Dawson Springs Insurance Rates:

Dawson Springs, KY homeowners insurance is approximately $616 to $844, about $51-$70/month. Our detailed analysis shows customers can save upto $292 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Dawson Springs, KY Homeowners Insurance By Home Value

Dawson Springs, KY Home Value Total Homes % of Total Average Dawson Springs, KY Homeowners Insurance
Less than $50,000 833 46.0% $321
$50,000 to $59,999 107 5.0% $671
$60,000 to $69,999 170 9.0% $832
$70,000 to $79,999 177 9.0% $963
$80,000 to $89,999 83 4.0% $1095
$90,000 to $99,999 37 2.0% $1219
$100,000 to $124,999 148 8.0% $1416
$125,000 to $149,999 91 5.0% $1766
$150,000 to $174,999 45 2.0% $2095
$175,000 to $199,999 20 1.0% $2416
$200,000 to $249,999 55 3.0% $2905
$250,000 to $299,999 25 1.0% $3547

Top Home Insurance Agents Near Dawson Springs, KY

Home Insurance Company Near Dawson Springs, KY Homeowners Insurance Agency Near Dawson Springs, KY Address
NA Daviess County Insurance 1604 E 4Th St , Owensboro, KY, 42303
GEICO Art Garcia 2609 Fort Campbell Boulevard, Suite G, Clarksville, TN, 37042
Travelers Clarksville Insurance Agency 2859 FT CAMPBELL BLVD, CLARKSVILLE, TN, 37042
Liberty Mutual Independent Cole & Durham Insurance Agency Llc 145 E Center St Ste 1A, MADISONVILLE, KY, 42431
Travelers Stonebridge Ins Services Inc 416 W 3RD ST, OWENSBORO, KY, 42301

Cost Of Homeowners Insurance By Street Near Dawson Springs, KY

Streets in Dawson Springs Area Homeowners Insurance Cost
W Hall St, Hosick Ave, Union Grove Ave, E Arcadia Ave, W Rosedale Ln, State Hwy 109, Bull Creek Rd, R Abbott Rd, Hillcrest Dr, Carroll Ln$731
Old Dalton Cemetery Rd, State Hwy 112, Fiddlebow Rd, Jasper Davis Rd, Holmes St, Cr-1307, Hubert Williams Rd, N Parker St, Purdy St, Hulsey Ln$727
Lee Wilson Dr, Alley 4, Menser Rd, State Hwy 109, Wood Rd, Maddox Rd, Hunter St, River St, Hospital Dr, Barnes Store Rd$728
Eli St, Bet Level Rd, E Ramsey St, Brown Cemetery Rd, High Glory Rd, Gibb Spring Ln, S Russell St, N Trim St, State Hwy 454, Dockery Rd$736
Scott St, Locust St, Peter Howton Rd, S Parker St, Autumn Ln, John Martin Loop, Nortonville Rd, Messamore Rd, Ilsley Rd, Cr-1218$730

Dawson Springs, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dawson Springs$108 to $110
Hopkins County$111
Nebo$114
Earlington$108

Dawson Springs, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hopkins County, Kentucky $112 $149 $224
Nebo CCD, Hopkins County, Kentucky $114 $152 $228
Earlington city, Kentucky $108 $144 $216

Dawson Springs, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dawson Springs, KY7.4%21.8%
Hopkins County6.6%20.03%
Nebo5.21%19.49%
Earlington8.67%18.34%

Dawson Springs Renters Insurance as a Percentage of Rent

Dawson Springs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 56 11.0% $364
$200 to $299 110 21.0% $814
$300 to $499 151 29.0% $1264
$500 to $749 142 28.0% $1939
$750 to $999 48 9.0% $2689

Dawson Springs, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Dawson Springs Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,500$4,900
Net Savings to Dawson Springs Home Owner from High Deductible Plan $600

Dawson Springs, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dawson Springs, KY Home Replacement Value MORE than Home Value Dawson Springs, KY Home Replacement Value LESS than Home Value
Replacement Value $65,500 $39,000
Insurance Premium based on Replacement Value $300 $175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $12,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Dawson Springs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceErie Insurance
Monthly Premium 202338
Year Built 197819621985
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $50000-$75000$75000-$100000$100000-$125000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Dawson Springs, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1993 95,000 Tile Roof 1,860 3 $2500-$5000 Deductible 260 8 Fiber-Cement Siding yes
1971 145,000 Shingles Roof 2,600 4 $500 Deductible 600 10 Vinyl siding yes
1949 135,000 Wood Shake Roof 3,150 4 $1000-$2500 Deductible 500 9 Vinyl siding yes
1977 180,000 Wood Shake Roof 3,220 4 $1000-$2500 Deductible 380 6 Stone Siding No
1969 105,000 Slate Shingles Roof 2,090 3 $2500-$5000 Deductible 240 10 Wood siding yes
1968 105,000 Membrane Roof 1,900 4 $1000-$2500 Deductible 360 10 Brick siding yes
1974 90,000 Asphalt Shingles Roof 1,880 3 $2500-$5000 Deductible 40 2 Vinyl siding No
1989 75,000 Wood Shake Roof 1,230 3 $2500-$5000 Deductible 150 9 Vinyl siding yes
1989 150,000 Tile Roof 2,950 4 $500- $1000 Deductible 180 3 Brick siding yes
1992 140,000 Asphalt Shingles Roof 2,810 4 $500 Deductible 590 9 Wood siding No
1995 80,000 Wood Shake Roof 1,790 4 $2500-$5000 Deductible 300 10 Vinyl siding No
1973 170,000 Metal Roof 3,380 4 $5000 to $10,000 Deductible 250 4 Stucco siding No
1945 110,000 Composition Roof 2,040 3 $500- $1000 Deductible 200 4 Brick siding No
2003 75,000 Asphalt Shingles Roof 1,690 3 $1000-$2500 Deductible 50 3 Stucco siding No
1984 80,000 Shingles Roof 1,650 3 $500 Deductible 280 10 Brick siding yes
1985 115,000 Slate Shingles Roof 2,010 3 $500- $1000 Deductible 210 6 Vinyl siding yes
1975 85,000 Metal Roof 1,740 3 $1000-$2500 Deductible 220 8 Stucco siding yes
1960 135,000 Composition Roof 2,460 4 $500 Deductible 740 10 Stucco siding yes
1979 130,000 Composition Roof 2,450 4 $1000-$2500 Deductible 220 5 Wood siding yes
1964 115,000 Metal Roof 2,280 3 $500- $1000 Deductible 160 3 Vinyl siding No
1996 155,000 Slate Shingles Roof 3,140 4 $500- $1000 Deductible 380 8 Stone Siding No
2004 110,000 Wood Shake Roof 2,020 4 $1000-$2500 Deductible 460 12 Stone Siding yes
1948 85,000 Wood Shake Roof 1,550 3 $500- $1000 Deductible 160 7 Stucco siding yes
1978 130,000 Composition Roof 2,380 3 $2500-$5000 Deductible 320 12 Vinyl siding yes
1988 110,000 Asphalt Shingles Roof 2,300 3 $500- $1000 Deductible 200 5 Stone Siding yes
1976 115,000 Tile Roof 2,310 3 $500 Deductible 60 1 Wood siding yes
1990 60,000 Metal Roof 1,220 3 $500 Deductible 30 1 Stucco siding yes
1974 90,000 Membrane Roof 1,980 4 $2500-$5000 Deductible 130 5 Vinyl siding yes
1987 80,000 Metal Roof 1,650 3 $500- $1000 Deductible 70 2 Stucco siding No
2002 100,000 Composition Roof 1,850 4 $500- $1000 Deductible 320 9 Wood siding yes
1972 130,000 Metal Roof 2,230 3 $500- $1000 Deductible 460 8 Fiber-Cement Siding No
1972 105,000 Composition Roof 2,020 4 $500 Deductible 70 2 Wood siding yes
2000 135,000 Wood Shake Roof 3,290 4 $500- $1000 Deductible 380 8 Stucco siding No
1962 65,000 Shingles Roof 1,310 3 $500- $1000 Deductible 180 8 Stone Siding yes