Danbury, CT homeowners insurance is about $746 to $1,013, about $62-$84/month. Our thorough guide indicates shoppers can save upto $352 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Danbury, CT | Homeowners Insurance Agency Near Danbury, CT | Address |
|---|---|---|
| Travelers | G&S Financial Services Llc | 290 LAFAYETTE AVENUE, HAWTHORNE, NJ, 7507 |
| Allstate | Kathy Baron | 26 Middleneck Rd Suite 1P, Roslyn, NY, 11576 |
| Erie | Kohlman Agency | 1929 Commerce St Ste 3 , Yorktown Heights, NY, 10598 |
| Liberty Mutual Independent | Raymond E Manzi Llc Dba Manzi | 215 MAIN ST S, WOODBURY, CT, 6798 |
| Travelers | The Kerin Agency Inc | 131 Day Street , Newington, CT, 6111 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Bethel town, Fairfield County, Connecticut | $134 | $178 | $267 |
| Peach Lake CDP, New York | $95 | $127 | $191 |
| New Fairfield town, Fairfield County, Connecticut | $134 | $179 | $269 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Danbury, CT | 3.3% | 9.9% |
| Bethel | 2.98% | 7.98% |
| Peach Lake | 1.91% | 8.11% |
| New Fairfield | 3.07% | 9.14% |
| Danbury Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 117 | 1.0% | $329 |
| $200 to $299 | 376 | 3.0% | $779 |
| $300 to $499 | 663 | 6.0% | $1229 |
| $500 to $749 | 759 | 7.0% | $1904 |
| $750 to $999 | 1,538 | 14.0% | $2654 |
| $1,000 to $1,499 | 4,477 | 41.0% | $3779 |
| $1,500 or more | 2,904 | 26.0% | $5429 |
| Streets in Danbury Area | Homeowners Insurance Cost |
|---|---|
| Great Meadow Rd, Germantown Rd, Delta Ave, Quien St, Sundance Rd, Triangle St, Hamilton Dr, Somers St, Tiffany Dr, Kennedy Ave | $860 |
| Myrtle Ave Exd, Olympic Dr, High Meadow Hl, Logans Way, Gloria Ln, Woodside Ave Exd, Hull Rd, Quail Run Dr, Nicholas St, Ta Agan Point Rd | $898 |
| Cedar Dr, Kendall Ter E, Barnum Ct, Eagle Rd, Birchcrest Dr, Sunrise Rd, Old Neversink Rd, Stillman Ave, Colby Ln, Linden Pl | $887 |
| Golden Hill Rd, Finance Dr, Royal Pine Dr, Stark Tor, Valleyview Rd, Roberts Ave, Sherry Ln, Tucker St, Crows Nest, Kenmere Blvd | $859 |
| Royal Rd, Aunt Hack Rd, Edgewater Cir, Clairann Dr, Parkway Rd, E Liberty St, Warrngton Round, Arthur St, Hall Passway, Davis St | $896 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Danbury | $131 to $134 |
| Bethel | $133 |
| Peach Lake | $95 |
| New Fairfield | $134 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $5,900 |
| Yearly Danbury Homeowner Insurance Premium Example | $2,400 | $1,600 |
| Out of Pocket Expense During Claim | $1,900 | $5,900 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $18,700 | $17,100 |
| Net Savings to Danbury Home Owner from High Deductible Plan | $1,600 | |
| Scenario | Danbury, CT Home Replacement Value MORE than Home Value | Danbury, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $383,500 | $307,500 |
| Insurance Premium based on Replacement Value | $3,675 | $2,950 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $38,000 | Risk Exposure from Under Insuring Coverage is $38,000 |
| Premium Impact | Insurance cheaper by $350/year | Insurance costlier by $375/year |
| Insurance Company | Farmers Insurance | Allstate | Nationwide Insurance |
| Monthly Premium | 144 | 300 | 169 |
| Year Built | 2014 | 1961 | 1946 |
| Home Details | 2 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $175000-$200000 | $350000-$400000 | $350000-$400000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | > $10,000 Deductible |