How Much Does Dayton, OH Home Insurance Cost?
Dayton, OH Average Homeowners Insurance Cost
$825.92
Homeowners Insurance Cost - Dayton, OH
$66,500
Median Home Value - Dayton, OH
Dayton, OH Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$9.91 | $816.01 |
| $1000 Deductible | -$87.71 | $738.21 |
| $1500 Deductible | -$130.99 | $694.93 |
| $2000 Deductible | -$195.08 | $630.84 |
| $2500 Deductible | -$232.91 | $593.01 |
Dayton, OH Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$173 | $652 |
| 30 year old | +$12 | $838 |
| 40 year old | +$21 | $847 |
| 50 year old | +$31 | $857 |
| Above 50 year old | +$40 | $866 |
Dayton, OH Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$107 | $719 |
| Superior | -$83 | $743 |
| Masonry | -$41 | $785 |
| Brick | -$41 | $785 |
| Hail Resistant Roof | -$25 | $801 |
Dayton, OH Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$17 | $842 |
| Swimming Pool With A Diving Board | +$41 | $867 |
| Swimming Pool With Slide | +$50 | $875 |
Dayton, OH Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $25 | $801 |
| Police Department | $8 | $818 |
Dayton, OH Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$346.8864 | $1,173 |
| Filing a Second Liability Claim | +$313.8496 | $1,140 |
| Filing a Second Theft Claim | +$313.8496 | $1,140 |
| Filing a Second Water Claim | +$272.5536 | $1,098 |
| Filing a Fire Claim | +$165.184 | $991 |
| Filing a Liability Claim | +$156.9248 | $983 |
| Filing a Theft Claim | +$156.9248 | $983 |
| Filing a Water Claim | +$132.1472 | $958 |
| Filing a Weather Claim | +$132.1472 | $958 |