Danvers Insurance Rates:

Danvers, MA homeowners insurance is nearly $901 to $1,223, about $75-$101/month. Our extensive analysis reveals consumers can save upto $425 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
In addition to insurance products, state farm offers many other things. by having a good relationship with my state farm agent, they let me know one day soon after i purchased a car that they actually offer car loans. i was able to save money by having state farm purchase my car loan.
Allstate
I don't like how allstate insurance company draws up the homewoners policy. sometimes it is difficult trying to figure out what is covered or not.
Allstate
We are able to save money by bundling auto and home insurance.
Nationwide
They respond very quickly to questions and claims but the premiums seem a bit high for this part of the country.
Ameriprise
After several years, we decided to look into the insurance provided by Costco. We should have done this years ago. Their rates are the best.
State Farm
I like my insurance agent! Since I have not had to deal directly with the insurance company I can only speak on behalf of my agent who is wonderful. I have not submitted a claim or had any issues directly related to the policy.
Liberty Mutual
I think the pricing always seems to creep up every year and we have to call them and find out why. Sometimes they will adjust things. Sometimes they don't.
Narragansett Bay Insurance Company
I don't like the fact that their website is not very interactive and I they don't offer online chatting with their customers when they need help during the weekdays.

Danvers, MA Homeowners Insurance By Home Value

Danvers, MA Home Value Total Homes % of Total Average Danvers, MA Homeowners Insurance
Less than $50,000 193 4.0% $63
$125,000 to $149,999 89 1.0% $393
$150,000 to $174,999 165 3.0% $467
$175,000 to $199,999 137 3.0% $542
$200,000 to $249,999 365 8.0% $648
$250,000 to $299,999 784 17.0% $797
$300,000 to $399,999 2,740 60.0% $1009

Top Home Insurance Agents Near Danvers, MA

Home Insurance Company Near Danvers, MA Homeowners Insurance Agency Near Danvers, MA Address
Allstate Alexander Cloutier 646 Washington St Ste 4, South Easton, MA, 2375
Travelers Child-Genovese Insurance Agency 44 TEMPLE PL, BOSTON, MA, 2111
Travelers Foster Insurance Agency Inc 321 LUNENBURG ST, FITCHBURG, MA, 1420
Liberty Mutual Independent Sbia Strategic Benefit & Insurance Advisors Llc 265 S RIVER RD STE C, BEDFORD, NH, 3110
Travelers Wilmington Insurance Agency Inc Five Middlesex Ave #14, Wilmington, MA, 1887

Cost Of Homeowners Insurance By Street Near Danvers, MA

Streets in Danvers Area Homeowners Insurance Cost
Regent Dr, Donegal Cir, McDermott Farm Rd, Mello Pkwy, Lima St, Pillsbury Ave, Salvatore Cir, Perry St, Hood Rd, Valentine Ter$1,061
Meetinghouse Sq, Birch Hill Rd, Armory Rd, Grace Rd, Brook Cir, Agawam Ave, Princeton St, Patricia Rd, Chapel Rd, Otis St$1,067
Cole Rd, Wellesley Rd, Juniper Ridge Rd, Ingersoll Pkwy, Cardinal Rd, Peach Tree Ln, Thorpe Cir, Dimock St, Bay Dr, Flint Street Ct$1,086
Venice St, Southside Rd, Bagley Ave, Village Rd, Winslow Rd, Hawthorne Ave, N Shore Ave, Veronica Dr, Algonquin Rd, Bay St$1,064
Sunset Ave, Hunt St, Lebel Rd, Dayton St, Old Stonewall Ave, Healy Ct, College Pond Dr, State Rd, Appletree Rd, Westwind Rd$1,043

Danvers, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Danvers$158 to $161
Peabody$158
Middleton$162
Wenham$169

Danvers, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Peabody city, Massachusetts $132 $175 $263
Middleton town, Essex County, Massachusetts $135 $180 $270
Wenham town, Essex County, Massachusetts $142 $189 $283

Danvers, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Danvers, MA3.8%11.8%
Peabody4.24%15.17%
Middleton3.32%10.79%
Wenham3.21%9.42%

Danvers Renters Insurance as a Percentage of Rent

Danvers Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 103 3.0% $795
$300 to $499 207 7.0% $1245
$500 to $749 218 7.0% $1920
$750 to $999 536 18.0% $2670
$1,000 to $1,499 868 29.0% $3795
$1,500 or more 975 33.0% $5445

Danvers, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$4,600
Yearly Danvers Homeowner Insurance Premium Example $5,700$4,700
Out of Pocket Expense During Claim$1,600$4,600
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $24,400$23,400
Net Savings to Danvers Home Owner from High Deductible Plan $1,000

Danvers, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Danvers, MA Home Replacement Value MORE than Home Value Danvers, MA Home Replacement Value LESS than Home Value
Replacement Value $409,500 $283,000
Insurance Premium based on Replacement Value $3,675 $2,550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $79,500 Risk Exposure from Under Insuring Coverage is $47,000
Premium Impact Insurance cheaper by $425/year Insurance costlier by $700/year

Example Danvers Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualChubb Group of InsuranceState Farm
Monthly Premium 238287192
Year Built 197119881944
Home Details 4 Beds, 1 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $350000-$400000$400000-$500000$350000-$400000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Danvers, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 515,000 Slate Shingles Roof 2,430 4 $5000 to $10,000 Deductible 1690 8 Wood siding No
1972 810,000 Shingles Roof 4,750 5 $500- $1000 Deductible 1270 3 Wood siding No
1974 485,000 Membrane Roof 3,140 4 $2500-$5000 Deductible 1310 5 Stucco siding yes
1988 1,010,000 Membrane Roof 4,900 5 $1000-$2500 Deductible 950 2 Stone Siding No
1971 320,000 Shingles Roof 1,650 2 $1000-$2500 Deductible 1460 9 Stone Siding No
1999 145,000 Slate Shingles Roof 910 2 $1000-$2500 Deductible 280 4 Stone Siding yes
1979 215,000 Metal Roof 1,160 2 $500- $1000 Deductible 1110 8 Brick siding yes
1942 450,000 Shingles Roof 2,260 5 $500- $1000 Deductible 300 1 Brick siding No
1972 385,000 Tile Roof 2,010 4 $500 Deductible 1730 5 Brick siding yes
1977 330,000 Shingles Roof 1,510 2 $2500-$5000 Deductible 2080 12 Brick siding No
1988 290,000 Metal Roof 1,830 3 $1000-$2500 Deductible 480 4 Wood siding No
1974 470,000 Shingles Roof 3,230 5 $5000 to $10,000 Deductible 1730 10 Vinyl siding No
1985 770,000 Wood Shake Roof 3,780 5 $500 Deductible 900 2 Stucco siding yes
1978 325,000 Metal Roof 1,980 5 $500 Deductible 1770 8 Brick siding No
1972 645,000 Composition Roof 3,110 4 $2500-$5000 Deductible 1870 6 Wood siding No
1966 410,000 Membrane Roof 2,410 5 > $10,000 Deductible 220 2 Brick siding No
1994 765,000 Shingles Roof 4,510 5 $1000-$2500 Deductible 3050 7 Brick siding yes
1994 305,000 Composition Roof 1,380 3 $2500-$5000 Deductible 820 4 Wood siding yes
1983 865,000 Shingles Roof 4,890 5 > $10,000 Deductible 290 1 Stucco siding No
1962 515,000 Composition Roof 2,620 5 $5000 to $10,000 Deductible 1390 7 Stone Siding No
1945 195,000 Shingles Roof 1,180 2 $500- $1000 Deductible 470 6 Fiber-Cement Siding yes
1942 665,000 Shingles Roof 3,630 5 > $10,000 Deductible 600 3 Brick siding yes
1940 735,000 Tile Roof 3,380 4 $5000 to $10,000 Deductible 1900 5 Wood siding yes
1997 325,000 Shingles Roof 1,650 3 $500 Deductible 1490 9 Stone Siding yes
1963 225,000 Metal Roof 1,390 2 $2500-$5000 Deductible 260 2 Wood siding No
1962 555,000 Tile Roof 3,330 5 $5000 to $10,000 Deductible 1820 8 Wood siding yes
1982 300,000 Shingles Roof 1,730 2 $2500-$5000 Deductible 570 3 Brick siding yes
1947 390,000 Shingles Roof 1,890 4 > $10,000 Deductible 160 1 Brick siding No
1966 695,000 Composition Roof 4,210 5 $5000 to $10,000 Deductible 300 1 Stucco siding No
1961 385,000 Membrane Roof 1,790 5 $2500-$5000 Deductible 510 3 Stucco siding yes