Danville Insurance Rates:

Danville, IL homeowners insurance is nearly $608 to $824, about $50-$68/month. Our thorough research indicates shoppers can save upto $286 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
My deductible is $1,000 which is pretty high but I can handle it and the premium was $100 year less than other insurance companies.
Geico
This company has a diverse array of policy offerings so you will be able to find something that fits your budget. There are also varying levels of coverage and protection too.
Allstate
I like that my insurance company updates me on my policy frequently. they often send me updates via the email and to my email account. these updates relate to changes in coverage, price changes, and updates to their company.
Erie Insurance
Erie insurance's time to process claims are much longer than other companies, and they can take up to 10 days to reach a decision on how much to give you.
Allstate
I really like that all of my interactions with allstate have been able to be done over the phone. it was very convenient to not have to go into an office. i do wish they would let me know of different things we can do to cut down on our insurance costs.
Allstate
I get a bundle deal so I think it's good value. I have shopped around for other quotes but couldn't find a better deal that didn't have strings attached.
Aaa
In Fact I booked the insurance through the company website. Found it to be user-friendly and easy to use. Once filled up necessary details, their agent called me up, let me in the home and did all documentation etc.
Geico
they also kinda sucked all at the same time. really bad processing time come on guys
Allstate
I like that we can have all of our policies together in one place and that we get a discount for that. They are customer oriented and friendly and helpful.
Liberty Mutual
I would recommend this company because of their prices. As stated above, they will annoy you if you have a pool, which is not something the previous owners had to deal with with their insurance.
Allstate
THE PREMIUM ABOUT MY COMPANY COMPARED TO OTHER HOME INSURANCE POLICY MY COMPANY PROVIDE 3 MONTHS PREMIUM BUT OTHER NO GIVE THAT LIKE PREMIUM.

Danville, IL Homeowners Insurance By Home Value

Danville, IL Home Value Total Homes % of Total Average Danville, IL Homeowners Insurance
Less than $50,000 2,634 35.0% $264
$50,000 to $59,999 652 8.0% $565
$60,000 to $69,999 771 10.0% $694
$70,000 to $79,999 515 6.0% $801
$80,000 to $89,999 526 7.0% $916
$90,000 to $99,999 457 6.0% $1023
$100,000 to $124,999 586 7.0% $1181
$125,000 to $149,999 593 7.0% $1482
$150,000 to $174,999 280 3.0% $1747
$175,000 to $199,999 159 2.0% $2019
$200,000 to $249,999 121 1.0% $2427
$300,000 to $399,999 77 1.0% $3773

Top Home Insurance Agents Near Danville, IL

Home Insurance Company Near Danville, IL Homeowners Insurance Agency Near Danville, IL Address
NA Iroquois Insurance Agency 619 N Gilbert St, Danville, IL, 61832
NA Dimond Brothers Insurance Agency, Inc. 111 Sheriff Street, Paris, IL, 61944
Travelers Champaign Insurance Group X Inc 804 E Eastwood Center #7B, Mahomet, IL, 61853
Travelers Dimond Bros Insurance Llc 1806 Woodfield Drive, Savoy, IL, 61874
State Farm Jack Mishler 1245 N 9th Street, Clinton, IN, 47842-1419

Danville, IL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Danville, IL

Streets in Danville Area Homeowners Insurance Cost
Bryan Ave, E Voorhees St, Jewell St, Norman St, Maywood Dr, Co Hwy 500, Cunningham Ave, Sunset Rd, Van Buren St, Co Hwy 4$734
Sunset Ridge Dr, Long Rd, N Kansas Ave, W Bluff St, Western Ave, S Kimball St, W Clay St, Brookstone, Pierce St, S Union Rd$711
Northbrook Dr, Texas Ave, Peach St, E Voorhees St, Ann St, Rileysburg Rd, Leonard St, Vance Ln, W 1st St, Hickory Rd$713
2130 North Rd, E Bluff St, Greenwood Cemetary Rd, Crestwood Circle Dr, Co Hwy 505, E Woodlawn, Townway Rd, Smith St, Lakemont Ave, Delaware Ave$747
Co Rd 2350 N, Colfax Dr, Bahl St, Minnesota Ave, Outten St, Burr Oaks Rd, Don Ave, 1480 North Rd, Co Rd 1830 E, Orchard St$708

Danville, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Danville$107 to $109
Tilton$106
Newell$109
State Line City$116

Danville, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tilton village, Illinois $107 $142 $213
Newell township, Vermilion County, Illinois $110 $146 $219
Belgium village, Illinois $106 $141 $212

Danville, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Danville, IL6.8%15.0%
Tilton7.17%18.96%
Newell5.74%13.22%
Belgium7.43%17.74%

Danville Renters Insurance as a Percentage of Rent

Danville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 286 5.0% $362
$200 to $299 367 7.0% $812
$300 to $499 1,000 20.0% $1262
$500 to $749 1,708 35.0% $1937
$750 to $999 995 20.0% $2687
$1,000 to $1,499 289 6.0% $3812
$1,500 or more 150 3.0% $5462

Danville, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$3,300
Yearly Danville Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$1,300$3,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,300$12,100
Net Savings to Danville Home Owner from High Deductible Plan $1,200

Danville, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Danville, IL Home Replacement Value MORE than Home Value Danville, IL Home Replacement Value LESS than Home Value
Replacement Value $56,000 $35,500
Insurance Premium based on Replacement Value $325 $200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,500 Risk Exposure from Under Insuring Coverage is $7,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Danville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceState Farm
Monthly Premium 213138
Year Built 196119891948
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 1 Baths
Coverage Amount $50000-$75000$125000-$150000$100000-$125000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Danville, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1970 105,000 Membrane Roof 1,850 3 $1000-$2500 Deductible 230 9 Wood siding No
1980 95,000 Composition Roof 1,720 3 $500- $1000 Deductible 430 12 Fiber-Cement Siding No
1966 130,000 Membrane Roof 2,360 3 $500 Deductible 590 9 Fiber-Cement Siding No
1987 195,000 Shingles Roof 3,420 5 $5000 to $10,000 Deductible 600 10 Wood siding yes
1974 105,000 Asphalt Shingles Roof 1,750 3 $2500-$5000 Deductible 280 9 Stucco siding No
1970 90,000 Wood Shake Roof 1,530 3 $500 Deductible 180 8 Wood siding yes
1964 70,000 Composition Roof 1,220 3 $2500-$5000 Deductible 20 1 Vinyl siding No
1980 100,000 Slate Shingles Roof 1,520 2 $500- $1000 Deductible 280 7 Stucco siding yes
1940 100,000 Asphalt Shingles Roof 1,730 3 $500- $1000 Deductible 90 2 Vinyl siding yes
1942 120,000 Metal Roof 2,270 3 $1000-$2500 Deductible 340 8 Fiber-Cement Siding yes
1948 130,000 Shingles Roof 2,260 4 $500- $1000 Deductible 40 1 Fiber-Cement Siding No
1974 60,000 Wood Shake Roof 1,220 2 $500- $1000 Deductible 20 1 Wood siding yes
1986 105,000 Slate Shingles Roof 2,280 4 $500 Deductible 40 1 Stone Siding yes
1969 65,000 Slate Shingles Roof 1,170 2 $500 Deductible 100 4 Fiber-Cement Siding yes
1986 250,000 Membrane Roof 4,800 5 $2500-$5000 Deductible 600 7 Fiber-Cement Siding yes
1987 70,000 Metal Roof 1,270 3 $2500-$5000 Deductible 140 10 Brick siding yes
1961 95,000 Asphalt Shingles Roof 1,650 2 $500- $1000 Deductible 170 4 Stone Siding yes
1976 80,000 Composition Roof 1,280 2 $1000-$2500 Deductible 170 5 Wood siding yes
1967 90,000 Shingles Roof 1,780 2 $500- $1000 Deductible 380 12 Stucco siding yes
1964 80,000 Asphalt Shingles Roof 1,340 3 $1000-$2500 Deductible 90 3 Stucco siding yes
1976 120,000 Metal Roof 2,020 3 $500- $1000 Deductible 110 4 Brick siding yes
1943 255,000 Membrane Roof 4,440 5 $500 Deductible 770 7 Stone Siding No
1976 100,000 Tile Roof 2,200 3 $500- $1000 Deductible 130 4 Fiber-Cement Siding No
1981 45,000 Composition Roof 1,010 2 $500- $1000 Deductible 100 7 Stucco siding yes
1972 135,000 Membrane Roof 2,380 3 $1000-$2500 Deductible 440 10 Wood siding yes
1971 60,000 Composition Roof 1,240 3 $1000-$2500 Deductible 180 8 Stone Siding yes
1965 125,000 Slate Shingles Roof 2,470 5 $1000-$2500 Deductible 90 3 Wood siding No
1972 180,000 Metal Roof 2,830 4 $2500-$5000 Deductible 330 8 Vinyl siding No
1982 130,000 Membrane Roof 2,480 4 $2500-$5000 Deductible 140 4 Wood siding yes
1985 65,000 Shingles Roof 1,120 2 $2500-$5000 Deductible 140 7 Wood siding No
1979 105,000 Tile Roof 1,620 2 $2500-$5000 Deductible 30 1 Vinyl siding yes
1978 130,000 Asphalt Shingles Roof 2,130 4 $500 Deductible 550 9 Fiber-Cement Siding No
1989 225,000 Membrane Roof 4,710 5 > $10,000 Deductible 420 9 Fiber-Cement Siding No

How To Make Your Danville, IL Home Insurnace Cheaper