Davis Insurance Rates:

Davis, CA homeowners insurance is roughly $556 to $755, about $46-$62/month. Our comprehensive analysis reveals consumers can save upto $262 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
From time to time we have checked in with other companies such as state farm and american family insurance but have found that allstate offers us the best and most fair rates.
State Farm
They don't offer discounts on new homes or if you have a home and have done new renovations like other insurance companies i've heard before that they do offer their customer's those services.
State Farm
Whenever i file an auto claim they process the claim quickly and don't try to skimp on the repairs, they are the only insurer i know of that will approve original manufacturer parts.
Liberty Mutual
It is easy to navigate and understand. There is an option to define any terms to ensure understanding. It is easy to contact a representative via chat, phone, or email.
State Farm
They're an old company with an established record and they have a simple online website with an easy to use payment system.
State Farm
I like that I can call and speak to Steve. We have been Steve's customers for twenty years and I trust him. I never have to explain much or tell him annoying stuff like what's my policy number. Steve just knows and takes care of things.
Progressive
The people at American Modern are rude and don't ever call you back for days and sometimes not even then.

Davis, CA Homeowners Insurance By Home Value

Davis, CA Home Value Total Homes % of Total Average Davis, CA Homeowners Insurance
Less than $50,000 198 7.0% $26
$50,000 to $59,999 71 2.0% $58
$60,000 to $69,999 49 1.0% $72
$70,000 to $79,999 57 2.0% $85
$80,000 to $89,999 66 2.0% $98
$100,000 to $124,999 117 4.0% $124
$125,000 to $149,999 33 1.0% $157
$150,000 to $174,999 75 2.0% $189
$175,000 to $199,999 57 2.0% $216
$200,000 to $249,999 261 9.0% $262
$250,000 to $299,999 322 11.0% $320
$300,000 to $399,999 1,460 52.0% $412

Top Home Insurance Agents Near Davis, CA

Home Insurance Company Near Davis, CA Homeowners Insurance Agency Near Davis, CA Address
Farmers Adrian Gallegos Gonzabay 9240 Laguna Springs Dr Ste 101, Elk Grove, CA, 95758
State Farm Cheryl Bentley 1502 Saint Marks Plz Ste 2, Stockton, CA, 95207-6409
Allstate Maryeth Loriaux 1020 Suncast Ln Ste 107, El Dorado Hills, CA, 95762
State Farm Michael Yee 950 Fulton Ave Ste 175, Sacramento, CA, 95825-4514
Farmers Ryan Merin 3439 Brookside Rd Ste 106, Stockton, CA, 95219

Cost Of Homeowners Insurance By Street Near Davis, CA

Streets in Davis Area Homeowners Insurance Cost
Clemson Dr, Frontera Dr, Adams Ter, la Paz Dr, S Netherlands Rd, Cornell Dr, Ovejas Ave, Atlantis Dr, Renior Ave, W 8th St$667
Adams St, W 14th St, Lyndell Ter, Wahl Way, Rd 147, Vassar Dr, Montgomery Ave, Magpie St, Madera Ct, Glenn Pl$660
Eel Ave, Eligio Ln, Lake Blvd, N el Macero Dr, Campbell Pl, Hubble St, Alvarado Ave, el Capitan St, Estrella Pl, Fairway Dr$652
Elm Ln, Spyglass Pl, Erma Ln, Sacramento St, Boathouse Ave, Leon Pl, Tule Rd, Michelangelo Ct, Glacier Pl, Burr St$669
Navajo St, Quarter Cir, Braddock Ct, Hepworth Dr, Lake Blvd, Chalupa Pl, Monterey Ave, Bodega Bay Pl, el Dorado Pl, Alpine Pl$659

Davis, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Davis$97 to $100
East Yolo$91
Dixon$92
Monument Hills$96

Davis, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Yolo CCD, Yolo County, California $91 $121 $182
Woodland CCD, Yolo County, California $92 $122 $183
West Sacramento city, California $91 $121 $182

Davis, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Davis, CA2.1%9.5%
East Yolo2.43%13.51%
Woodland2.56%12.41%
West Sacramento2.43%13.62%

Davis Renters Insurance as a Percentage of Rent

Davis Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 225 1.0% $770
$300 to $499 256 1.0% $1220
$500 to $749 704 5.0% $1895
$750 to $999 2,603 18.0% $2645
$1,000 to $1,499 5,735 41.0% $3770
$1,500 or more 4,376 31.0% $5420

Average Cost Of Home Insurance By Company In Areas Nearby Davis For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewCentury National380
200000500NewChubb/Federal838
200000500NewNationwide449
300000500NewOregon Mutual672
4000001000NewHorace Mann1089
5000001000NewAmco855
5000001000NewFirst American Ins785
5000001000NewOregon Mutual981
5000001000NewPacific Property And Casualty482
1500002501-3 YearsMAPFRE Group437
2000005001-3 YearsForemost Insurance734
50000010001-3 YearsCalifornia Capital909
50000025001-3 YearsNationwide949
1500002504-6 YearsLiberty Ins Corp600
1500005004-6 YearsSafeco518
2000005004-6 YearsHartford (Sentinel)539
2500005004-6 YearsWestern Mutual/Residence540
75000025004-6 YearsHartford (Sentinel)1228
1500002507-15 YearsCalifornia Casualty683
1500005007-15 YearsFarmers (Fire Ins)713
1500005007-15 YearsForemost Insurance658
1500005007-15 YearsTokio Marine America260

Davis, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$4,800
Yearly Davis Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$1,800$4,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,000$12,000
Net Savings to Davis Home Owner from High Deductible Plan $1,000

Davis, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Davis, CA Home Replacement Value MORE than Home Value Davis, CA Home Replacement Value LESS than Home Value
Replacement Value $668,500 $517,500
Insurance Premium based on Replacement Value $1,675 $1,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $64,000 Risk Exposure from Under Insuring Coverage is $87,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $150/year

Example Davis Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceAllstate
Monthly Premium 14668209
Year Built 201019851978
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $500000-$600000$300000-$350000$900000-$1000000
Deductible $500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Davis, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1976 520,000 Asphalt Shingles Roof 2,040 3 $5000 to $10,000 Deductible 240 4 Vinyl siding No
2012 895,000 Wood Shake Roof 2,900 4 $500- $1000 Deductible 1010 4 Wood siding yes
1984 375,000 Composition Roof 1,240 3 $5000 to $10,000 Deductible 520 8 Brick siding yes
1974 455,000 Shingles Roof 1,690 4 $1000-$2500 Deductible 100 1 Stucco siding yes
1971 230,000 Tile Roof 1,050 2 $5000 to $10,000 Deductible 80 2 Wood siding No
2012 595,000 Wood Shake Roof 2,300 5 $500 Deductible 900 7 Wood siding No
1989 620,000 Metal Roof 2,310 3 $2500-$5000 Deductible 210 2 Wood siding No
1974 1,075,000 Tile Roof 4,760 5 $1000-$2500 Deductible 2400 10 Wood siding No
1988 535,000 Shingles Roof 2,400 4 $5000 to $10,000 Deductible 740 12 Fiber-Cement Siding yes
1994 555,000 Tile Roof 2,190 4 $5000 to $10,000 Deductible 670 9 Vinyl siding yes
2009 815,000 Composition Roof 2,790 4 $1000-$2500 Deductible 1540 10 Wood siding No
2010 375,000 Slate Shingles Roof 1,690 3 $2500-$5000 Deductible 580 10 Fiber-Cement Siding yes
1975 240,000 Composition Roof 1,020 2 $500- $1000 Deductible 220 3 Vinyl siding yes
1991 260,000 Metal Roof 1,160 2 $1000-$2500 Deductible 420 8 Wood siding yes
1977 370,000 Metal Roof 1,540 5 $500 Deductible 210 3 Brick siding yes
2002 300,000 Metal Roof 1,310 3 $1000-$2500 Deductible 490 8 Brick siding No
1973 345,000 Wood Shake Roof 1,190 2 > $10,000 Deductible 310 8 Wood siding yes
1992 550,000 Asphalt Shingles Roof 2,620 4 $1000-$2500 Deductible 930 7 Fiber-Cement Siding yes
1974 645,000 Wood Shake Roof 2,910 4 $5000 to $10,000 Deductible 530 4 Stucco siding No
1988 725,000 Composition Roof 2,560 5 > $10,000 Deductible 110 1 Fiber-Cement Siding yes
2005 560,000 Tile Roof 2,570 4 $1000-$2500 Deductible 550 6 Brick siding No
1983 890,000 Wood Shake Roof 4,150 5 > $10,000 Deductible 400 3 Stone Siding No
1971 275,000 Tile Roof 1,160 2 $1000-$2500 Deductible 160 4 Stucco siding yes