Darien Insurance Rates:

Darien, CT homeowners insurance is approximately $941 to $1,270, about $78-$105/month. Our all inclusive guide shows customers can save upto $442 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
Progressive has competitive rates and offers good coverage for the money. They have always been professional and polite. They process claims quickly (auto claims) and keep us informed about the process of submitting a claim or changing our policy.
State Farm
We do not like dealing with the local office. They are slow and have weird hours because it is only one insurance agent who works there and deals with all types of insurance. It's annoying to have to take time out of the day to physically visit a place to get things done if needed. I much prefer online or an app.
Nationwide
I HAVE ONLY USED THE CUSTOMER SERVICE OF MY HOMEOWNER'S COMPANY ONCE AND IT WAS EXCELLENT. I MADE THE CLAIM AND THE SITUATION WAS ADDRESSED WITHIN 48 HOURS AND I RECEIVED A CHECK FOR THE DAMAGE WITHIN ONE WEEK.
State Farm
Never let me down, honest, caring, friendly, always there when I need them.
Liberty Mutual
I like how easy it is to pay online. it is very simple and very straight forward. i don't think it could get any easier.
Farmer's Insurance
They have a very slow and unresponsive call in process. i remembered having to call in initially to confirm details on my policy. and it took quite some time to iron out my requests.
Aaa
They are easy to contact. friendly customer service makes it easy to get my questions answered at any time and with relative ease.

Darien, CT Homeowners Insurance By Home Value

Darien, CT Home Value Total Homes % of Total Average Darien, CT Homeowners Insurance
$80,000 to $89,999 8 3.0% $88
$100,000 to $124,999 7 3.0% $110
$125,000 to $149,999 20 9.0% $143
$150,000 to $174,999 52 24.0% $176
$175,000 to $199,999 8 3.0% $198
$200,000 to $249,999 59 28.0% $243
$250,000 to $299,999 10 4.0% $298
$300,000 to $399,999 45 21.0% $375

Top Home Insurance Agents Near Darien, CT

Home Insurance Company Near Darien, CT Homeowners Insurance Agency Near Darien, CT Address
NA Edward A. Goodman Company, Inc. 235 Mamaroneck Ave Ste 105 235 Mamaroneck Ave Ste 105 White Plains, White Plains, NY, 10605
Travelers John Abrams & Associates Insurance Agency 74 N PLANK RD, NEWBURGH, NY, 12550
Liberty Mutual Independent M B Insurance Agency Inc 605 ANDERSON AVE, CLIFFSIDE PARK, NJ, 7010
Travelers Orange Insurance Center Inc 325 BOSTON POST RD STE 2B, ORANGE, CT, 6477
Travelers Platinum Resources Inc 600 Old Country Rd Rm 235 , Garden City, NY, 11530

Darien, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Stamford city, Connecticut $143 $190 $285
Norwalk city, Connecticut $138 $184 $276
Old Greenwich CDP, Connecticut $166 $221 $332

Darien, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Darien, CT2.3%9.2%
Stamford2.74%7.93%
Norwalk2.74%7.84%
Old Greenwich2.3%9.2%

Darien Renters Insurance as a Percentage of Rent

Darien Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 11 1.0% $1804
$750 to $999 46 6.0% $2554
$1,000 to $1,499 94 13.0% $3679
$1,500 or more 555 78.0% $5329

Darien, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$5,200
Yearly Darien Homeowner Insurance Premium Example $5,600$4,600
Out of Pocket Expense During Claim$1,200$5,200
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $29,200$28,200
Net Savings to Darien Home Owner from High Deductible Plan $1,000

Darien, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Darien, CT Home Replacement Value MORE than Home Value Darien, CT Home Replacement Value LESS than Home Value
Replacement Value $1,145,500 $687,500
Insurance Premium based on Replacement Value $11,575 $6,950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $229,000 Risk Exposure from Under Insuring Coverage is $229,000
Premium Impact Insurance cheaper by $2,325/year Insurance costlier by $2,300/year

Example Darien Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualGEICO Insurance
Monthly Premium 502853581
Year Built 201019441953
Home Details 4 Beds, 3 Baths5 Beds, 4 Baths5 Beds, 3 Baths
Coverage Amount $600000-$700000More than 10000000$600000-$700000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Darien, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1975 1,385,000 Shingles Roof 2,620 4 $500- $1000 Deductible 1610 2 Fiber-Cement Siding No
1964 1,955,000 Shingles Roof 4,120 5 $5000 to $10,000 Deductible 1990 4 Brick siding No
1962 1,170,000 Asphalt Shingles Roof 2,270 5 > $10,000 Deductible 1580 3 Brick siding No
1966 1,220,000 Composition Roof 2,710 4 $5000 to $10,000 Deductible 2500 4 Wood siding No
2010 1,165,000 Membrane Roof 2,480 4 $500 Deductible 1730 2 Brick siding yes
1941 1,995,000 Shingles Roof 4,260 5 $500 Deductible 880 1 Brick siding No
2014 665,000 Composition Roof 1,700 4 $500- $1000 Deductible 4490 9 Stucco siding No
1978 875,000 Slate Shingles Roof 2,170 4 $1000-$2500 Deductible 4690 9 Stucco siding yes
1961 1,625,000 Asphalt Shingles Roof 3,740 5 $500- $1000 Deductible 7150 8 Vinyl siding yes
1945 775,000 Composition Roof 1,650 4 > $10,000 Deductible 270 1 Stucco siding yes
2014 1,200,000 Composition Roof 3,070 4 $5000 to $10,000 Deductible 7810 12 Brick siding No
1977 1,720,000 Metal Roof 4,080 5 $5000 to $10,000 Deductible 4710 8 Stucco siding yes
1969 1,310,000 Metal Roof 2,470 4 $500 Deductible 6060 7 Stucco siding yes
1952 1,405,000 Slate Shingles Roof 2,860 4 $5000 to $10,000 Deductible 3540 8 Stucco siding No
1952 1,430,000 Membrane Roof 3,110 5 $5000 to $10,000 Deductible 950 2 Brick siding yes
1968 1,040,000 Slate Shingles Roof 2,540 4 $5000 to $10,000 Deductible 1940 3 Brick siding No
1942 1,290,000 Composition Roof 2,950 5 $500 Deductible 3200 4 Fiber-Cement Siding No
1944 1,320,000 Metal Roof 2,580 4 $500- $1000 Deductible 6820 10 Stucco siding yes
1944 900,000 Asphalt Shingles Roof 2,200 4 $2500-$5000 Deductible 8440 12 Stucco siding yes
2014 1,060,000 Metal Roof 2,500 4 $500 Deductible 4450 6 Vinyl siding yes
1958 1,030,000 Metal Roof 2,620 4 $500 Deductible 1650 2 Stone Siding No
1946 1,225,000 Asphalt Shingles Roof 3,150 4 $2500-$5000 Deductible 590 1 Fiber-Cement Siding No
1960 1,005,000 Shingles Roof 2,360 4 $500 Deductible 9260 12 Stone Siding yes
1964 1,145,000 Membrane Roof 2,900 4 > $10,000 Deductible 1300 3 Brick siding yes
1979 1,095,000 Composition Roof 2,380 4 $5000 to $10,000 Deductible 6000 12 Brick siding yes