Dalton, MA homeowners insurance is roughly $856 to $1,166, about $71-$97/month. Our exhaustive guide indicates shoppers can save upto $404 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Dalton, MA | Homeowners Insurance Agency Near Dalton, MA | Address |
|---|---|---|
| Allstate | Maritza Valentin | 38 Tunxis Ave, Bloomfield, CT, 6002 |
| Allstate | Marshall & Sterling Insurance | 300 Route 23B , Leeds, NY, 12451 |
| Travelers | Ten Eyck Group | 1924 Western Avenue Suite 1, ALBANY, NY, 12203 |
| Travelers | Brad Peck Inc | 1676 CHURCH ST, COPAKE, NY, 12516 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Hinsdale town, Berkshire County, Massachusetts | $128 | $170 | $255 |
| Pittsfield city, Massachusetts | $125 | $167 | $250 |
| Cheshire town, Berkshire County, Massachusetts | $126 | $168 | $252 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Dalton, MA | 5.7% | 13.2% |
| Hinsdale | 5.83% | 16.07% |
| Pittsfield | 5.96% | 14.5% |
| Cheshire | 6.08% | 20.19% |
| Dalton Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 120 | 23.0% | $1270 |
| $500 to $749 | 177 | 35.0% | $1945 |
| $750 to $999 | 66 | 13.0% | $2695 |
| $1,000 to $1,499 | 140 | 27.0% | $3820 |
| Streets in Dalton Area | Homeowners Insurance Cost |
|---|---|
| Wahconah Falls Rd, Caratina Ave, Pinecrest Dr, Washington Mountain Rd, E Deming St, Fox Rd, Off Hinsdale Rd, Flansburg Ave, Broadview Ter, Kimberly Dr | $1,014 |
| Birchwood Ter, Park Ave, Mobile Ter, Kirchner Rd, Crane Ave Exd, Jarvis St, Weston Ave, Off Main St, Holiday Rd, Old Windsor Rd | $1,012 |
| Haworth St, Greenridge Dr, Daly Ave, Gertrude Rd, Holiday Cottage Rd, Ruby Ter, E Housatonic St, Anthony Rd, Johnson Rd, N Mountain Rd | $1,013 |
| Braeburn Rd, Hillside Ave, Deming St, Deming St Exd, Dalton Division Rd, Edward Dr, Norwich Dr, Old Dalton Rd, Raymond Dr, River Birch Ln | $1,007 |
| Bruce Dr, Judith Dr, Hubbard Ave, Ensign St, Sunset Dr, Hemlock Hill, Melissa Way, Curtis Ave, Red Barn Rd, Orchard Rd | $1,011 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Dalton | $150 to $152 |
| Hinsdale | $153 |
| Pittsfield | $150 |
| Cheshire | $151 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $3,500 |
| Yearly Dalton Homeowner Insurance Premium Example | $1,600 | $1,000 |
| Out of Pocket Expense During Claim | $500 | $3,500 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $11,700 | $10,500 |
| Net Savings to Dalton Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Dalton, MA Home Replacement Value MORE than Home Value | Dalton, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $266,500 | $167,500 |
| Insurance Premium based on Replacement Value | $2,125 | $1,350 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $39,000 | Risk Exposure from Under Insuring Coverage is $60,000 |
| Premium Impact | Insurance cheaper by $475/year | Insurance costlier by $300/year |
| Insurance Company | State Farm | Amica Mutual Insurance Company | Chubb Group of Insurance |
| Monthly Premium | 56 | 95 | 108 |
| Year Built | 1970 | 1990 | 1948 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $175000-$200000 | $175000-$200000 | $200000-$250000 |
| Deductible | > $10,000 Deductible | $5000 to $10,000 Deductible | $2500-$5000 Deductible |