Danville Insurance Rates:

Danville, VA homeowners insurance is about $590 to $800, about $49-$66/month. Our extensive analysis shows customers can save as much as $278 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
you have the freedom to choose your deductibles that is why I like this insurance company
Geico
We are happy with the premium, especially since we had a claim that was larger than we have paid so far. The deductible options are varied and as a concumer somewhat confusing.
Farmer's Insurance
They gave us perks like identity theft protection that is included in the home insurance.
Progressive
I did not like that we were unable to add the policy amount into our mortgage payment each month like some other companies offered. it really simplifies the process and i was looking forward to doing it that way.
Farmer's Insurance
I like how easy it is to file a claim. you just call the phone number 24/7 and they handle things really fast.
State Farm
I haven't shopped around too much, but from the two I was choosing from, Assurant or State Farm, State Farm had the better coverage for about the same price.
State Farm
The website clearly states the terms and conditions. It's easy to access and user-friendly.it gives immense pleasure to work on
State Farm
They're rude, the rates are average to below average and definitely could be better, and their website could use more information on it than just a very average layout.
Progressive
So far, I am very satisfied, however, since I have never had to file a claim and put how efficient they would be during that process I can't speak to that.
Erie Insurance
How they will cancel you if you file a claim. You have insurance to use in emergencies. With our emergency, they dropped us.
Erie Insurance
My premium and deductible are higher than my peers however I have always had a positive relationship with Erie so am willing to pay a little extra

Danville, VA Homeowners Insurance By Home Value

Danville, VA Home Value Total Homes % of Total Average Danville, VA Homeowners Insurance
Less than $50,000 2,084 20.0% $187
$50,000 to $59,999 592 5.0% $403
$60,000 to $69,999 769 7.0% $500
$70,000 to $79,999 691 6.0% $576
$80,000 to $89,999 1,070 10.0% $653
$90,000 to $99,999 962 9.0% $736
$100,000 to $124,999 1,002 10.0% $847
$125,000 to $149,999 878 8.0% $1063
$150,000 to $174,999 558 5.0% $1257
$175,000 to $199,999 424 4.0% $1452
$200,000 to $249,999 324 3.0% $1744
$250,000 to $299,999 271 2.0% $2133
$300,000 to $399,999 385 3.0% $2717

Top Home Insurance Agents Near Danville, VA

Home Insurance Company Near Danville, VA Homeowners Insurance Agency Near Danville, VA Address
Erie Bruce Moore Agency Llc 221 N Main Street Suite B, Roxboro, NC, 27573
Travelers Ford Insurance Agency 38 E CHURCH STREET, MARTINSVILLE, VA, 24112
Travelers Insurance World Of Greensboro 2311 W CONE BLVD STE 225, GREENSBORO, NC, 27408
State Farm Mike Bullard 1029 S Church St Ste 1, Burlington, NC, 27215-3687
Travelers Worldwide Insurance Network Inc 4121 BEECHWOOD DR, GREENSBORO, NC, 27410

Danville, VA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Danville, VA

Streets in Danville Area Homeowners Insurance Cost
Nannie G Edwards Dr, Elliott St, Woodcrest Hts, Courtland St, Shannon Dr, Lamberth Dr, Cottage Grove Ct, State Rte 1618, Dimon Dr, Hairston Ln$679
American Legion Blvd, Johnson St, Howeland Cir, Westminister Ct, Falwell Ct, State Rte 1236, New St, Stonegate Way, Monroe St, Withers Cir$679
Noel Ave, Dudley St, Roselane Dr, Farrar St, State Rte 1128, Clay St, Beauregard St, Bishop Ave, Delta Rd, Barter St$708
Southampton Ave, Starling Ave, Sunset Pl, Seeland Rd, Parsons St, Mountain View Ave, 3rd Ave W, Motley Ave, Stonewall Ct, Pine Tree Ln$684
Upper St, Robin Dr, Longview Ave, Clement Ave, State Rte 737, Melville Ave, Chatham Ave, Beech Ave, Jefferson St, London Dr$693
State Rte 734, West Ct, Maple Ln, Richardson Ct, Arnett Blvd Exd, Manchester Ave, Maplewood St, Station Dr, Inge St, 3rd St$695
Dover Cir, Lansbury Dr, Wendell Scott Dr, Wesley Dr, Melrose Ave, Augusta Ave, Shoreham Dr, Eastwood Dr, Haraway Rd, State Rte 1237$698
Park Ave, Murphy Cir, Lovell Dr, Westover Ln, 4th St, Cedar Pl, Baugh St, W Gay St, Gatewood Ave, Preston Pl$683
Randolph St, Crystal Ln, Keen St, Crescent St, Burton Rd, Bryant Ave, Campbell St, Parkview Pl, Hawthorne Dr, Memorial Dr$717
Major Ave, N Main St, Reid St, Cherry St, Cain St, James St, Wellington Pl, Banner St, Cane Creek Pkwy, Exchange St$697

Danville, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Danville$104 to $106
Westover$105
Pelham$87
Mount Hermon$106

Danville, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Westover district, Pittsylvania County, Virginia $88 $117 $176
Pelham township, Caswell County, North Carolina $73 $97 $145
Mount Hermon CDP, Virginia $89 $118 $177

Danville, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Danville, VA5.9%16.5%
Westover5.25%16.25%
Pelham5.68%19.26%
Mount Hermon5.02%15.67%

Danville Renters Insurance as a Percentage of Rent

Danville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 461 5.0% $358
$200 to $299 463 5.0% $808
$300 to $499 1,737 21.0% $1258
$500 to $749 3,551 43.0% $1933
$750 to $999 1,296 15.0% $2683
$1,000 to $1,499 580 7.0% $3808
$1,500 or more 166 2.0% $5458

Danville, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Danville Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,800$8,000
Net Savings to Danville Home Owner from High Deductible Plan $800

Danville, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Danville, VA Home Replacement Value MORE than Home Value Danville, VA Home Replacement Value LESS than Home Value
Replacement Value $123,000 $70,000
Insurance Premium based on Replacement Value $500 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,000 Risk Exposure from Under Insuring Coverage is $26,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Danville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmica Mutual Insurance CompanyGEICO Insurance
Monthly Premium 433320
Year Built 197819551941
Home Details 5 Beds, 1 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $175000-$200000$75000-$100000$50000-$75000
Deductible > $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Danville, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 185,000 Membrane Roof 2,780 4 $1000-$2500 Deductible 600 10 Wood siding yes
1979 125,000 Tile Roof 2,000 3 $500- $1000 Deductible 490 12 Fiber-Cement Siding yes
1981 135,000 Shingles Roof 1,730 2 $500- $1000 Deductible 250 5 Vinyl siding yes
1984 145,000 Wood Shake Roof 1,910 5 $500- $1000 Deductible 70 1 Wood siding yes
1943 135,000 Composition Roof 1,980 3 $2500-$5000 Deductible 350 10 Wood siding yes
1979 225,000 Composition Roof 2,890 5 $500 Deductible 670 6 Wood siding No
1944 105,000 Metal Roof 1,590 2 $2500-$5000 Deductible 110 3 Wood siding No
1961 220,000 Shingles Roof 3,000 4 $2500-$5000 Deductible 550 9 Wood siding No
1974 135,000 Membrane Roof 2,120 4 $2500-$5000 Deductible 250 6 Fiber-Cement Siding yes
1967 165,000 Asphalt Shingles Roof 3,000 4 $500 Deductible 710 12 Stucco siding yes
1985 235,000 Wood Shake Roof 3,390 4 $500- $1000 Deductible 190 2 Stucco siding yes
1987 80,000 Metal Roof 1,460 2 $500- $1000 Deductible 320 9 Fiber-Cement Siding yes
1988 95,000 Wood Shake Roof 1,400 3 $1000-$2500 Deductible 70 2 Brick siding yes
1945 175,000 Tile Roof 2,520 4 $500 Deductible 600 9 Stone Siding yes
1952 75,000 Tile Roof 1,070 2 $500 Deductible 50 2 Fiber-Cement Siding yes
1953 265,000 Tile Roof 4,390 5 > $10,000 Deductible 360 7 Wood siding No
1982 155,000 Shingles Roof 2,520 4 $5000 to $10,000 Deductible 170 3 Brick siding No
1962 345,000 Composition Roof 4,870 5 > $10,000 Deductible 910 10 Brick siding No
1985 95,000 Shingles Roof 1,660 3 $1000-$2500 Deductible 40 1 Brick siding No
1973 280,000 Metal Roof 4,320 5 $2500-$5000 Deductible 1000 10 Wood siding yes
1981 95,000 Tile Roof 1,330 3 $2500-$5000 Deductible 110 4 Stucco siding No
1951 130,000 Wood Shake Roof 1,650 5 $1000-$2500 Deductible 470 12 Wood siding No
1962 335,000 Tile Roof 4,840 5 $5000 to $10,000 Deductible 660 8 Stucco siding No
1950 100,000 Composition Roof 1,540 3 $1000-$2500 Deductible 120 3 Stucco siding yes
1970 215,000 Membrane Roof 3,560 5 $500 Deductible 790 8 Vinyl siding yes
1980 185,000 Tile Roof 2,360 3 $2500-$5000 Deductible 50 1 Stucco siding No
1966 105,000 Membrane Roof 1,560 5 $1000-$2500 Deductible 30 1 Fiber-Cement Siding yes
1965 220,000 Asphalt Shingles Roof 3,400 4 $500 Deductible 550 6 Stone Siding No
1967 145,000 Tile Roof 2,360 4 $1000-$2500 Deductible 70 1 Vinyl siding yes
1953 120,000 Composition Roof 1,750 3 $500- $1000 Deductible 410 8 Wood siding yes
1971 90,000 Slate Shingles Roof 1,430 3 $500 Deductible 120 4 Fiber-Cement Siding yes
1950 110,000 Membrane Roof 1,980 4 $2500-$5000 Deductible 150 4 Wood siding yes
1949 90,000 Shingles Roof 1,610 2 $1000-$2500 Deductible 100 4 Brick siding No
1946 70,000 Wood Shake Roof 970 2 $500- $1000 Deductible 190 5 Stucco siding No

How To Make Your Danville, VA Home Insurnace Cheaper