Dalhart Insurance Rates:

Dalhart, TX homeowners insurance is roughly $860 to $1,170, about $71-$97/month. Our complete analysis indicates shoppers can save upto $405 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Dalhart, TX Homeowners Insurance By Home Value

Dalhart, TX Home Value Total Homes % of Total Average Dalhart, TX Homeowners Insurance
Less than $50,000 372 20.0% $273
$50,000 to $59,999 45 2.0% $577
$60,000 to $69,999 186 10.0% $719
$70,000 to $79,999 158 8.0% $831
$80,000 to $89,999 171 9.0% $943
$90,000 to $99,999 140 7.0% $1054
$100,000 to $124,999 216 11.0% $1216
$125,000 to $149,999 199 10.0% $1531
$150,000 to $174,999 91 4.0% $1804
$175,000 to $199,999 81 4.0% $2088
$200,000 to $249,999 54 2.0% $2504
$250,000 to $299,999 86 4.0% $3062
$300,000 to $399,999 28 1.0% $3893

Top Home Insurance Agents Near Dalhart, TX

Home Insurance Company Near Dalhart, TX Homeowners Insurance Agency Near Dalhart, TX Address
NA Hilb, Rogal And Hobbs Company Of Amarillo P.O. Box 1149 , Amarillo, TX, 79105
Allstate Insurance Associate 709 DENVER AVE, DALHART, TX, 79022
Farmers Joanie Ivy PO Box 1167, Stratford, TX, 79084
State Farm Kyle Grimsley 601 E 7th St, Dalhart, TX, 79022-3728
Allstate Union County Ins 14 Main St, Clayton, NM, 88415

Cost Of Homeowners Insurance By Street Near Dalhart, TX

Streets in Dalhart Area Homeowners Insurance Cost
Cherry Ave, FM 807, Blair St, Jefferson Ave, Omaha St, Farris Rd, Coffee Pl, Beach Ln, Keller St, Colorado St$1,004
Taylor St, Ash Ave, N Norman Ave, Tascosa St, Osceola Ave, Amarillo St, Edward St, Smith Ln, Circle Dr, Chamberlain Rd$1,004
Quail Dr, Peach Ave, Conlen Ave, Lamberger Ln, Truck Line Rd, W Lincoln St, E 8th St, French Rd, Trinidad St, Ranch Rd 297$1,004
E High Lonesome Rd, Willard Ln, Artho Rd, Minnie Mack Ln, Ranch Rd 3489, Hurber Rd, Schoonover Ln, Mackey Rd, Cammack St, State Hwy 102$1,011
Noble Rd, Tanglewood Rd, Summerour Ln, Ratzlaff Ln, Corbitt Rd, 2nd St, Charles Rd, New York St, Kendrick Ave, US Hwy 385$1,010

Dalhart, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dalhart$151 to $154
Hartley$152
Hartley County$156
Channing$151

Dalhart, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hartley CDP, Texas $152 $203 $305
Hartley County, Texas $156 $208 $312
Channing CCD, Hartley County, Texas $152 $202 $303

Dalhart, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dalhart, TX8.0%25.8%
Hartley10.21%27.34%
Hartley County7.02%20.17%
Channing7.35%26.94%

Dalhart Renters Insurance as a Percentage of Rent

Dalhart Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 14 1.0% $807
$300 to $499 155 18.0% $1257
$500 to $749 201 24.0% $1932
$750 to $999 262 31.0% $2682
$1,000 to $1,499 172 20.0% $3807
$1,500 or more 24 2.0% $5457

Dalhart, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$6,500
Yearly Dalhart Homeowner Insurance Premium Example $3,500$2,500
Out of Pocket Expense During Claim$500$6,500
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $25,000$24,000
Net Savings to Dalhart Home Owner from High Deductible Plan $1,000

Dalhart, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Dalhart, TX Home Replacement Value MORE than Home Value Dalhart, TX Home Replacement Value LESS than Home Value
Replacement Value $91,500 $56,000
Insurance Premium based on Replacement Value $700 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $17,000 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Dalhart Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceNationwide InsuranceFarmers Insurance
Monthly Premium 78139148
Year Built 200319831960
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$150000-$175000$250000-$300000
Deductible $5000 to $10,000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Dalhart, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 110,000 Tile Roof 1,420 3 $500 Deductible 770 9 Brick siding yes
1965 70,000 Membrane Roof 1,300 3 $500 Deductible 480 9 Stone Siding No
1984 145,000 Shingles Roof 2,290 5 $500- $1000 Deductible 120 1 Fiber-Cement Siding No
2000 160,000 Shingles Roof 2,070 3 $5000 to $10,000 Deductible 360 4 Stone Siding No
1987 230,000 Slate Shingles Roof 3,300 5 > $10,000 Deductible 820 8 Stone Siding No
1961 125,000 Wood Shake Roof 1,940 4 $2500-$5000 Deductible 490 6 Stucco siding yes
2005 110,000 Shingles Roof 1,670 3 $1000-$2500 Deductible 320 7 Brick siding No
2007 155,000 Metal Roof 2,260 4 $500- $1000 Deductible 430 4 Fiber-Cement Siding No
1985 135,000 Slate Shingles Roof 1,980 5 $500- $1000 Deductible 250 3 Fiber-Cement Siding yes
1966 165,000 Membrane Roof 2,120 3 $500 Deductible 1480 10 Brick siding No
1981 200,000 Slate Shingles Roof 3,250 5 $500 Deductible 1280 10 Brick siding No
1969 140,000 Metal Roof 1,900 4 $1000-$2500 Deductible 860 9 Wood siding yes
1946 150,000 Asphalt Shingles Roof 2,060 4 $1000-$2500 Deductible 430 6 Brick siding No
1949 320,000 Shingles Roof 4,090 5 $5000 to $10,000 Deductible 1300 7 Brick siding No
1987 120,000 Membrane Roof 2,230 3 $500- $1000 Deductible 590 8 Vinyl siding yes
1948 140,000 Membrane Roof 2,280 4 $500- $1000 Deductible 790 9 Stucco siding No
1985 155,000 Tile Roof 2,320 5 $5000 to $10,000 Deductible 470 8 Wood siding No
1943 220,000 Shingles Roof 3,110 4 $500- $1000 Deductible 700 6 Stucco siding yes
2004 120,000 Tile Roof 2,190 3 $500- $1000 Deductible 460 4 Fiber-Cement Siding yes
1944 120,000 Tile Roof 1,680 3 $1000-$2500 Deductible 260 4 Brick siding No
1980 160,000 Metal Roof 2,110 5 $2500-$5000 Deductible 420 5 Stone Siding No
1944 275,000 Shingles Roof 3,790 5 $5000 to $10,000 Deductible 1550 12 Stone Siding No
1988 170,000 Metal Roof 2,870 5 $1000-$2500 Deductible 970 9 Brick siding yes
1949 130,000 Composition Roof 2,450 4 $1000-$2500 Deductible 150 2 Brick siding No
1948 105,000 Wood Shake Roof 1,610 4 $500- $1000 Deductible 360 5 Brick siding No
1969 155,000 Wood Shake Roof 2,120 3 $2500-$5000 Deductible 830 7 Brick siding No
2007 115,000 Slate Shingles Roof 1,600 4 $2500-$5000 Deductible 700 12 Fiber-Cement Siding No
1949 170,000 Metal Roof 2,510 4 $2500-$5000 Deductible 90 1 Brick siding yes
1962 190,000 Wood Shake Roof 2,620 5 $5000 to $10,000 Deductible 200 2 Brick siding yes
2007 140,000 Slate Shingles Roof 2,290 4 $2500-$5000 Deductible 530 8 Stone Siding yes
1986 200,000 Tile Roof 2,490 5 $1000-$2500 Deductible 1190 9 Fiber-Cement Siding yes
1981 130,000 Shingles Roof 2,150 3 $500- $1000 Deductible 280 3 Stucco siding No
1946 100,000 Membrane Roof 1,890 3 $1000-$2500 Deductible 380 9 Wood siding No
1981 155,000 Asphalt Shingles Roof 2,530 4 $500 Deductible 340 3 Stucco siding yes