Dalton, GA Home Insurance - Analysis On Quotes, Rates & Agents
Dalton Insurance Rates:
Dalton, GA homeowners insurance is nearly $743 to $1,009, about $61-$84/month. Our comprehensive guide reveals consumers can save upto $350 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
ProgressiveI think their home insurance policy offerings are about the same offerings from other insurance companies. The price is probably a little cheaper than most which is nice for someone.
Liberty MutualI have never had to deal with my insurance company. An agent set everything up and we haven't had any issues. I would say I'm satisfied (5) but I haven't really had any interactions with them.
AllstateI am pretty sure that the premium and deductible are very similiar compared to other insurances. I have checked into other policies, but not for a few years.allstate was a tad bit more expensive.
Farmer's InsuranceThe policy they offer is pretty standard and comes in line with most ot her insurance company's
State FarmIt's pretty simple to add and delete vehicles from your insurance policy with a simple call and a few details.
State FarmI would like to see more discounts at end of year or policy expiration when you do not file a claim or you were a safe driver.
Grange InsuranceWhat i don't like is that they do not cover when you submit a claim. i tried to get my roof covered and was denied and the amount offered to fix on the insurance companies part was below the deductible so they were not help.
Amica Mutual InsuranceOnly called them once in 8 years so a one-off is not much of a survey but it was fine
State FarmI am fine with them as long as they pay out what they are supposed to when I need it.
GeicoThere isn't anything about the company that I dislike. I've only dealt with them twice, once when I got the coverage and once when I had a question.
AllstateWhat I don't like is that it takes a long time for u to get ur money back
AllstateI am very satisfied with all state. I have used and have entrusted my cars and home with this company. When dealing with situations with Allstate, they make the process easy and try to solve issues as quickly as possible,
Progressiveprogressive home insurance company offering low interest for certain range of income holders and sometimes giving relaxation in due date.
Dalton, GA Homeowners Insurance By Home Value
| Dalton, GA Home Value | Total Homes | % of Total | Average Dalton, GA Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 1,972 | 13.0% | $175 |
| $50,000 to $59,999 | 389 | 2.0% | $377 |
| $60,000 to $69,999 | 649 | 4.0% | $464 |
| $70,000 to $79,999 | 961 | 6.0% | $543 |
| $80,000 to $89,999 | 845 | 5.0% | $613 |
| $90,000 to $99,999 | 1,019 | 6.0% | $684 |
| $100,000 to $124,999 | 2,165 | 14.0% | $798 |
| $125,000 to $149,999 | 2,028 | 13.0% | $999 |
| $150,000 to $174,999 | 1,666 | 11.0% | $1175 |
| $175,000 to $199,999 | 1,040 | 7.0% | $1359 |
| $200,000 to $249,999 | 822 | 5.0% | $1631 |
| $250,000 to $299,999 | 642 | 4.0% | $1999 |
| $300,000 to $399,999 | 471 | 3.0% | $2543 |
Top Home Insurance Agents Near Dalton, GA
| Home Insurance Company Near Dalton, GA | Homeowners Insurance Agency Near Dalton, GA | Address |
|---|---|---|
| Allstate | Jim Pope | 3502 Sixes Rd Ste 102, Canton, GA, 30114 |
| State Farm | K.C. Willey | 1514 W Walnut Ave, Dalton, GA, 30720-4430 |
| State Farm | Kerry Smith | 3501 Dayton Blvd Ste C, Chattanooga, TN, 37415-4632 |
| Travelers | Northshore Realty Center | 699 Dallas Rd, Chattanooga, TN, 37405 |
| State Farm | Pam Bevil | 139 Drake Rd, Dalton, GA, 30720-1607 |
Dalton, GA Home Insurance Agents for Top Companies
Cost Of Homeowners Insurance By Street Near Dalton, GA
| Streets in Dalton Area | Homeowners Insurance Cost |
|---|---|
| Presley Rd NE, Headrick Cir SE, Villa Way, Lyle Ln, S Easterling St, Westwood Cir, W View Dr, Dale Singleton Rd, Ledbetter Dr, Silver Cir | $864 |
| Cluster Dr, S Boundry St, Dawnville Rd NE, S Glenwood Ave, Christian St, Mockingbird Pl, Summer Rd, Sycamore Ln NW, Plainview Dr NW, Brookhollow Rd SE | $889 |
| Orchard Cir, N Grade Dr, Fernwood Ave, Bradley Dr, Green Leaf Cir, Haig Mill Rd, Evans Pl, Piney Ridge Rd SE, Patricia Ann Dr SE, Woodline | $865 |
| Tech Dr, E Hillview Dr, Felker Cir NE, Turrentine Dr, Antioch Dr, Esther Dr, E Broadacre Rd NE, Spring Lane Rd, Battle Creek, Stinnett Dr NW | $888 |
| Brock Rd SE, Chadwick Dr NW, Brookwood Dr, New Dr, Nance Spring Cir, Brookland Dr, Boylston St, Ball Ave, Chatsworth Hwy, Van Buren Dr | $856 |
| Colter Dr, Foster Rd, Bluedun Way, Ponder Dr SE, Lakeview Dr SE, W Haig Mill Rd, Belle Ave, 11th Ave, S Spencer St, Oak Hill Rd NW | $856 |
| 3rd St, Susan Dr NW, Meadowbrook Cir NW, Chasewood Dr, Richards St, W Oak Dr, Arnold Dr, Chester Hill St, Watts Dr, Whaley Dr SE | $886 |
| Lester Ave, Kate St, Mahogany Ln NW, W Morton Dr, Battle Ridge NW, Cherees Way, Melinda Dr, Willow Oak Ln, Calhoun St, Giddens Rd | $855 |
| Fannie St SE, Kimberly Dr, Old Dug Gap Rd, Mimosa St, Lower Ridge Rd SE, Fernwood Cir SE, W Woodland Dr, Megan Nicole Dr, Hewitt Dr, Swanson Dr NW | $862 |
| Wendell St, Stanley Rd SE, Patterson Hill Rd, Main Dr NW, Cessna Cir, Fleming St, Wellington Dr NW, Bowen Pl, Mockingbird Hill, Laurel Dr NW | $858 |
Dalton, GA Home Insurance Savings For Senior Occupied Homes
| Place | Savings For Senior Occupied Homes |
|---|---|
| Dalton | $131 to $133 |
| Whitfield County | $131 |
| West Whitfield | $132 |
| Tunnel Hill | $130 |
Dalton, GA Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Whitfield County, Georgia | $131 | $175 | $263 |
| West Whitfield CCD, Whitfield County, Georgia | $132 | $176 | $264 |
| Tunnel Hill city, Georgia | $131 | $174 | $261 |
Dalton, GA Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Dalton, GA | 6.6% | 23.1% |
| Whitfield County | 6.68% | 22.94% |
| West Whitfield | 6.95% | 21.44% |
| Tunnel Hill | 7.51% | 21.26% |
Dalton Renters Insurance as a Percentage of Rent
| Dalton Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 277 | 3.0% | $821 |
| $300 to $499 | 1,602 | 18.0% | $1271 |
| $500 to $749 | 3,700 | 42.0% | $1946 |
| $750 to $999 | 2,162 | 24.0% | $2696 |
| $1,000 to $1,499 | 860 | 9.0% | $3821 |
| $1,500 or more | 132 | 1.0% | $5471 |
Dalton, GA Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $1,500 |
| Yearly Dalton Homeowner Insurance Premium Example | $900 | $700 |
| Out of Pocket Expense During Claim | $500 | $1,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,700 | $7,100 |
| Net Savings to Dalton Home Owner from High Deductible Plan | $600 | |
Dalton, GA Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Dalton, GA Home Replacement Value MORE than Home Value | Dalton, GA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $110,500 | $68,000 |
| Insurance Premium based on Replacement Value | $650 | $400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $20,500 | Risk Exposure from Under Insuring Coverage is $22,000 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $125/year |
Example Dalton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Allstate | Amica Mutual Insurance Company | Nationwide Insurance |
| Monthly Premium | 50 | 88 | 180 |
| Year Built | 2008 | 1970 | 2013 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $150000-$175000 | $200000-$250000 | $400000-$500000 |
| Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible | $500 Deductible |
Sample Home Insurance Rates for Dalton, GA from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 2014 | 365,000 | Membrane Roof | 4,670 | 5 | $1000-$2500 Deductible | 640 | 6 | Fiber-Cement Siding | yes |
| 1988 | 165,000 | Asphalt Shingles Roof | 2,090 | 3 | $1000-$2500 Deductible | 220 | 4 | Stucco siding | yes |
| 1972 | 170,000 | Shingles Roof | 2,420 | 4 | $500 Deductible | 190 | 3 | Brick siding | No |
| 2010 | 180,000 | Asphalt Shingles Roof | 2,300 | 5 | $500 Deductible | 290 | 4 | Stone Siding | No |
| 1995 | 200,000 | Composition Roof | 2,190 | 3 | $1000-$2500 Deductible | 540 | 12 | Wood siding | yes |
| 1985 | 120,000 | Metal Roof | 1,360 | 3 | $1000-$2500 Deductible | 420 | 9 | Stone Siding | yes |
| 1980 | 220,000 | Metal Roof | 2,830 | 5 | $5000 to $10,000 Deductible | 470 | 8 | Stone Siding | yes |
| 1970 | 125,000 | Wood Shake Roof | 1,680 | 5 | $1000-$2500 Deductible | 250 | 8 | Vinyl siding | yes |
| 1990 | 165,000 | Composition Roof | 1,760 | 4 | $2500-$5000 Deductible | 350 | 6 | Stucco siding | yes |
| 1984 | 115,000 | Composition Roof | 1,790 | 3 | $500- $1000 Deductible | 40 | 1 | Stucco siding | yes |
| 1974 | 130,000 | Wood Shake Roof | 1,510 | 3 | $1000-$2500 Deductible | 30 | 1 | Wood siding | No |
| 2012 | 170,000 | Metal Roof | 1,810 | 3 | $2500-$5000 Deductible | 670 | 12 | Brick siding | yes |
| 1979 | 240,000 | Asphalt Shingles Roof | 3,500 | 5 | > $10,000 Deductible | 60 | 1 | Wood siding | yes |
| 2013 | 225,000 | Shingles Roof | 3,480 | 5 | > $10,000 Deductible | 220 | 4 | Stone Siding | No |
| 1995 | 205,000 | Asphalt Shingles Roof | 2,750 | 4 | $1000-$2500 Deductible | 770 | 10 | Vinyl siding | yes |
| 1971 | 355,000 | Asphalt Shingles Roof | 4,650 | 5 | $5000 to $10,000 Deductible | 470 | 6 | Fiber-Cement Siding | No |
| 1985 | 135,000 | Tile Roof | 2,090 | 3 | $1000-$2500 Deductible | 280 | 6 | Vinyl siding | yes |
| 1998 | 100,000 | Asphalt Shingles Roof | 1,390 | 3 | $500- $1000 Deductible | 40 | 1 | Fiber-Cement Siding | yes |
| 1991 | 155,000 | Slate Shingles Roof | 2,040 | 4 | $1000-$2500 Deductible | 290 | 7 | Stucco siding | yes |
| 1991 | 125,000 | Tile Roof | 1,310 | 3 | $500 Deductible | 250 | 6 | Wood siding | No |
| 1975 | 165,000 | Tile Roof | 2,280 | 5 | $5000 to $10,000 Deductible | 290 | 7 | Vinyl siding | No |
| 1987 | 120,000 | Composition Roof | 1,740 | 3 | $500 Deductible | 490 | 9 | Stone Siding | No |
| 2002 | 220,000 | Slate Shingles Roof | 2,480 | 4 | $1000-$2500 Deductible | 570 | 8 | Fiber-Cement Siding | No |
| 2005 | 195,000 | Membrane Roof | 3,060 | 5 | $500 Deductible | 180 | 2 | Vinyl siding | yes |
| 1974 | 190,000 | Asphalt Shingles Roof | 2,940 | 5 | $500 Deductible | 340 | 4 | Stone Siding | No |
| 2010 | 185,000 | Membrane Roof | 2,770 | 4 | $500- $1000 Deductible | 680 | 7 | Wood siding | yes |
| 2001 | 165,000 | Slate Shingles Roof | 1,980 | 3 | $500- $1000 Deductible | 840 | 12 | Wood siding | yes |
| 2001 | 155,000 | Composition Roof | 2,400 | 3 | $1000-$2500 Deductible | 430 | 7 | Stone Siding | yes |
| 1974 | 195,000 | Metal Roof | 2,390 | 4 | $500 Deductible | 140 | 2 | Fiber-Cement Siding | yes |
| 1999 | 150,000 | Metal Roof | 1,880 | 4 | $1000-$2500 Deductible | 310 | 5 | Wood siding | No |
| 1997 | 230,000 | Wood Shake Roof | 2,920 | 4 | > $10,000 Deductible | 340 | 5 | Wood siding | yes |
| 1991 | 195,000 | Asphalt Shingles Roof | 2,910 | 5 | $500 Deductible | 410 | 5 | Vinyl siding | No |
| 1985 | 175,000 | Composition Roof | 1,980 | 3 | $1000-$2500 Deductible | 320 | 5 | Wood siding | yes |
| 2008 | 135,000 | Wood Shake Roof | 1,690 | 5 | $1000-$2500 Deductible | 310 | 6 | Wood siding | yes |