How To Make Your Dallas County, TX Home Insurance Cheaper
Dallas County, TX, homeowners insurance is about $1530. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Dallas County, TX Home Insurance Rates with the Texas Average
| Place | Texas Average: $1,709.0 | $ Difference vs state Average | % Difference vs state Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Dallas County, TX | $1,530.0 | 179.0 | 0.12 | 2,379,214 | 148,300 |
Cost of Dallas County, TX Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Parker | 492,900 | 51,888 | $1,051.0 |
| Flower Mound | 312,000 | 5,131 | $1,588.5 |
| Garrett | 65,500 | 5,882 | $1,338 |
| Forest Hill | 80,300 | 3,357 | $1,422 |
Homeowners Insurance Comparison for the Cheapest Premiums in Dallas County, TX
| State Auto | Safeco Insurance | Nationwide | |
| Median Home Value ($) | 148,300 | 148,300 | 148,300 |
| Age of Home | Newly Constructed Home | Year 40 Old | Year 30 Old |
| Home Coverage ($) | $1500,000 -$2000,000 | $1500,000 -$2000,000 | $750,000 -$999,999 |
| Total Premium ($) | $6,971.2 | $10,059.7 | $8,358.4 |
Cost of Dallas County, TX Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Horace Mann Educators Corporation | 1000 | $300,000-$399,999 | 3,972.3 |
| State Auto | 1000 | $175,000-$199,999 | 1,687.3 |
| Safeco Insurance | 2000 | $300,000-$399,999 | 3,502.4 |
| Nationwide | 500 | $200,000-$249,999 | 1,879.8 |
| American National Property and Casualty Company | 2500 | $1500,000-$2000,000 | 6,353.5 |
| MetLife | 2000 | $175,000-$199,999 | 1,487.7 |
| Westfield Insurance | 500 | $100,000-$124,999 | 1,129.9 |
| State Farm | 2500 | $100,000-$124,999 | 838.7 |
| Allstate | 500 | $250,000-$299,999 | 2,946.9 |
| Blue Cross Blue Shield | 1500 | $400,000-$499,999 | 4,437.4 |