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Daphne, AL Home Values & Insurance Rates

Daphne, AL Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 557 5.0% $120
$50,000 to $59,999 225 2.0% $261
$80,000 to $89,999 162 1.0% $422
$90,000 to $99,999 253 2.0% $472
$100,000 to $124,999 797 7.0% $552
$125,000 to $149,999 859 7.0% $683
$150,000 to $174,999 1,431 13.0% $814
$175,000 to $199,999 1,822 16.0% $934
$200,000 to $249,999 1,515 14.0% $1125
$250,000 to $299,999 1,561 14.0% $1376
$300,000 to $399,999 1,526 14.0% $1758

Top Home Insurance Agents Near Daphne, AL

Home Insurance Company Near Daphne, AL Homeowners Insurance Agency Near Daphne, AL Address
NA All Risk Insurance, Inc. 1913 E Olive Rd , Pensacola, FL, 32514
State Farm Burben Sullins Jr 7268 Cottage Hill Rd, Mobile, AL, 36695-2825
State Farm Casey Roberts 2107 W Nine Mile Rd Ste 5, Pensacola, FL, 32534-9475
Allstate David E. Seckinger Jr. 2803 E Cervantes St Ste C, Pensacola, FL, 32503
Travelers Florida Insurance Agency 7250 Pine Forest Rd , Pensacola, FL, 32571

Estimated Home Insurance By Street Area Near Daphne, AL

Daphne Area Estimated House Insurance
Lovett Dr, Patrician Dr W, Old County Rd, Sandy Shoal Loop, Dewitt Cir, Ashton Ct, Confederate Dr, Chestnut Ridge, Bosbyshell Ave, Miss Emma's Way$1,036
Dunbar Loop, Pontchartrain Loop, Adams Ave S, Meadow Wood Cir, Infantry Ln, Newport Ln, Archer Cir, Bridges Dr W, Bradford Ct, Woodrow Ln$1,009
Westminster Gates Dr, Battery Hts, Redman Ln, Sara Ave E, Diane Cir, Lady Slocomb Cir, Rolling Hill Cir, Smugglers Gap St, Chablis Ln, Laurel Pl$1,044
Woodbridge Dr, Larosa Dr, Cochrane Brg, Parma Dr, Coles Ct, Sea Cliff Dr N, Malaga Dr, Saint John St, Comer Cir, Oak Ridge Ct E$1,020
Chasewood Pl, Scott Rd, Falling Water Blvd, Vega Cir, Hanover Dr, Sibley Sq, Cobham Park Dr, General Canby Blvd, Parkwood Dr, Ryan Ave$1,020

Savings on home insurance for senior occupied homes

PlaceSavings
Daphne$150 to $153
Spanish Fort$151
Baldwin County$148
Loxley$143

Daphne, AL Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Daphne, AL5.2%19.1%
Spanish Fort4.92%25.0%
Baldwin County5.92%21.8%
Loxley6.9%24.36%

Daphne Renters Insurance as a Percentage of Rent

Daphne Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 615 13.0% $1910
$750 to $999 1,302 29.0% $2660
$1,000 to $1,499 1,898 42.0% $3785
$1,500 or more 584 13.0% $5435

Daphne, AL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Daphne Homeowner Insurance Premium Example $1,200$700
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,200$8,700
Net Savings to Daphne Home Owner from High Deductible Plan $1,500

Daphne, AL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Daphne, AL Home Replacement Value MORE than Home Value Daphne, AL Home Replacement Value LESS than Home Value
Replacement Value $273,500 $197,500
Insurance Premium based on Replacement Value $1,350 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $46,500 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $225/year

Example Daphne Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersAllstate
Monthly Premium 619273
Year Built 199220142003
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$300000-$350000$300000-$350000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$5000 to $10,000 Deductible

Daphne, AL Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Spanish Fort city, Alabama $152 $202 $303
Baldwin County, Alabama $148 $197 $296
Loxley town, Alabama $143 $191 $287

Sample Home Insurance Rates for Daphne, AL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 485,000 Slate Shingles Roof 3,650 5 $2500-$5000 Deductible 1450 10 Stucco siding yes
2007 245,000 Metal Roof 2,100 3 $1000-$2500 Deductible 830 9 Vinyl siding No
2014 190,000 Composition Roof 1,780 3 $500- $1000 Deductible 190 2 Wood siding yes
1995 270,000 Shingles Roof 2,560 5 $1000-$2500 Deductible 890 8 Stone Siding yes
1997 265,000 Membrane Roof 2,910 4 > $10,000 Deductible 270 6 Brick siding yes
2001 145,000 Slate Shingles Roof 1,440 3 $500 Deductible 330 5 Vinyl siding yes
1980 205,000 Tile Roof 1,520 3 $1000-$2500 Deductible 150 2 Fiber-Cement Siding No
2014 270,000 Composition Roof 2,050 5 $1000-$2500 Deductible 780 10 Stucco siding No
2012 245,000 Membrane Roof 2,650 5 $500- $1000 Deductible 330 3 Wood siding No
2008 400,000 Tile Roof 3,110 4 $500 Deductible 380 3 Stone Siding yes
1990 195,000 Composition Roof 1,930 5 $5000 to $10,000 Deductible 220 5 Fiber-Cement Siding yes
1974 160,000 Shingles Roof 1,745 3 $2500-$5000 Deductible 150 2 Fiber-Cement Siding No