Dakota County Insurance Rates:

Dakota County, MN homeowners insurance is nearly $893 to $1,209, about $74-$100/month. Our in depth research indicates shoppers can save upto $420 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
You are able to set up a direct deposit online and you can see all of your payments quickly and paperless.
Amica Mutual Insurance
The policy is wordy with lots of pages to it. this makes me feel like i have to read through a lot of legal mumbo-jumbo that i don't really have time for or interest in.
State Farm
We have car insurance with the same home insurance company, so we are able to save with bundling both of these policies.
Farmer's Insurance
It is very difficult to navigate and I have trouble finding the information that I am on there to look for.
Farmer's Insurance
I like the company because of they employee great people. I know that I pay more than most, but I keep with my agency for my agent and everything that he can offer me.
Farmer's Insurance
The customer service with Farmers is excellent, I’ve never had a bad experience with them. If I have any issues I would call customer care and get it resolved.
Ameriprise Financial
I never had to file a claim so I am not sure how customer service would be in that situation. But when I have called regarding my policy, I have always felt like they have done a good job and explained things well to me.
Nationwide
I really do not know what to say here. The only experience I have had with customer service was when I signed up for the policy. I gave them average since they did what I would expect, no more no less. They called back with the quote when they said they would and were polite and professional.
Metlife
We shopped around before settling on a home insurance company for our brand new home. We were happy with our home insurance premium when comparing it to other equally reliable insurance companies in the industry. We feel not only safe and secure with MetLife, but we feel that they are looking out for our financial interests as well.
State Farm
I actually do not use the mobile app, I only use the desktop website.
First National Insurance
I am getting the same coverage for a cheaper price and I have no issues with the company. the one claim that we had to file was done with ease and didn't change our rates
Nationwide
They offer a great product at a reasonable price. Before nationwide we had another insurance company that was horrible. When my sister in law had a claim they were very difficult to work with.
State Farm
It seems their main focus now is to increase the amount of money they can make from each of their customers. I feel I have to examine and question every itemization on policy premiums. I have caught them revaluing my property based on nonexistent items. I no longer trust them.
Geico
I really do not have any major complaints about the company. It could have better information pamphlets but that is about it.
National General
I do not like that they use paper mail because they spend so much of it. I do not like that even if you did not file a claim your rate could go up every year. I have changed companies before because of the yearly increases and I will probably have to do it again.
Farmer's Insurance
When I got in an accident it was hard to reach my agent. It took a few times to get ahold of any agent
State Farm
I would absolutely recommend State Farm thanks to their prices, packages, customer service, and just the way they handle things. They are not confusing with insurance jargon and can speak to the average person and make everything understandable.
Fremont Home Insurance
Overall, they over decent coverage to an older house that is difficult to insure. They give me basic protection in my home so that I won't have to start from scratch if something damages my home. However, it doesn't have everything a full homeowners policy would include.
State Farm
That they did not accept my claim, but it's a minor issue, and I understand why they didn't. I really have no real complaints about the company or agent.
Grange Insurance
Grange has great coverage, at a great price. They even bundle your home and auto together at a reduced rate. They've been very good to us.
Fairmont Farmers Mutual
The policy premiums didn't cover identity theft like I thought it maybe should and the premiums rise every year. Not all prices rise over time!

Dakota County, MN Homeowners Insurance By Home Value

Dakota County, MN Home Value Total Homes % of Total Average Dakota County, MN Homeowners Insurance
Less than $50,000 4,270 4.0% $105
$90,000 to $99,999 1,057 1.0% $430
$100,000 to $124,999 5,010 4.0% $493
$125,000 to $149,999 6,937 6.0% $620
$150,000 to $174,999 11,936 11.0% $735
$175,000 to $199,999 12,547 12.0% $851
$200,000 to $249,999 24,774 23.0% $1029
$250,000 to $299,999 17,546 16.0% $1261
$300,000 to $399,999 17,505 16.0% $1597

Top Home Insurance Agents Near Dakota County, MN

Home Insurance Company Near Dakota County, MN Homeowners Insurance Agency Near Dakota County, MN Address
Liberty Mutual Elena Thobani 1250 Northland Dr. Ste. 130, Mendota Heights, MN, 55120
Farmers Genaro Vasquez 1020 E 146th St Ste 260, Burnsville, MN, 55337
State Farm Jim Phillips 3430 Nicollet Ave, Minneapolis, MN, 55408-4552
State Farm Sharlene Downs 480 W 78th St Ste 103, Chanhassen, MN, 55317-4528
NA Aimee Aldrich Agency 2989 Upper 55Th St Inver Grove Heights, Inver Grove Heights, MN, 55076

Cost Of Homeowners Insurance By Street Near Dakota County, MN

Streets in Dakota County Area Homeowners Insurance Cost
Delta Ave, Ottawa Ave, Burngarten Dr, Red Oak Cir S, Dempsey Way, Lake Oak Cir, Greentree Ct, Woodgate Ct, W River Hills Dr, 15th Ave N$1,031
Woodview Ave E, Hickory Trl, Echo Ln, Clay Ave E, Deerbrooke Path, Fordham Ave, W 13th St, 132nd Ct, Skyline Dr N, Westbury Ln$1,040
Johnny Cake Ridge Ln, Carter Ct, Gemini Trl, Skyline Dr S, Distad Path, Danbury Trl, 61st St E, Harmon Ave, Westminster Cir, Jordan Ct N$1,090
Lake St, Goodview Cir, Pennock Ln, Farrago Trl, 156th St E, Heidelberg Way, Ahern Blvd, Strese Ln, E 122nd St, Greenridge Ln$1,047
Park Dr, Jupiter Way, Windcrest Ave, Flair Ct, Walden Dr, 72nd St E, Gladiola Way, Iroquois Way, Dominica Ave, Kaiser Ct$1,091
Cherokee Ave, Willow Ln, Gauntlet Ct, Echo Park Ct, Blue Phlox Ct, Insbrook Dr, Flackwood Trl, 160th St, Dellwood Way, Curtice St W$1,030
Upper 148th St W, Springhill Dr, Ridge Pl, 140th Street Ct, Thompson Ave W, 250th St E, Albright Ct, Hillside Ct, 157th St E, Welcome Ln$1,047
Rushmore Dr, Jackpine Trl, Zweber Ln, Meadowlark Way, Shady Ave N, N Greenwood Ct, Knollwood Ln, 110th Ct W, Sunnyside Dr, Grove Trl$1,069
Westgail Ct, Blackhawk Pt, E 143rd St, Wachtler Ave, 152nd St Ct, 240th St W, 125th St W, Cahill Ct E, Cabrilla Way, Co Rd 43$1,137
Amelia Ct, Coryell Ct, 205th St E, Erin Ln, Wallner St, 136th Ct, Kassan Ct, Bayberry Trl, Earle Shores Ln, Co Rd 43$1,053

Dakota County, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Dakota County$157 to $159
Empire$160
Vermillion$163
Coates$153

Dakota County, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Empire township, Dakota County, Minnesota $161 $214 $321
Vermillion township, Dakota County, Minnesota $163 $217 $326
Coates city, Minnesota $153 $204 $306

Dakota County, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Dakota County, MN5.0%16.8%
Empire4.44%12.93%
Vermillion5.2%18.91%
Coates7.02%21.66%

Dakota County Renters Insurance as a Percentage of Rent

Dakota County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 503 1.0% $325
$200 to $299 768 2.0% $775
$300 to $499 1,800 5.0% $1225
$500 to $749 5,836 16.0% $1900
$750 to $999 11,577 33.0% $2650
$1,000 to $1,499 10,139 29.0% $3775
$1,500 or more 3,756 10.0% $5425