Danbury Insurance Rates:

Danbury, CT homeowners insurance is about $746 to $1,013, about $62-$84/month. Our thorough guide indicates shoppers can save upto $352 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
My home insurance company has always provided great customer service. they are very nice whenever i walk into the office or call them.
Travelers
They are very expensive and sometimes i wonder if their customer service quality actually lives up to the obscene price.
Allstate
They provide good coverage at decent rates! even after making a claim, the rates did not go up too much!
Liberty Mutual
I can pay my premiums on the website but I can't make changes to my home or car insurance policies.
Aaa
I'm not a "needy" person. I don't need to be bombarded with communications about my policies. I contact them when I have a question or to review coverage. Most times I go to the AAA office and speak with the agent to get whatever information/questions I need to be answered.
State Farm
Overall I am satisfied with my home insurance company. The employees I have dealt with have been professional and friendly. The premiums are acceptable to me and the website is useful.
Allstate
Low payment, average coverage, easy and fast claim service. Same coverage for a lower price than other companies.
Allstate
Well, they aren't trying to screw me over too bad, I guess. These days with insurance companies that seems like a pretty big advantage.

Danbury, CT Homeowners Insurance By Home Value

Danbury, CT Home Value Total Homes % of Total Average Danbury, CT Homeowners Insurance
Less than $50,000 368 2.0% $61
$100,000 to $124,999 291 2.0% $299
$125,000 to $149,999 408 2.0% $378
$150,000 to $174,999 648 4.0% $448
$175,000 to $199,999 790 5.0% $519
$200,000 to $249,999 2,148 15.0% $624
$250,000 to $299,999 3,177 23.0% $756
$300,000 to $399,999 5,551 40.0% $968

Top Home Insurance Agents Near Danbury, CT

Home Insurance Company Near Danbury, CT Homeowners Insurance Agency Near Danbury, CT Address
Travelers G&S Financial Services Llc 290 LAFAYETTE AVENUE, HAWTHORNE, NJ, 7507
Allstate Kathy Baron 26 Middleneck Rd Suite 1P, Roslyn, NY, 11576
Erie Kohlman Agency 1929 Commerce St Ste 3 , Yorktown Heights, NY, 10598
Liberty Mutual Independent Raymond E Manzi Llc Dba Manzi 215 MAIN ST S, WOODBURY, CT, 6798
Travelers The Kerin Agency Inc 131 Day Street , Newington, CT, 6111

Cost Of Homeowners Insurance By Street Near Danbury, CT

Streets in Danbury Area Homeowners Insurance Cost
Great Meadow Rd, Germantown Rd, Delta Ave, Quien St, Sundance Rd, Triangle St, Hamilton Dr, Somers St, Tiffany Dr, Kennedy Ave$860
Myrtle Ave Exd, Olympic Dr, High Meadow Hl, Logans Way, Gloria Ln, Woodside Ave Exd, Hull Rd, Quail Run Dr, Nicholas St, Ta Agan Point Rd$898
Cedar Dr, Kendall Ter E, Barnum Ct, Eagle Rd, Birchcrest Dr, Sunrise Rd, Old Neversink Rd, Stillman Ave, Colby Ln, Linden Pl$887
Golden Hill Rd, Finance Dr, Royal Pine Dr, Stark Tor, Valleyview Rd, Roberts Ave, Sherry Ln, Tucker St, Crows Nest, Kenmere Blvd$859
Royal Rd, Aunt Hack Rd, Edgewater Cir, Clairann Dr, Parkway Rd, E Liberty St, Warrngton Round, Arthur St, Hall Passway, Davis St$896

Danbury, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Danbury$131 to $134
Bethel$133
Peach Lake$95
New Fairfield$134

Danbury, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bethel town, Fairfield County, Connecticut $134 $178 $267
Peach Lake CDP, New York $95 $127 $191
New Fairfield town, Fairfield County, Connecticut $134 $179 $269

Danbury, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Danbury, CT3.3%9.9%
Bethel2.98%7.98%
Peach Lake1.91%8.11%
New Fairfield3.07%9.14%

Danbury Renters Insurance as a Percentage of Rent

Danbury Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 117 1.0% $329
$200 to $299 376 3.0% $779
$300 to $499 663 6.0% $1229
$500 to $749 759 7.0% $1904
$750 to $999 1,538 14.0% $2654
$1,000 to $1,499 4,477 41.0% $3779
$1,500 or more 2,904 26.0% $5429

Danbury, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$5,900
Yearly Danbury Homeowner Insurance Premium Example $2,400$1,600
Out of Pocket Expense During Claim$1,900$5,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $18,700$17,100
Net Savings to Danbury Home Owner from High Deductible Plan $1,600

Danbury, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Danbury, CT Home Replacement Value MORE than Home Value Danbury, CT Home Replacement Value LESS than Home Value
Replacement Value $383,500 $307,500
Insurance Premium based on Replacement Value $3,675 $2,950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,000 Risk Exposure from Under Insuring Coverage is $38,000
Premium Impact Insurance cheaper by $350/year Insurance costlier by $375/year

Example Danbury Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAllstateNationwide Insurance
Monthly Premium 144300169
Year Built 201419611946
Home Details 2 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $175000-$200000$350000-$400000$350000-$400000
Deductible $1000-$2500 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Danbury, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 385,000 Shingles Roof 2,120 3 $1000-$2500 Deductible 2240 9 Stone Siding No
1970 175,000 Wood Shake Roof 1,340 3 $500 Deductible 960 7 Stone Siding yes
1942 835,000 Wood Shake Roof 4,870 5 > $10,000 Deductible 1400 4 Brick siding No
1976 530,000 Composition Roof 2,990 5 > $10,000 Deductible 310 1 Wood siding No
1966 410,000 Tile Roof 3,120 4 $1000-$2500 Deductible 1620 5 Wood siding yes
1985 290,000 Shingles Roof 1,510 3 $1000-$2500 Deductible 990 6 Fiber-Cement Siding No
1985 160,000 Shingles Roof 1,110 2 $500 Deductible 130 1 Stone Siding yes
1995 410,000 Metal Roof 2,890 4 $2500-$5000 Deductible 1520 8 Wood siding No
1967 470,000 Slate Shingles Roof 2,520 5 $1000-$2500 Deductible 2700 10 Fiber-Cement Siding No
1991 405,000 Metal Roof 2,140 4 $500- $1000 Deductible 3460 10 Wood siding No
1982 280,000 Wood Shake Roof 1,560 5 $1000-$2500 Deductible 2080 12 Brick siding yes
2012 175,000 Slate Shingles Roof 1,220 3 $500 Deductible 1230 8 Brick siding No
1962 170,000 Shingles Roof 1,210 3 $5000 to $10,000 Deductible 740 10 Vinyl siding No
1977 255,000 Slate Shingles Roof 1,800 2 > $10,000 Deductible 1270 9 Brick siding No
1964 305,000 Wood Shake Roof 1,800 2 > $10,000 Deductible 410 4 Brick siding yes
1997 190,000 Tile Roof 1,190 2 $5000 to $10,000 Deductible 260 2 Vinyl siding yes
1984 160,000 Slate Shingles Roof 1,080 2 $1000-$2500 Deductible 910 6 Brick siding No
1966 305,000 Membrane Roof 2,280 4 $500 Deductible 2200 12 Vinyl siding yes
1993 335,000 Asphalt Shingles Roof 2,170 4 $2500-$5000 Deductible 1410 7 Brick siding No
1945 180,000 Shingles Roof 1,010 2 $5000 to $10,000 Deductible 920 12 Wood siding yes
2010 610,000 Composition Roof 3,910 5 $5000 to $10,000 Deductible 1210 4 Vinyl siding No
1946 200,000 Tile Roof 1,140 2 $2500-$5000 Deductible 100 1 Fiber-Cement Siding No
2012 170,000 Composition Roof 1,280 2 $5000 to $10,000 Deductible 670 6 Fiber-Cement Siding yes
1971 260,000 Slate Shingles Roof 1,450 3 $1000-$2500 Deductible 1460 7 Stucco siding yes