Cypress Insurance Rates:

Cypress, CA homeowners insurance is nearly $550 to $748, about $45-$62/month. Our detailed analysis reveals consumers can save as much as $259 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Cypress, CA: Customer-Reviewed Options

Top Home Insurance Agents Near Cypress, CA

Home Insurance Company Near Cypress, CA Homeowners Insurance Agency Near Cypress, CA Address
Allstate Carol Drumm 22248 La Palma Ave, Yorba Linda, CA, 92887
Travelers Gmg Insurance Agency 939 GLENNEYRE STREET, LAGUNA BEACH, CA, 92651
State Farm James Chen 2259 Torrance Blvd, Torrance, CA, 90501-2539
Liberty Mutual Independent Nickerson Ins Services Inc 2106 LOMITA BLVD, LOMITA, CA, 90717
Travelers Premier Choice Insurance Services Inc 113 W LAS TUNAS DR STE 102, SAN GABRIEL, CA, 91776

Cypress, CA Home Insurance Agents for Top Companies


Cypress, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Los Alamitos city, California $83 $111 $166
Hawaiian Gardens city, California $76 $101 $151
La Palma city, California $82 $109 $164


Cypress, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cypress, CA2.3%11.5%
Los Alamitos1.93%12.2%
Hawaiian Gardens2.95%15.19%
La Palma2.16%12.54%

Cypress Renters Insurance as a Percentage of Rent

Cypress Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 83 1.0% $773
$300 to $499 119 2.0% $1223
$500 to $749 62 1.0% $1898
$750 to $999 169 3.0% $2648
$1,000 to $1,499 1,961 41.0% $3773
$1,500 or more 2,296 48.0% $5423

Cost Of Homeowners Insurance By Street Near Cypress, CA

Streets in Cypress Area Homeowners Insurance Cost
Madeira St, Embassy Cir, Pamela St, Hancock Ct, Amy Ave, Thomas Cir, Howard Ave, Progress Way, Valley Forge Ct, Via Riviera Way$670
Bluebird Ln, McDonnell Dr, Villa Way, Arbor Ln, Tremezzo Dr, Evergreen Dr, Anticost Way, Via Sola Cir, Hummingbird Cir, Santa Elise St$653
Siboney St, Mount Ripley Dr, Santa Margarita Ln, Barbara Anne St, Forrestal Ct, Palawan St, Via Entrada, Hester St, Barcelona Ln, Wake Cir$671
Sycamore Ln, Napoli Pl, Global Dr, Chantry Ct, Sonora Way, Morgen Way, Talaud St, Santa Rita St, Primavera Ln, New Mexico Ln$705
Rutgers Ct, Newman St, Solano Dr, Mount Ripley Dr, del Rio Way, Olympic Dr, Sande St, Windsong Ave, Luau Ln, la Homa St$653

Cypress, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cypress$97 to $99
Los Alamitos$99
Hawaiian Gardens$91
La Palma$98

Average Cost Of Home Insurance By Company In Areas Nearby Cypress For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewAmerican Reliable392
2500001000NewPacific Specialty502
250000500NewAmerican Reliable600
300000500NewUnigard Group838
7500002500NewPrivilege Underwriters Exch1730
1500005001-3 YearsIDS Property Casualty459
1500005001-3 YearsWestern Mutual/Residence273
2500005001-3 YearsAAA (Interinsurance Exchange)468
2500005001-3 YearsPacific Specialty608
50000010001-3 YearsCentury National946
1500002504-6 YearsStillwater Ins Co457
1500005004-6 YearsTravelers401
2000005004-6 YearsAmco588
2500005004-6 YearsMAPFRE Group659
50000010004-6 YearsIDS Property Casualty1441
50000025004-6 YearsCSE Safeguard896
75000025004-6 YearsCrestbrook1696
1500005007-15 YearsHomesite699
2000005007-15 YearsStillwater Prop & Cas Co699
25000010007-15 YearsQBE (Balboa)619


Cypress, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Cypress Homeowner Insurance Premium Example $1,100$600
Out of Pocket Expense During Claim$1,800$4,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,500$9,000
Net Savings to Cypress Home Owner from High Deductible Plan $500


Cypress, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cypress, CA Home Replacement Value MORE than Home Value Cypress, CA Home Replacement Value LESS than Home Value
Replacement Value $611,500 $447,500
Insurance Premium based on Replacement Value $1,775 $1,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $98,500 Risk Exposure from Under Insuring Coverage is $65,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $275/year


Example Cypress Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceAllstate
Monthly Premium 8993206
Year Built 197519861978
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $400000-$500000$500000-$600000$800000-$900000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500- $1000 Deductible