Darien, CT homeowners insurance is approximately $941 to $1,270, about $78-$105/month. Our all inclusive guide shows customers can save upto $442 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Darien, CT | Homeowners Insurance Agency Near Darien, CT | Address |
|---|---|---|
| Travelers | John Abrams & Associates Insurance Agency | 74 N PLANK RD, NEWBURGH, NY, 12550 |
| Liberty Mutual Independent | M B Insurance Agency Inc | 605 ANDERSON AVE, CLIFFSIDE PARK, NJ, 7010 |
| Travelers | Orange Insurance Center Inc | 325 BOSTON POST RD STE 2B, ORANGE, CT, 6477 |
| Travelers | Platinum Resources Inc | 600 Old Country Rd Rm 235 , Garden City, NY, 11530 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Stamford city, Connecticut | $143 | $190 | $285 |
| Norwalk city, Connecticut | $138 | $184 | $276 |
| Old Greenwich CDP, Connecticut | $166 | $221 | $332 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Darien, CT | 2.3% | 9.2% |
| Stamford | 2.74% | 7.93% |
| Norwalk | 2.74% | 7.84% |
| Old Greenwich | 2.3% | 9.2% |
| Darien Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 11 | 1.0% | $1804 |
| $750 to $999 | 46 | 6.0% | $2554 |
| $1,000 to $1,499 | 94 | 13.0% | $3679 |
| $1,500 or more | 555 | 78.0% | $5329 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $5,200 |
| Yearly Darien Homeowner Insurance Premium Example | $5,600 | $4,600 |
| Out of Pocket Expense During Claim | $1,200 | $5,200 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $29,200 | $28,200 |
| Net Savings to Darien Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Darien, CT Home Replacement Value MORE than Home Value | Darien, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $1,145,500 | $687,500 |
| Insurance Premium based on Replacement Value | $11,575 | $6,950 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $229,000 | Risk Exposure from Under Insuring Coverage is $229,000 |
| Premium Impact | Insurance cheaper by $2,325/year | Insurance costlier by $2,300/year |
| Insurance Company | Farmers Insurance | Liberty Mutual | GEICO Insurance |
| Monthly Premium | 502 | 853 | 581 |
| Year Built | 2010 | 1944 | 1953 |
| Home Details | 4 Beds, 3 Baths | 5 Beds, 4 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $600000-$700000 | More than 10000000 | $600000-$700000 |
| Deductible | $500- $1000 Deductible | $500- $1000 Deductible | $500- $1000 Deductible |