Danville Insurance Rates:

Danville, CA homeowners insurance is nearly $595 to $808, about $49-$67/month. Our thorough guide shows customers can save upto $280 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Best Home Insurance Companies in Danville, CA

In Danville, California, homeowners pay an average home insurance rate of $1,327. Danville homeowners choose home insurance companies based on how reasonably priced their quotes are. However, homeowners should also consider other factors such as claims processing speed, customer service, and availability of discounts before choosing the best home insurance company. Below are the top 5 home insurance companies in California according to market share.


State Farm

State Farm is the most prominent company in California, occupying the major market share of 17.56%. It has written direct premiums worth $1,469,169 and earned direct premiums worth $1,405,885. A.M. Best has awarded it with a financial strength rating of A++ for its superior financial ability in granting potential claims to current Danville policyholders. It holds a customer satisfaction score of 4/5 based on the feedback collected from policyholders by J.D. Power.


According to NAIC, Farmers occupy a market share of 15.97%. The total value of direct premiums written and earned by Farmers is $1,335,894 and $1,293,054, respectively. It has received a financial strength rating of A+ from A.M. Best for its superior financial ability to grant claims of current policyholders. Based on the feedback curated by J.D. Power, Farmers has a customer satisfaction score of 3/5.


CSAA follows Farmers in terms of market share, occupying 6.51% of the shares. It has direct premiums written and earned with a total value of $544,788 and $527,552. CSAA received an A rating by A.M. Best for its excellent financial ability in granting potential claims of current policyholders. J.D. Power has awarded CSAA with a rating of 3/5 on customer satisfaction.

Liberty Mutual

Liberty Mutual has a market share of 6.24% in California, with direct premiums written worth $521,782 and direct premiums earned worth $501,655. A.M. Best rated Liberty Mutual with an A for its excellent ability to grant current policyholders potential claims. In terms of overall customer satisfaction, Liberty Mutual received a score of 3/5 from J.D Power.


Allstate is another major player in the home insurance segment, with a market share of 5.91%. The home insurance company has direct premiums written worth $494,685 and direct premiums earned worth 488,052. Allstate has the superior financial ability in granting potential claims of current Danville policyholders and has been awarded a rating of A+ from A.M. Best. It received a customer satisfaction score of 3/5 from J.D. Power.

Danville, CA Homeowners Insurance By Home Value

Danville, CA Home Value Total Homes % of Total Average Danville, CA Homeowners Insurance
Less than $50,000 73 8.0% $14
$70,000 to $79,999 34 3.0% $56
$80,000 to $89,999 65 7.0% $70
$90,000 to $99,999 60 6.0% $77
$100,000 to $124,999 46 5.0% $91
$125,000 to $149,999 19 2.0% $112
$150,000 to $174,999 12 1.0% $133
$175,000 to $199,999 76 8.0% $154
$200,000 to $249,999 71 7.0% $182
$250,000 to $299,999 143 15.0% $224
$300,000 to $399,999 313 34.0% $287

Top Home Insurance Agents Near Danville, CA

Home Insurance Company Near Danville, CA Homeowners Insurance Agency Near Danville, CA Address
Farmers Jeffrey Jeff Kutzer 1443 MAIN ST STE 115, Napa, CA, 94559
State Farm Mimi Lam 1328 W El Camino Real Ste 2, Mountain View, CA, 94040-2499
Allstate Peggy Smith 1758 Solano Ave, Berkeley, CA, 94707
Allstate Rex Garcia 295 89Th St Ste 103, Daly City, CA, 94015
State Farm Yan Lukito 5214 Dmnd Heights Blvd Ste I, San Francisco, CA, 94131-2118

Danville, CA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Danville, CA

Streets in Danville Area Homeowners Insurance Cost
Barcelona Pl, St Joan Ct, Maverick Ct, Ridgeland Cir, Maverick Ct, Manning Ln, Ironstone Ct, el Alamo Ct, Joya Ct, Podva Rd$693
Bolero Ct, W el Pintado, Parkhaven Dr, Shadow Mountain Dr, Tenby Ter, Baja Loma Ct, Sandalford Way, Cobblestone Ln, del Oro Ct, Caboose Pl$669
Tunbridge Rd, Andreas Ct, Clipper Hill Rd, Weiner Way, Chadbourne Dr, Rosemount Ln, Leeds Ct W, Pescadero Ct, Glory Lily Ct, Silver Pine Ln$702
la Sonoma Way, Graciosa Ct, Cordell Dr, Dove Creek Ln, Loch Lomond Ct, Saddleback Pl, Valle Verde Ct, Shandelin Ct, Kimberwicke Ct, Ramona Way$None
Linda Mesa Ave, Heritage Park Dr, la Velle Ct, Benjamin Ln, Robyn Dr, Edgegate Ct, Cascades Ct, Jay Ct, Porter Dr, Rassani Dr$698
Sunhaven Rd, Angel Ct, Jillian Way, Sutton Cir, Wildwood Ct, Highbridge Ln, Bandol Way, Lake Meade Ct, Belaire Ct, Crystal Springs Ct$717
Buchanan Ln, Lock Lomond Ct, Bobbie Ct, la Quinta Ct, Waingarth Way, Mistral Ct, la Copita Ct, Bennington Way, Santa Clara Dr, Gil Blas Rd$716
Joaquin Ct, Feather River St, Highland Ct, Conway Dr, Piedras Cir, Alkante Ct, Barranca Ct, Plumpointe Ln, Parkside Ln, Phoenix Ct$705
Edinburgh Cir, Via Romero, Virginia St, Angsley Ct, Merrimac Ct, Surrey Ct, Blakesley Dr, Fleetwood Rd, Chelta Ct, Stone Valley Rd$None
Cordel Ct, Lochmoor Ct, Manchester St, Macpherson Pl, W Prospect Ave, Elwyn Pl, Hagen Oaks Dr, Delta Way, Versailles Ct, Balmoral Ct$723

Danville, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Danville$104 to $107
San Ramon$102
Camino Tassajara$107

Danville, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Diablo CDP, California $109 $145 $218
Blackhawk CDP, California $109 $145 $218
Alamo CDP, California $109 $145 $218

Danville, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Danville, CA1.6%8.0%
San Ramon1.59%7.99%

Danville Renters Insurance as a Percentage of Rent

Danville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 37 1.0% $1195
$500 to $749 78 3.0% $1870
$750 to $999 45 1.0% $2620
$1,000 to $1,499 224 9.0% $3745
$1,500 or more 1,984 83.0% $5395

Average Cost Of Home Insurance By Company In Areas Nearby Danville For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
15000025026-40 YearsLiberty Ins Corp796
1500005004-6 YearsBankers Standard1878
1500005007-15 YearsAmerican Reliable521
15000050016-25 YearsCalifornia Casualty583
15000050016-25 YearsIntegon/National605
15000050016-25 YearsSafeco447
2000005001-3 YearsAmco484
2000005001-3 YearsHorace Mann P & C513
2000005004-6 YearsGeneral Ins320
2000005007-15 YearsBankers Standard2138
20000050026-40 YearsGrange477
20000050026-40 YearsUnigard Group742
20000050026-40 YearsUSAA540
20000050041-70 YearsCalifornia Capital539
2500001000NewForemost Insurance811
2500001000NewState Farm341
25000010004-6 YearsAAA (Interinsurance Exchange)636
250000100026-40 YearsStillwater Prop & Cas Co772
2500005004-6 YearsHorace Mann P & C729

Danville, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Danville Homeowner Insurance Premium Example $1,800$1,200
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $11,700$11,100
Net Savings to Danville Home Owner from High Deductible Plan $600

Danville, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Danville, CA Home Replacement Value MORE than Home Value Danville, CA Home Replacement Value LESS than Home Value
Replacement Value $944,000 $618,500
Insurance Premium based on Replacement Value $2,825 $1,850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $217,000 Risk Exposure from Under Insuring Coverage is $108,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $650/year

Example Danville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceChubb Group of Insurance
Monthly Premium 137266237
Year Built 199820031973
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $500000-$600000More than 10000000$900000-$1000000
Deductible $500- $1000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Danville, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 715,000 Membrane Roof 1,880 3 $500 Deductible 1000 6 Stucco siding No
1980 1,500,000 Metal Roof 3,550 5 $5000 to $10,000 Deductible 320 2 Vinyl siding No
1975 780,000 Tile Roof 2,030 4 > $10,000 Deductible 1250 12 Wood siding yes
2001 1,090,000 Wood Shake Roof 3,170 4 $1000-$2500 Deductible 1940 8 Wood siding No
1972 1,000,000 Metal Roof 2,790 4 > $10,000 Deductible 920 8 Vinyl siding No
1973 720,000 Metal Roof 2,090 3 $500 Deductible 730 5 Stone Siding yes
1977 675,000 Shingles Roof 1,630 4 $5000 to $10,000 Deductible 850 6 Stucco siding yes
1996 2,225,000 Metal Roof 4,920 5 $500 Deductible 2060 8 Brick siding No
1971 1,000,000 Membrane Roof 3,030 5 $2500-$5000 Deductible 1790 9 Brick siding No
1976 1,110,000 Metal Roof 3,310 4 $1000-$2500 Deductible 1700 9 Stucco siding No
2003 1,000,000 Metal Roof 2,200 3 > $10,000 Deductible 1020 8 Stucco siding No
1980 925,000 Shingles Roof 2,170 4 $5000 to $10,000 Deductible 1010 7 Wood siding yes
2007 1,220,000 Tile Roof 2,910 5 $2500-$5000 Deductible 1060 5 Vinyl siding No
1974 770,000 Slate Shingles Roof 2,470 4 $1000-$2500 Deductible 700 4 Stucco siding No
1988 1,600,000 Wood Shake Roof 4,950 5 $2500-$5000 Deductible 1620 10 Brick siding yes
1990 605,000 Tile Roof 1,640 3 $5000 to $10,000 Deductible 790 8 Wood siding yes
1991 1,250,000 Tile Roof 2,810 4 $1000-$2500 Deductible 2400 10 Brick siding No
1972 1,400,000 Shingles Roof 3,110 5 $2500-$5000 Deductible 2450 12 Brick siding No
1983 1,710,000 Composition Roof 3,910 5 $2500-$5000 Deductible 1340 7 Vinyl siding yes
2001 415,000 Wood Shake Roof 1,310 3 $500- $1000 Deductible 260 3 Stone Siding yes
1997 1,210,000 Asphalt Shingles Roof 3,030 5 $5000 to $10,000 Deductible 180 1 Brick siding No
1978 665,000 Tile Roof 1,620 5 $500 Deductible 1420 8 Fiber-Cement Siding No
1971 900,000 Composition Roof 2,240 4 $2500-$5000 Deductible 1190 9 Brick siding No
2005 590,000 Asphalt Shingles Roof 1,880 5 > $10,000 Deductible 910 12 Brick siding No
2004 900,000 Wood Shake Roof 2,000 5 $1000-$2500 Deductible 490 3 Vinyl siding yes
1982 885,000 Asphalt Shingles Roof 2,180 4 > $10,000 Deductible 870 9 Wood siding No
2001 1,325,000 Slate Shingles Roof 3,750 5 $2500-$5000 Deductible 520 3 Stone Siding No
1978 1,590,000 Wood Shake Roof 4,430 5 $500- $1000 Deductible 960 5 Stone Siding yes
1977 560,000 Wood Shake Roof 1,630 5 $500- $1000 Deductible 230 2 Stucco siding No
1989 1,110,000 Composition Roof 2,790 5 $2500-$5000 Deductible 210 1 Fiber-Cement Siding yes
1994 1,410,000 Shingles Roof 3,240 5 $500- $1000 Deductible 2530 12 Wood siding yes
1974 625,000 Membrane Roof 1,910 4 > $10,000 Deductible 310 3 Stone Siding yes
1979 600,000 Slate Shingles Roof 1,530 5 $2500-$5000 Deductible 610 6 Wood siding yes

Latest Home Insurance Reviews

State Farm
I would recommend my home insurance company to others to become their company because they provide great service for the price you pay.
State Farm
my company policy offers a most convenient and affordable rate thereby encouraging and attracting more clients since its services are to the best of its standards
I would probably recommend Progressive because they are mostly easy to work with. The customer service is exceptional and the coverage is good.
Allstate was great for first time homeowners like myself because they really walk you through the process. They explained all the different types of coverage and what would work best for the area that I live in.
I am satisfied with my home insurance company’s customer service. While I have not had to make a home insurance claim, I have had to make a car insurance claim, and both my car and home are insured with the same carrier.
The deductible for the plan I chose with All State for my home insurance was the same if not slightly less than other insurance companies.
State Farm
When i call, i speak with a person in america, not a foreign country. it lets me know they invest in america.
State Farm
State farm is fair regarding accident forgiveness and safe driving bonuses. they provide competitive features, online services, app services, and local office service that compares well with others.
Liberty Mutual
Liberty Mutual has excellent customer service. They always answer all my questions and are very intelligent and friendly/ They often give me advice on how to lower my insurance rates without me even asking!
The offerings I believe are the same as most other insurance companies but since I have been with them for years I think I get a better deal than new customers.
Stillwater Insurance Group
I enjoy the ease of insuring with this company. how easy this insurance company made the home inspection is simply great.
The premium and deductible seem a bit higher than some other policies. However, it is a fair price and not the highest.
State Farm
I don't really have anything bad to say about state farm at this time. I feel as though this company is trustworthy
State Farm
I have had very minimal interaction with the company through which I acquired my home insurance. However, all of the interactions that I have had have been positive.
State Farm
The premium is so-so compared to the other agencies. I mean like American Family costs less for the same coverage. Maybe I should go sign with someone cheaper but I am just not good at changing in general, but that is the price you pay literally if you don't work at things!
State Farm
I had it quoted with State Farm before and they were a few dollars cheaper, but it did come with less benefit and customer service was not nearly as good.
Yes, I would recommend insurance through them. They are quick to solve issues, affordable and kind.
State Farm
At this point, I have not had to transact with this company other than normal monthly premium payments. I cannot say for sure if I am satisfied.
I would totally recommend Progressive and I have recommended it to many people.

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