Dayton Insurance Rates:

Dayton, NV homeowners insurance is roughly $533 to $728, about $44-$60/month. Our extensive guide shows customers can save as much as $252 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Century National
they are very detailed and understanding, make you feel confident in what they do for the homeowners I could understand what they could do for me
Farmer's Insurance
They provide great customer service and we've had no problems with them at all. I would definitely recommend them to anyone.

Dayton, NV Homeowners Insurance By Home Value

Dayton, NV Home Value Total Homes % of Total Average Dayton, NV Homeowners Insurance
Less than $50,000 227 5.0% $94
$50,000 to $59,999 213 5.0% $207
$60,000 to $69,999 58 1.0% $252
$80,000 to $89,999 49 1.0% $333
$90,000 to $99,999 292 7.0% $371
$100,000 to $124,999 576 13.0% $434
$125,000 to $149,999 520 12.0% $541
$150,000 to $174,999 595 14.0% $642
$175,000 to $199,999 201 4.0% $737
$200,000 to $249,999 630 15.0% $888
$250,000 to $299,999 367 8.0% $1089
$300,000 to $399,999 416 9.0% $1386

Top Home Insurance Agents Near Dayton, NV

Home Insurance Company Near Dayton, NV Homeowners Insurance Agency Near Dayton, NV Address
NA Lacerda Group 1135 Terminal Way Ste 103, Reno, NV, 89502
NA Leavitt Group/Jenkins Insurance Group 6190 Mae Anne Ave., Suite 1, Reno, NV, 89523
NA A To Z Insurance Group 210 Elks Point Rd , Zephyr Cove, NV, 89448
Travelers Cal Nevada Insurance Agency 288 VILLAGE BLVD STE 2, INCLINE VILLAGE, NV, 89451
Travelers Ferguson Leavitt Insurance Agency 1662 US HIGHWAY 395 N STE 101, MINDEN, NV, 89423

Cost Of Homeowners Insurance By Street Near Dayton, NV

Streets in Dayton Area Homeowners Insurance Cost
Vail Dr, Duffy Ct, Coral Way, Townsend St, Turnberry Ln, 3rd St, Quilici Rd, Mahogany Dr, Hermatite, Hiko Rd$646
Highlands Dr, Yellow Jacket Rd, Marina Dr, Sheep Camp, S Rainbow Dr, Cottage Ct, Dana St, Adair Dr, River St, S Pinenut Dr$623
Bayhill Dr, Water Way, Cecina Dr, Dewey Ave, Harkin Cir, Carry Way, Gregory Ln, Sawgrass Ct, Linehan Rd, Poppy Hills Ct$663
Palmer Ct, Mockingbird Ct, Gold Pan Way, Cedar Crest Ct, Maetin St, Riviera Ct, Kramer Way, Catlin St, Valley Dr, Gold Canyon Rd$622
Tyler, Ponderosa Ct, Dayton Village Pkwy, State Rte 341, 4th Ave, Pike St, St Andrews Dr, Bobcat Dr, Roughing It Rd, Bazin Ct$626

Dayton, NV Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dayton$94 to $97
Virginia City$98
Stagecoach$92
Storey County$96

Dayton, NV Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Virginia City CDP, Nevada $82 $109 $164
Stagecoach CDP, Nevada $77 $102 $153
Storey County, Nevada $80 $107 $160

Dayton, NV Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dayton, NV3.6%13.7%
Virginia City3.47%13.29%
Stagecoach4.41%13.49%
Storey County3.44%12.88%

Dayton Renters Insurance as a Percentage of Rent

Dayton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 63 5.0% $1252
$500 to $749 237 21.0% $1927
$750 to $999 363 32.0% $2677
$1,000 to $1,499 415 37.0% $3802
$1,500 or more 43 3.0% $5452

Dayton, NV Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Dayton Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,000$7,400
Net Savings to Dayton Home Owner from High Deductible Plan $600

Dayton, NV Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dayton, NV Home Replacement Value MORE than Home Value Dayton, NV Home Replacement Value LESS than Home Value
Replacement Value $164,000 $112,500
Insurance Premium based on Replacement Value $775 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Dayton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceFarmers InsuranceAllstate
Monthly Premium 634996
Year Built 198019992004
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$100000-$125000$250000-$300000
Deductible $5000 to $10,000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Dayton, NV from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 150,000 Slate Shingles Roof 1,910 5 $2500-$5000 Deductible 180 5 Vinyl siding No
2001 435,000 Slate Shingles Roof 4,580 5 $1000-$2500 Deductible 160 1 Stucco siding yes
1990 220,000 Metal Roof 2,320 3 > $10,000 Deductible 50 1 Vinyl siding yes
1996 195,000 Asphalt Shingles Roof 1,890 3 $1000-$2500 Deductible 180 2 Fiber-Cement Siding No
1993 195,000 Tile Roof 2,470 4 $500 Deductible 540 5 Stucco siding No
1999 445,000 Tile Roof 3,940 5 $2500-$5000 Deductible 1230 10 Stucco siding yes
2012 450,000 Shingles Roof 4,510 5 $2500-$5000 Deductible 2110 10 Wood siding yes
2004 205,000 Composition Roof 2,340 4 $5000 to $10,000 Deductible 890 12 Brick siding No
2003 190,000 Metal Roof 2,070 5 $1000-$2500 Deductible 210 3 Vinyl siding yes
1998 110,000 Asphalt Shingles Roof 1,380 3 $500 Deductible 250 4 Vinyl siding No
2002 210,000 Composition Roof 2,040 4 $1000-$2500 Deductible 570 8 Stucco siding yes
1994 170,000 Composition Roof 2,040 3 $500 Deductible 60 1 Brick siding No
2004 150,000 Shingles Roof 1,920 4 $500- $1000 Deductible 150 2 Vinyl siding No
1989 215,000 Slate Shingles Roof 2,240 3 $1000-$2500 Deductible 160 2 Brick siding yes
2010 375,000 Slate Shingles Roof 4,930 5 $500- $1000 Deductible 580 4 Stucco siding No
1985 125,000 Membrane Roof 1,500 3 $1000-$2500 Deductible 170 3 Brick siding No
1988 290,000 Metal Roof 2,920 4 $2500-$5000 Deductible 1090 10 Vinyl siding yes
2010 140,000 Tile Roof 1,660 4 $500 Deductible 40 1 Stucco siding No
1980 280,000 Membrane Roof 2,540 4 $500 Deductible 340 3 Fiber-Cement Siding yes
2014 280,000 Metal Roof 2,880 4 $1000-$2500 Deductible 1030 9 Stone Siding No
1983 325,000 Membrane Roof 3,970 5 $500- $1000 Deductible 920 7 Fiber-Cement Siding yes
2009 175,000 Membrane Roof 1,710 5 $5000 to $10,000 Deductible 330 10 Brick siding yes
1991 310,000 Shingles Roof 3,550 5 $1000-$2500 Deductible 1220 9 Fiber-Cement Siding No
1999 135,000 Metal Roof 1,440 3 $1000-$2500 Deductible 300 6 Stone Siding No
1999 300,000 Composition Roof 3,110 5 $500 Deductible 800 8 Wood siding yes
1986 285,000 Membrane Roof 3,180 4 $1000-$2500 Deductible 320 4 Stone Siding yes
1983 295,000 Shingles Roof 3,240 5 > $10,000 Deductible 790 12 Wood siding yes
2013 195,000 Tile Roof 2,190 3 $5000 to $10,000 Deductible 430 8 Stone Siding yes
1996 245,000 Composition Roof 2,400 3 $500- $1000 Deductible 1030 10 Vinyl siding yes
2006 105,000 Membrane Roof 1,260 3 $2500-$5000 Deductible 300 9 Stone Siding No
1994 115,000 Tile Roof 1,420 3 $1000-$2500 Deductible 300 5 Wood siding No
2010 335,000 Tile Roof 3,660 5 $1000-$2500 Deductible 290 3 Stone Siding yes
2001 240,000 Slate Shingles Roof 2,110 3 > $10,000 Deductible 60 1 Fiber-Cement Siding No
2014 135,000 Asphalt Shingles Roof 1,690 3 $500 Deductible 610 9 Stone Siding yes