Davison Insurance Rates:

Davison, MI homeowners insurance is roughly $637 to $869, about $53-$72/month. Our exhaustive analysis shows customers can save upto $301 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I both like and dislike the lack of correspondence from farmers. i like that they do not bother me with “company news.”
Westfield Insurance
Can't deal directly with ins company, must contact the local agent, refund won't send directly to the owner of the house but local agent then send to us after the cut commission of local agencies.
Allstate
One good thing about this company that i like is that they put their customers first. they care about their customers and their needs.
Nationwide
I feel like for what I get that this is a reasonable amount. I also think that they provide great customer service.
Geico
The company as a whole is very easy to use and deal with. I've never had any trouble asking questions of representatives or navigating the mobile map. The app is very convenient and allows me to stay on top of things when needed.
Allstate
The staff is very friendly and kind. When I first talked to them, they were very polite and nice to me. Whenever I had questions, they were able to provide me answers instantaneously. I like them, very good people and efficient.

Davison, MI Homeowners Insurance By Home Value

Davison, MI Home Value Total Homes % of Total Average Davison, MI Homeowners Insurance
Less than $50,000 469 8.0% $135
$50,000 to $59,999 157 2.0% $293
$60,000 to $69,999 114 2.0% $361
$70,000 to $79,999 206 3.0% $414
$80,000 to $89,999 281 5.0% $474
$90,000 to $99,999 443 8.0% $527
$100,000 to $124,999 771 14.0% $609
$125,000 to $149,999 748 14.0% $768
$150,000 to $174,999 856 16.0% $903
$175,000 to $199,999 412 7.0% $1046
$200,000 to $249,999 553 10.0% $1257
$250,000 to $299,999 148 2.0% $1536
$300,000 to $399,999 88 1.0% $1957

Top Home Insurance Agents Near Davison, MI

Home Insurance Company Near Davison, MI Homeowners Insurance Agency Near Davison, MI Address
NA Doren Mayhew Insurance Group 305 W Big Beaver Rd 305 W Big Beaver Rd, Troy, MI, 48084
NA Long Insurance Services, Llc 3031 W Grand Blvd, Ste 529, Detroit, MI, 48202
NA Lakeside Insurance Agency, Inc. 43200 Garfield Rd Twp, Clinton, MI, 48038
State Farm Nancy Spencer 1033 Novi Rd, Northville, MI, 48167-1156
Travelers The James B Oswald Company 39572 WOODWARD AVE STE 201, BLOOMFIELD HILLS, MI, 48304

Cost Of Homeowners Insurance By Street Near Davison, MI

Streets in Davison Area Homeowners Insurance Cost
Gumwood Dr, Toni Dr, Hancock Ln, Faulkner Dr, Wicklow North Dr, Woodthrush Dr, Country Club Ct, Hasler Rd, Copper Ridge Ct, N Baxter Rd$748
Callee Ct, Hermitage Dr, Mapleview Ct, Oak Hill Trl, Boulder Dr, Beethoven Blvd, Almond Ct, Woodridge Dr, Hobnail Ct, Valley Vista Ct$754
Lebanon Trl, Steeplechase Ct, Old Hickory Blvd, Abby Ct, Kildare Dr, Rivershyre Pkwy, Lions Gate Prky, Emerald Forest, Venezia Ct, S Henderson Rd$750
Lily Ct, Derrymore Dr, Sherwood Ln, Mountainwood Dr, Wicklow Ct, Copper Ridge Dr, Meadowview Ps, Cal Dr, N Parkwood Dr, Cobblestone Blvd$750
Cherryhill Dr, Alexandria Ln, Emily Dr, Blankenship Cir, Golfcrest Cir, la Spezia Dr, O'Reilly Cir, Turtle Creek Dr, N Parkwood, Kitchen Rd$752

Davison, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Davison$112 to $115
Burton$107
Atlas$117
Goodrich$114

Davison, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Burton city, Michigan $90 $119 $179
Atlas township, Genesee County, Michigan $98 $131 $196
Goodrich village, Michigan $96 $127 $191

Davison, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Davison, MI4.3%12.5%
Burton5.19%15.21%
Atlas3.62%11.86%
Goodrich3.75%12.35%

Davison Renters Insurance as a Percentage of Rent

Davison Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 61 2.0% $792
$300 to $499 549 21.0% $1242
$500 to $749 1,115 43.0% $1917
$750 to $999 730 28.0% $2667
$1,000 to $1,499 99 3.0% $3792
$1,500 or more 27 1.0% $5442

Davison, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$2,500
Yearly Davison Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$500$2,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $7,500$6,700
Net Savings to Davison Home Owner from High Deductible Plan $800

Davison, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Davison, MI Home Replacement Value MORE than Home Value Davison, MI Home Replacement Value LESS than Home Value
Replacement Value $131,500 $94,000
Insurance Premium based on Replacement Value $550 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $14,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $100/year

Example Davison Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmNationwide Insurance
Monthly Premium 5174156
Year Built 200019911981
Home Details 4 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$150000-$175000$350000-$400000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Davison, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 130,000 Tile Roof 1,400 2 $1000-$2500 Deductible 470 12 Wood siding yes
1983 265,000 Wood Shake Roof 2,880 4 $2500-$5000 Deductible 340 4 Stucco siding No
1975 150,000 Shingles Roof 1,620 2 $5000 to $10,000 Deductible 470 12 Stucco siding No
1996 120,000 Slate Shingles Roof 1,240 3 $1000-$2500 Deductible 460 10 Vinyl siding yes
1998 165,000 Wood Shake Roof 2,160 4 $2500-$5000 Deductible 320 8 Vinyl siding No
1980 290,000 Slate Shingles Roof 3,380 5 $500- $1000 Deductible 950 10 Stone Siding yes
1992 250,000 Asphalt Shingles Roof 3,260 4 $500 Deductible 980 10 Brick siding yes
1975 130,000 Wood Shake Roof 1,700 4 $1000-$2500 Deductible 90 2 Stucco siding yes
1977 125,000 Wood Shake Roof 1,330 2 $1000-$2500 Deductible 80 2 Brick siding No
2011 355,000 Metal Roof 3,640 5 $500- $1000 Deductible 130 1 Wood siding No
1991 125,000 Tile Roof 1,550 2 $500- $1000 Deductible 310 8 Vinyl siding yes
1999 170,000 Metal Roof 2,410 4 $1000-$2500 Deductible 440 7 Stucco siding yes
1987 155,000 Asphalt Shingles Roof 1,640 5 $1000-$2500 Deductible 360 5 Stone Siding No
1999 230,000 Metal Roof 2,610 4 $500- $1000 Deductible 360 4 Vinyl siding No
1986 95,000 Tile Roof 970 2 $1000-$2500 Deductible 250 7 Fiber-Cement Siding yes
2012 155,000 Slate Shingles Roof 1,860 5 $500- $1000 Deductible 290 6 Brick siding No
2005 140,000 Asphalt Shingles Roof 2,070 3 $500- $1000 Deductible 260 7 Stucco siding No
1998 105,000 Metal Roof 1,190 2 $500- $1000 Deductible 140 3 Vinyl siding No
2007 165,000 Tile Roof 1,670 3 $2500-$5000 Deductible 410 7 Stone Siding yes
1980 135,000 Asphalt Shingles Roof 1,660 2 $2500-$5000 Deductible 140 4 Stucco siding No