Dallas Insurance Rates:

Dallas, NC homeowners insurance is approximately $498 to $676, about $41-$56/month. Our thorough research reveals consumers can save as much as $234 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The rates for state farm are extremely competitive. i found all the staff accommodating and willing to go the extra mile for me as a customer.
Erie Insurance
Erie provides prompt updates via text, mail, and email regarding changes in policies, company updates, and industry trends. Interactions with the company have all been very pleasant and helpful.
Safeco Insurance
I have never used the customer service. I used an agent to find this company. Whenever I have an issue, I call the agent, not the customer service.
Erie Insurance
Everyone who I have spoken to with on the phone has been extraordinarily friendly and charismatic. They are very helpful and know their stuff. I don't stress out about having to make phone calls and get in contact with them.

Dallas, NC Homeowners Insurance By Home Value

Dallas, NC Home Value Total Homes % of Total Average Dallas, NC Homeowners Insurance
Less than $50,000 687 12.0% $123
$50,000 to $59,999 197 3.0% $258
$60,000 to $69,999 185 3.0% $322
$70,000 to $79,999 353 6.0% $375
$80,000 to $89,999 374 6.0% $422
$90,000 to $99,999 489 8.0% $475
$100,000 to $124,999 851 15.0% $551
$125,000 to $149,999 721 12.0% $686
$150,000 to $174,999 700 12.0% $815
$175,000 to $199,999 309 5.0% $939
$200,000 to $249,999 306 5.0% $1127
$250,000 to $299,999 339 6.0% $1379
$300,000 to $399,999 76 1.0% $1755

Top Home Insurance Agents Near Dallas, NC

Home Insurance Company Near Dallas, NC Homeowners Insurance Agency Near Dallas, NC Address
Travelers Bb&T-Cline Southern 1119 2Nd Street, Ne, Hickory, NC, 28601
Travelers Hendren Insurance Agency 493 Nc Hwy 16 South, Taylorsville, NC, 28681
Nationwide Hubert G Wittman 1200 E Morehead St Ste. 230, Charlotte, NC, 28204-2850
Allstate Mynatt Insurance Agency 281 Concord Pkwy S, Concord, NC, 28027
Travelers Waldrop Insurance Agency Llc 108-E North Woodland Drive, Lancaster, SC, 29720

Cost Of Homeowners Insurance By Street Near Dallas, NC

Streets in Dallas Area Homeowners Insurance Cost
State Rd 1452, Dallas Towne Plz, Jack Griffin Dr, Sherry Dr, Sam Rhyne Ct, Green Needle Trl, Brookgreen Dr, Upper Spencer Mountain Rd, Garrison Rd, Yates St$581
North St, Wingate Dr, E Ingle St, Setzer Rd, McDonald Farm Rd, Old Willow Ct, 1724, Hilltop Dr, Hoffman Rd, Ace Ave$606
Pond Dr, Indian Trl, Glen Nantz Rd, Rosewood Dr, Terry Lane Dr, Olde Philadelphia Way, S Lincoln St, Hovis Meadow Ln, Puett Dr, Charlotte St$581
Chadwick Ct, Wooddale Dr, Texas Trl, 1886, Hardin Rd, Meadow Way Dr, McKeuon Rd, State Rd 1461, Caldon Dr, State Rd 1816$581
Dallas Bessemer City Hwy, Whippoorwill Ridge Rd, Olga Ct, Village Center Dr, 1713, Fawn Trl, State Rd 2275, Ben Rich St, State Rd 1679, Murphy St$584

Dallas, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dallas$87 to $90
Gaston County$88
Spencer Mountain$82
Ranlo$87

Dallas, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gaston County, North Carolina $74 $98 $147
Stanley town, North Carolina $74 $98 $147
Ranlo town, North Carolina $73 $97 $146

Dallas, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dallas, NC4.4%16.1%
Gaston County4.18%14.52%
Stanley4.41%15.03%
Ranlo4.11%14.25%

Dallas Renters Insurance as a Percentage of Rent

Dallas Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 40 1.0% $781
$300 to $499 449 20.0% $1231
$500 to $749 1,037 48.0% $1906
$750 to $999 406 18.0% $2656
$1,000 to $1,499 164 7.0% $3781
$1,500 or more 33 1.0% $5431

Dallas, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Dallas Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,600$5,000
Net Savings to Dallas Home Owner from High Deductible Plan $600

Dallas, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dallas, NC Home Replacement Value MORE than Home Value Dallas, NC Home Replacement Value LESS than Home Value
Replacement Value $139,500 $101,500
Insurance Premium based on Replacement Value $700 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Dallas Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyChubb Group of InsuranceErie Insurance
Monthly Premium 605847
Year Built 196620031999
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$125000-$150000$150000-$175000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Dallas, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 350,000 Asphalt Shingles Roof 4,050 5 > $10,000 Deductible 100 1 Brick siding yes
2007 245,000 Slate Shingles Roof 3,520 5 $500 Deductible 470 6 Stone Siding No
2012 180,000 Membrane Roof 1,990 3 $2500-$5000 Deductible 250 6 Stone Siding yes
2012 135,000 Shingles Roof 2,130 4 $1000-$2500 Deductible 410 7 Fiber-Cement Siding yes
1970 125,000 Shingles Roof 1,940 5 $2500-$5000 Deductible 310 8 Wood siding No
1966 315,000 Metal Roof 3,480 5 $500 Deductible 590 6 Fiber-Cement Siding No
2009 195,000 Tile Roof 2,750 4 $5000 to $10,000 Deductible 520 10 Vinyl siding No
1998 210,000 Metal Roof 3,320 4 $500- $1000 Deductible 790 9 Stone Siding No
2006 275,000 Slate Shingles Roof 3,210 4 $500- $1000 Deductible 250 2 Stone Siding No
1973 235,000 Slate Shingles Roof 3,590 5 $500- $1000 Deductible 350 4 Wood siding yes
1992 135,000 Wood Shake Roof 1,610 4 $2500-$5000 Deductible 170 5 Fiber-Cement Siding No
1988 300,000 Tile Roof 3,790 5 $500- $1000 Deductible 1380 10 Fiber-Cement Siding No
1960 110,000 Slate Shingles Roof 1,570 3 $500- $1000 Deductible 30 1 Brick siding No
1965 145,000 Slate Shingles Roof 1,650 4 $500 Deductible 590 9 Brick siding yes
2001 125,000 Tile Roof 1,460 3 $1000-$2500 Deductible 160 4 Wood siding yes
2000 185,000 Asphalt Shingles Roof 2,110 3 $500 Deductible 280 5 Vinyl siding yes
1974 160,000 Tile Roof 1,790 3 $500- $1000 Deductible 380 6 Wood siding yes
1960 255,000 Membrane Roof 2,940 4 > $10,000 Deductible 160 3 Stucco siding yes
1964 190,000 Wood Shake Roof 2,210 4 $1000-$2500 Deductible 460 8 Stucco siding yes