How To Make Your Dayton, OH Home Insurance Cheaper
Dayton, OH, homeowners insurance is about $826. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Dayton, OH Home Insurance Rates with the Montgomery County Average
| Place | Montgomery County Average: $1,639.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Dayton, OH | $825.92 | -813.08 | -0.50 | 142,670 | 66,500 |
Cost of Dayton, OH Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Five Points | 260,600 | 31,423 | $927 |
| Concord | 139,000 | 5,308 | $720 |
| Preble County | 116,900 | 3,853 | $669 |
| Adams | 120,400 | 20,545 | $677 |
Homeowners Insurance Comparison for the Cheapest Premiums in Dayton, OH
| Auto Owners Insurance | American National Property and Casualty Company | MetLife | |
| Median Home Value ($) | 66,500 | 66,500 | 66,500 |
| Age of Home | Year 50 Old | Above Year 50 | Year 40 Old |
| Home Coverage ($) | $300,000 -$399,999 | $400,000 -$499,999 | $400,000 -$499,999 |
| Total Premium ($) | $5,693.1 | $7,777.1 | $7,149.9 |
Cost of Dayton, OH Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| State Auto | 1500 | $150,000-$174,999 | 1,449.6 |
| Encompass Insurance | 500 | $175,000-$199,999 | 2,019.2 |
| Amica Mutual Insurance | 1500 | $1000,000-$1499,999 | 8,996.4 |
| Travelers | 2000 | $250,000-$299,999 | 3,119.6 |
| MAPFRE Insurance | 1500 | $300,000-$399,999 | 4,245.7 |
| Liberty Mutual | 2000 | $100,000-$124,999 | 998.1 |
| The Hartford | 2500 | $175,000-$199,999 | 1,498.8 |
| American Family Insurance | 2000 | $400,000-$499,999 | 5,142.9 |
| Progressive | 500 | $200,000-$249,999 | 2,480.9 |
| Nationwide | 500 | $300,000-$399,999 | 4,679.9 |