Cypress, CA homeowners insurance is nearly $550 to $748, about $45-$62/month. Our detailed analysis reveals consumers can save as much as $259 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Cypress, CA | Homeowners Insurance Agency Near Cypress, CA | Address |
|---|---|---|
| Allstate | Carol Drumm | 22248 La Palma Ave, Yorba Linda, CA, 92887 |
| Travelers | Gmg Insurance Agency | 939 GLENNEYRE STREET, LAGUNA BEACH, CA, 92651 |
| State Farm | James Chen | 2259 Torrance Blvd, Torrance, CA, 90501-2539 |
| Liberty Mutual Independent | Nickerson Ins Services Inc | 2106 LOMITA BLVD, LOMITA, CA, 90717 |
| Travelers | Premier Choice Insurance Services Inc | 113 W LAS TUNAS DR STE 102, SAN GABRIEL, CA, 91776 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Los Alamitos city, California | $83 | $111 | $166 |
| Hawaiian Gardens city, California | $76 | $101 | $151 |
| La Palma city, California | $82 | $109 | $164 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Cypress, CA | 2.3% | 11.5% |
| Los Alamitos | 1.93% | 12.2% |
| Hawaiian Gardens | 2.95% | 15.19% |
| La Palma | 2.16% | 12.54% |
| Cypress Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 83 | 1.0% | $773 |
| $300 to $499 | 119 | 2.0% | $1223 |
| $500 to $749 | 62 | 1.0% | $1898 |
| $750 to $999 | 169 | 3.0% | $2648 |
| $1,000 to $1,499 | 1,961 | 41.0% | $3773 |
| $1,500 or more | 2,296 | 48.0% | $5423 |
| Streets in Cypress Area | Homeowners Insurance Cost |
|---|---|
| Madeira St, Embassy Cir, Pamela St, Hancock Ct, Amy Ave, Thomas Cir, Howard Ave, Progress Way, Valley Forge Ct, Via Riviera Way | $670 |
| Bluebird Ln, McDonnell Dr, Villa Way, Arbor Ln, Tremezzo Dr, Evergreen Dr, Anticost Way, Via Sola Cir, Hummingbird Cir, Santa Elise St | $653 |
| Siboney St, Mount Ripley Dr, Santa Margarita Ln, Barbara Anne St, Forrestal Ct, Palawan St, Via Entrada, Hester St, Barcelona Ln, Wake Cir | $671 |
| Sycamore Ln, Napoli Pl, Global Dr, Chantry Ct, Sonora Way, Morgen Way, Talaud St, Santa Rita St, Primavera Ln, New Mexico Ln | $705 |
| Rutgers Ct, Newman St, Solano Dr, Mount Ripley Dr, del Rio Way, Olympic Dr, Sande St, Windsong Ave, Luau Ln, la Homa St | $653 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Cypress | $97 to $99 |
| Los Alamitos | $99 |
| Hawaiian Gardens | $91 |
| La Palma | $98 |
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150000 | 500 | New | American Reliable | 392 |
| 250000 | 1000 | New | Pacific Specialty | 502 |
| 250000 | 500 | New | American Reliable | 600 |
| 300000 | 500 | New | Unigard Group | 838 |
| 500000 | 2500 | New | Safeco | 702 |
| 750000 | 2500 | New | Privilege Underwriters Exch | 1730 |
| 150000 | 500 | 1-3 Years | IDS Property Casualty | 459 |
| 150000 | 500 | 1-3 Years | Western Mutual/Residence | 273 |
| 250000 | 500 | 1-3 Years | AAA (Interinsurance Exchange) | 468 |
| 250000 | 500 | 1-3 Years | Pacific Specialty | 608 |
| 500000 | 1000 | 1-3 Years | Century National | 946 |
| 150000 | 250 | 4-6 Years | Stillwater Ins Co | 457 |
| 150000 | 500 | 4-6 Years | Travelers | 401 |
| 200000 | 500 | 4-6 Years | Amco | 588 |
| 250000 | 500 | 4-6 Years | MAPFRE Group | 659 |
| 500000 | 1000 | 4-6 Years | IDS Property Casualty | 1441 |
| 500000 | 2500 | 4-6 Years | CSE Safeguard | 896 |
| 750000 | 2500 | 4-6 Years | Crestbrook | 1696 |
| 150000 | 500 | 7-15 Years | Homesite | 699 |
| 200000 | 500 | 7-15 Years | Stillwater Prop & Cas Co | 699 |
| 250000 | 1000 | 7-15 Years | QBE (Balboa) | 619 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $4,800 |
| Yearly Cypress Homeowner Insurance Premium Example | $1,100 | $600 |
| Out of Pocket Expense During Claim | $1,800 | $4,800 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $9,500 | $9,000 |
| Net Savings to Cypress Home Owner from High Deductible Plan | $500 | |
| Scenario | Cypress, CA Home Replacement Value MORE than Home Value | Cypress, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $611,500 | $447,500 |
| Insurance Premium based on Replacement Value | $1,775 | $1,300 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $98,500 | Risk Exposure from Under Insuring Coverage is $65,500 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $275/year |
| Insurance Company | Nationwide Insurance | Farmers Insurance | Allstate |
| Monthly Premium | 89 | 93 | 206 |
| Year Built | 1975 | 1986 | 1978 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $400000-$500000 | $500000-$600000 | $800000-$900000 |
| Deductible | $500- $1000 Deductible | $2500-$5000 Deductible | $500- $1000 Deductible |