Cumming, GA homeowners insurance is nearly $801 to $1,090, about $66-$90/month. Our detailed research shows customers can save upto $378 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Cumming, GA | Homeowners Insurance Agency Near Cumming, GA | Address |
|---|---|---|
| Travelers | Georgia Farm Bureau Brokerage Inc | 6 SAILORS DR, ELLIJAY, GA, 30540 |
| Allstate | Karl Boling | 205 W Pike St Ste 140, Lawrenceville, GA, 30046 |
| Liberty Mutual | Luke Linford | 3139 Cobb Pkwy Ste 130, Kennesaw, GA, 30152 |
| State Farm | Parish Lowrie | 360 W Church St, Jasper, GA, 30143-1400 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Forsyth County, Georgia | $120 | $159 | $239 |
| Silver City CCD, Forsyth County, Georgia | $117 | $155 | $233 |
| Big Creek CCD, Forsyth County, Georgia | $123 | $164 | $246 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Cumming, GA | 4.4% | 17.9% |
| Forsyth County | 4.16% | 18.27% |
| Silver City | 4.58% | 20.16% |
| Big Creek | 3.73% | 17.84% |
| Cumming Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 180 | 4.0% | $1228 |
| $500 to $749 | 711 | 16.0% | $1903 |
| $750 to $999 | 1,088 | 25.0% | $2653 |
| $1,000 to $1,499 | 1,523 | 35.0% | $3778 |
| $1,500 or more | 743 | 17.0% | $5428 |
| Streets in Cumming Area | Homeowners Insurance Cost |
|---|---|
| Hickory Oak Hollow, Kinnity Ct, Forestow Way, Capri Dr, Santa Fe Trl, High Gables, Ragan Ct, Long Park Rd, Indigo Bunting Ct, Southshore Cir | $967 |
| Tanglewood Dr, Delmonte Dr, Silver Lake Dr, N River Dr, Carriage Dr, Summit Pl, Ineal Dr, Colfax Ave, Jonathans Way, New Rutgers Walk | $942 |
| Chrysler Dr, Hickory Knoll, Huntington Crest Ln, Gecko Ct, Social Cir, Hartwick Ct, Shady Cove Rd, Hughes Dr, Goldmine Rd, Bryant Ct | $952 |
| Park St, Bettis Rd, Feast Ct, Carbonne Ct, Cantel Ct, Kings Common Way, Dyer Dr, Barrett Dr, Fairway Dr, Olde Harvard Lndg | $902 |
| Timber Lake Dr, Madison Hollow Ln, Saddlebridge Ct, Grove Park Ln, Imperial Ct, Willow Hill Ct, 13th St, Echols Trl, Golden Isle Cv, Morgans Pass | $996 |
| Birch Hollow Ct, Graystone Preserve Pl, Mason St, 13th St, Sugar Creek Ln, Talmon Ct, School St, Gatewood Ln, Golden Ridge Cir, Fairview Ct | $907 |
| Lakeside Cir, Wanda Woods Rd, Ingram Ave, Ryans Bluff Dr, Dunn Rd, Hearthstone Dr, Mangum Dr, Heardsville Cir, Golden Sands Dr, Fairway Dr | $954 |
| Widgeon Way, New Chancellor Way, Clayburn Dr, Heritage Manor Dr, Winchester Dr, New Rutgers Walk, Ashbrooke Ct, Hurt Bridge Rd, Mountain Valley Cir, Lexington Ln | $990 |
| Rhonda Ln, Moss Creek Dr, Country Pl, Lenbrook Ct, Ivey Glen Way, Mulberry Dr, Sweet Birch Way, Tolbert St, Valient Dr, Duckett St | $910 |
| Rosewood Ln, Bennett Dr, Habersham Trce, Hickory Trl, Benton Pl, Oakrun Cir, Northfield Ln, Sewell Rd, Hurakan Creek Xing, Heatherwyn Way | $982 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Cumming | $141 to $144 |
| Forsyth County | $143 |
| Silver City | $140 |
| Big Creek | $147 |
| Coverage | Construction type | Company | Premium | ||
|---|---|---|---|---|---|
| $250 Deductible | $500 Deductible | $1000 Deductible | |||
| $200,000 | veneer | Allstate Vehicle And Property Insurance Company | N/A | N/A | N/A |
| $75,000 | frame | American Family Mutual Insurance Company, S.I. | N/A | N/A | $609.69 |
| $300,000 | frame | Electric Insurance Company | $1494 | $1330 | $1076 |
| $200,000 | frame | Foremost Property And Casualty Insurance Company | $1476 | $1456 | $1421 |
| $350,000 | frame | General Casualty Company Of Wisconsin | N/A | $1011.00 | $963.00 |
| $150,000 | veneer | General Casualty Company Of Wisconsin | N/A | $483.00 | $446.00 |
| $75,000 | frame | Hartford Insurance Company Of The Midwest | $1068 | $1012 | $914 |
| $200,000 | veneer | Homesite Insurance Company Of Georgia | N/A | N/A | $788.00 |
| $250,000 | frame | State Farm Fire & Casualty Company | N/A | N/A | $2040.00 |
| $350,000 | veneer | The Armed Forces Insurance Corporation | $1170 | $1123 | $1040 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $3,000 |
| Yearly Cumming Homeowner Insurance Premium Example | $1,700 | $1,300 |
| Out of Pocket Expense During Claim | $1,000 | $3,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $14,600 | $13,400 |
| Net Savings to Cumming Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Cumming, GA Home Replacement Value MORE than Home Value | Cumming, GA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $295,500 | $210,000 |
| Insurance Premium based on Replacement Value | $1,175 | $850 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $49,000 | Risk Exposure from Under Insuring Coverage is $36,500 |
| Premium Impact | Insurance cheaper by $150/year | Insurance costlier by $175/year |
| Insurance Company | Nationwide Insurance | State Farm | GEICO Insurance |
| Monthly Premium | 114 | 165 | 58 |
| Year Built | 2006 | 1993 | 2013 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $250000-$300000 | $400000-$500000 | $200000-$250000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |