Daphne, AL homeowners insurance is nearly $850 to $1,161, about $70-$96/month. Our in depth guide reveals consumers can save as much as $402 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Daphne, AL | Homeowners Insurance Agency Near Daphne, AL | Address |
|---|---|---|
| State Farm | Burben Sullins Jr | 7268 Cottage Hill Rd, Mobile, AL, 36695-2825 |
| State Farm | Casey Roberts | 2107 W Nine Mile Rd Ste 5, Pensacola, FL, 32534-9475 |
| Allstate | David E. Seckinger Jr. | 2803 E Cervantes St Ste C, Pensacola, FL, 32503 |
| Travelers | Florida Insurance Agency | 7250 Pine Forest Rd , Pensacola, FL, 32571 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Spanish Fort city, Alabama | $152 | $202 | $303 |
| Baldwin County, Alabama | $148 | $197 | $296 |
| Loxley town, Alabama | $143 | $191 | $287 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Daphne, AL | 5.2% | 19.1% |
| Spanish Fort | 4.92% | 25.0% |
| Baldwin County | 5.92% | 21.8% |
| Loxley | 6.9% | 24.36% |
| Daphne Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 615 | 13.0% | $1910 |
| $750 to $999 | 1,302 | 29.0% | $2660 |
| $1,000 to $1,499 | 1,898 | 42.0% | $3785 |
| $1,500 or more | 584 | 13.0% | $5435 |
| Streets in Daphne Area | Homeowners Insurance Cost |
|---|---|
| Lovett Dr, Patrician Dr W, Old County Rd, Sandy Shoal Loop, Dewitt Cir, Ashton Ct, Confederate Dr, Chestnut Ridge, Bosbyshell Ave, Miss Emma's Way | $1,036 |
| Dunbar Loop, Pontchartrain Loop, Adams Ave S, Meadow Wood Cir, Infantry Ln, Newport Ln, Archer Cir, Bridges Dr W, Bradford Ct, Woodrow Ln | $1,009 |
| Westminster Gates Dr, Battery Hts, Redman Ln, Sara Ave E, Diane Cir, Lady Slocomb Cir, Rolling Hill Cir, Smugglers Gap St, Chablis Ln, Laurel Pl | $1,044 |
| Woodbridge Dr, Larosa Dr, Cochrane Brg, Parma Dr, Coles Ct, Sea Cliff Dr N, Malaga Dr, Saint John St, Comer Cir, Oak Ridge Ct E | $1,020 |
| Chasewood Pl, Scott Rd, Falling Water Blvd, Vega Cir, Hanover Dr, Sibley Sq, Cobham Park Dr, General Canby Blvd, Parkwood Dr, Ryan Ave | $1,020 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Daphne | $150 to $153 |
| Spanish Fort | $151 |
| Baldwin County | $148 |
| Loxley | $143 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $3,800 |
| Yearly Daphne Homeowner Insurance Premium Example | $1,200 | $700 |
| Out of Pocket Expense During Claim | $1,800 | $3,800 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $10,200 | $8,700 |
| Net Savings to Daphne Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Daphne, AL Home Replacement Value MORE than Home Value | Daphne, AL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $273,500 | $197,500 |
| Insurance Premium based on Replacement Value | $1,350 | $975 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $46,500 | Risk Exposure from Under Insuring Coverage is $29,500 |
| Premium Impact | Insurance cheaper by $150/year | Insurance costlier by $225/year |
| Insurance Company | Amica Mutual Insurance Company | Travelers | Allstate |
| Monthly Premium | 61 | 92 | 73 |
| Year Built | 1992 | 2014 | 2003 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $300000-$350000 | $300000-$350000 |
| Deductible | $5000 to $10,000 Deductible | > $10,000 Deductible | $5000 to $10,000 Deductible |