 1810 12 Wood siding yes
1988 105,000 Asphalt Shingles Roof 1,590 3 $500 Deductible 490 5 Vinyl siding No
2013 155,000 Tile Roof 2,330 4 $2500-$5000 Deductible 520 5 Stucco siding yes
2002 170,000 Slate Shingles Roof 2,480 4 $500- $1000 Deductible 100 1 Vinyl siding No
2012 175,000 Shingles Roof 2,640 4 $1000-$2500 Deductible 510 6 Vinyl siding No
2010 325,000 Asphalt Shingles Roof 3,880 5 $2500-$5000 Deductible 1190 6 Wood siding No