Darby Insurance Rates:

Darby, PA homeowners insurance is about $590 to $799, about $49-$66/month. Our in depth guide shows customers can save as much as $277 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Darby, PA Homeowners Insurance By Home Value

Darby, PA Home Value Total Homes % of Total Average Darby, PA Homeowners Insurance
Less than $50,000 142 8.0% $201
$50,000 to $59,999 140 8.0% $423
$60,000 to $69,999 211 13.0% $520
$70,000 to $79,999 150 9.0% $603
$80,000 to $89,999 259 16.0% $680
$90,000 to $99,999 262 16.0% $763
$100,000 to $124,999 224 14.0% $888
$125,000 to $149,999 34 2.0% $1110
$150,000 to $174,999 97 6.0% $1311
$175,000 to $199,999 25 1.0% $1512
$200,000 to $249,999 18 1.0% $1818
$250,000 to $299,999 29 1.0% $2220

Top Home Insurance Agents Near Darby, PA

Home Insurance Company Near Darby, PA Homeowners Insurance Agency Near Darby, PA Address
Travelers Atlantic Insurance Services Inc 3111 ROUTE 42, SICKLERVILLE, NJ, 8081
Erie Goebel Insurance Agency Inc. 2026 South 12th Street, Philadelphia, PA, 19148
Nationwide John J Rendino Iii 44 Second Street Pike Suite 102, Southampton, PA, 18966-3830
State Farm Paul Nawrocki 6388 Castor Ave, Philadelphia, PA, 19149-2733
Travelers Sudlow Insurance Agcy Inc 111 SOUTH EASTON RD, GLENSIDE, PA, 19038

Darby, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Colwyn borough, Pennsylvania $105 $140 $210
Yeadon borough, Pennsylvania $108 $144 $216
Collingdale borough, Pennsylvania $107 $142 $213

Darby, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Darby, PA5.2%12.4%
Colwyn4.79%11.07%
Yeadon3.95%8.86%
Collingdale4.76%10.96%

Darby Renters Insurance as a Percentage of Rent

Darby Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 138 8.0% $1256
$500 to $749 350 20.0% $1931
$750 to $999 278 16.0% $2681
$1,000 to $1,499 816 48.0% $3806
$1,500 or more 101 6.0% $5456

Darby, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Darby Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,100$7,500
Net Savings to Darby Home Owner from High Deductible Plan $600

Darby, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Darby, PA Home Replacement Value MORE than Home Value Darby, PA Home Replacement Value LESS than Home Value
Replacement Value $92,000 $66,500
Insurance Premium based on Replacement Value $375 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,500 Risk Exposure from Under Insuring Coverage is $10,000
Premium Impact Insurance cheaper by $25/year Insurance costlier by $75/year

Example Darby Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceTravelersLiberty Mutual
Monthly Premium 196235
Year Built 195419621941
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $50000-$75000$150000-$175000$75000-$100000
Deductible $2500-$5000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Darby, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 135,000 Composition Roof 2,120 3 $500- $1000 Deductible 340 5 Fiber-Cement Siding No
1963 80,000 Asphalt Shingles Roof 1,430 3 $500 Deductible 410 10 Wood siding No
1960 110,000 Metal Roof 1,620 3 $500- $1000 Deductible 360 7 Wood siding yes
1942 90,000 Slate Shingles Roof 1,440 2 $500 Deductible 220 7 Wood siding yes
1966 65,000 Metal Roof 1,090 2 $500 Deductible 30 1 Fiber-Cement Siding yes
1947 115,000 Tile Roof 1,520 2 $500 Deductible 290 5 Fiber-Cement Siding yes
1967 120,000 Composition Roof 1,660 2 $500- $1000 Deductible 370 6 Vinyl siding yes
1955 70,000 Composition Roof 1,210 2 $500- $1000 Deductible 190 10 Wood siding yes
1952 130,000 Shingles Roof 1,930 3 $1000-$2500 Deductible 250 6 Stucco siding yes
1941 90,000 Slate Shingles Roof 1,750 2 $2500-$5000 Deductible 110 5 Stone Siding yes
1958 105,000 Metal Roof 1,360 3 $500- $1000 Deductible 40 1 Stucco siding yes
1967 120,000 Membrane Roof 2,170 4 $500- $1000 Deductible 310 8 Stone Siding No
1963 105,000 Membrane Roof 1,780 4 $500- $1000 Deductible 320 12 Stucco siding yes
1964 120,000 Composition Roof 1,640 2 $500 Deductible 260 6 Stucco siding No
1968 90,000 Tile Roof 1,270 3 $500 Deductible 410 10 Fiber-Cement Siding yes
1962 80,000 Wood Shake Roof 1,560 2 $2500-$5000 Deductible 130 6 Wood siding No
1945 225,000 Wood Shake Roof 3,390 4 $500- $1000 Deductible 400 6 Stucco siding yes
1945 115,000 Shingles Roof 1,930 4 $2500-$5000 Deductible 210 5 Brick siding No
1967 130,000 Tile Roof 2,060 4 $1000-$2500 Deductible 320 7 Wood siding yes
1941 195,000 Wood Shake Roof 2,550 4 $2500-$5000 Deductible 510 9 Stucco siding No
1952 160,000 Composition Roof 2,600 4 $5000 to $10,000 Deductible 550 12 Vinyl siding yes
1942 215,000 Asphalt Shingles Roof 3,220 4 $2500-$5000 Deductible 750 9 Stucco siding yes
1962 105,000 Asphalt Shingles Roof 1,580 3 $500 Deductible 170 3 Stone Siding yes
1944 75,000 Wood Shake Roof 1,250 2 $500- $1000 Deductible 120 3 Stone Siding yes
1947 120,000 Membrane Roof 2,120 3 $500- $1000 Deductible 170 3 Wood siding No
1954 100,000 Tile Roof 1,980 3 $500- $1000 Deductible 200 7 Fiber-Cement Siding No
1958 155,000 Shingles Roof 1,990 4 $2500-$5000 Deductible 310 8 Vinyl siding yes
1968 115,000 Membrane Roof 2,200 4 $500- $1000 Deductible 460 12 Fiber-Cement Siding yes
1969 100,000 Wood Shake Roof 1,400 2 $1000-$2500 Deductible 130 4 Fiber-Cement Siding yes
1969 120,000 Membrane Roof 1,970 4 $500 Deductible 50 1 Vinyl siding yes
1961 135,000 Slate Shingles Roof 1,760 3 $1000-$2500 Deductible 510 9 Fiber-Cement Siding No
1958 160,000 Composition Roof 2,850 4 $1000-$2500 Deductible 240 5 Vinyl siding yes
1955 180,000 Tile Roof 2,860 4 $2500-$5000 Deductible 270 7 Vinyl siding yes
1958 200,000 Composition Roof 2,670 4 $500 Deductible 100 1 Vinyl siding yes