Cumming Insurance Rates:

Cumming, GA homeowners insurance is nearly $801 to $1,090, about $66-$90/month. Our detailed research shows customers can save upto $378 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Century National
I am very happy with this insurance company. they were able to sell me earthquake insurance on my house even though my house is made of cinder blocks.
State Farm
I hate their customer service. although it's easy to get a hold of them they often cannot answer my questions thoroughly.
Goodville Mutual
I have been a customer with goodwill for seven years now and have nothing but, good things to say about them.

Cumming, GA Homeowners Insurance By Home Value

Cumming, GA Home Value Total Homes % of Total Average Cumming, GA Homeowners Insurance
Less than $50,000 748 3.0% $94
$70,000 to $79,999 366 1.0% $283
$100,000 to $124,999 1,154 6.0% $415
$125,000 to $149,999 1,189 6.0% $519
$150,000 to $174,999 2,348 12.0% $614
$175,000 to $199,999 1,708 9.0% $708
$200,000 to $249,999 4,001 21.0% $859
$250,000 to $299,999 3,072 16.0% $1048
$300,000 to $399,999 3,769 19.0% $1332

Top Home Insurance Agents Near Cumming, GA

Home Insurance Company Near Cumming, GA Homeowners Insurance Agency Near Cumming, GA Address
NA Premium Guard Insurance 3700 Mansell Rd 3700 Mansell Rd, Alpharetta, GA, 30022
Travelers Georgia Farm Bureau Brokerage Inc 6 SAILORS DR, ELLIJAY, GA, 30540
Allstate Karl Boling 205 W Pike St Ste 140, Lawrenceville, GA, 30046
Liberty Mutual Luke Linford 3139 Cobb Pkwy Ste 130, Kennesaw, GA, 30152
State Farm Parish Lowrie 360 W Church St, Jasper, GA, 30143-1400

Cost Of Homeowners Insurance By Street Near Cumming, GA

Streets in Cumming Area Homeowners Insurance Cost
Hickory Oak Hollow, Kinnity Ct, Forestow Way, Capri Dr, Santa Fe Trl, High Gables, Ragan Ct, Long Park Rd, Indigo Bunting Ct, Southshore Cir$967
Tanglewood Dr, Delmonte Dr, Silver Lake Dr, N River Dr, Carriage Dr, Summit Pl, Ineal Dr, Colfax Ave, Jonathans Way, New Rutgers Walk$942
Chrysler Dr, Hickory Knoll, Huntington Crest Ln, Gecko Ct, Social Cir, Hartwick Ct, Shady Cove Rd, Hughes Dr, Goldmine Rd, Bryant Ct$952
Park St, Bettis Rd, Feast Ct, Carbonne Ct, Cantel Ct, Kings Common Way, Dyer Dr, Barrett Dr, Fairway Dr, Olde Harvard Lndg$902
Timber Lake Dr, Madison Hollow Ln, Saddlebridge Ct, Grove Park Ln, Imperial Ct, Willow Hill Ct, 13th St, Echols Trl, Golden Isle Cv, Morgans Pass$996
Birch Hollow Ct, Graystone Preserve Pl, Mason St, 13th St, Sugar Creek Ln, Talmon Ct, School St, Gatewood Ln, Golden Ridge Cir, Fairview Ct$907
Lakeside Cir, Wanda Woods Rd, Ingram Ave, Ryans Bluff Dr, Dunn Rd, Hearthstone Dr, Mangum Dr, Heardsville Cir, Golden Sands Dr, Fairway Dr$954
Widgeon Way, New Chancellor Way, Clayburn Dr, Heritage Manor Dr, Winchester Dr, New Rutgers Walk, Ashbrooke Ct, Hurt Bridge Rd, Mountain Valley Cir, Lexington Ln$990
Rhonda Ln, Moss Creek Dr, Country Pl, Lenbrook Ct, Ivey Glen Way, Mulberry Dr, Sweet Birch Way, Tolbert St, Valient Dr, Duckett St$910
Rosewood Ln, Bennett Dr, Habersham Trce, Hickory Trl, Benton Pl, Oakrun Cir, Northfield Ln, Sewell Rd, Hurakan Creek Xing, Heatherwyn Way$982

Cumming, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cumming$141 to $144
Forsyth County$143
Silver City$140
Big Creek$147

Cumming, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Forsyth County, Georgia $120 $159 $239
Silver City CCD, Forsyth County, Georgia $117 $155 $233
Big Creek CCD, Forsyth County, Georgia $123 $164 $246

Cumming, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cumming, GA4.4%17.9%
Forsyth County4.16%18.27%
Silver City4.58%20.16%
Big Creek3.73%17.84%

Cumming Renters Insurance as a Percentage of Rent

Cumming Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 180 4.0% $1228
$500 to $749 711 16.0% $1903
$750 to $999 1,088 25.0% $2653
$1,000 to $1,499 1,523 35.0% $3778
$1,500 or more 743 17.0% $5428

Average Cost Of Home Insurance By Company In Areas Nearby Cumming For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$200,000 veneer Allstate Vehicle And Property Insurance Company N/A N/A N/A
$75,000 frame American Family Mutual Insurance Company, S.I. N/A N/A $609.69
$300,000 frame Electric Insurance Company $1494 $1330 $1076
$200,000 frame Foremost Property And Casualty Insurance Company $1476 $1456 $1421
$350,000 frame General Casualty Company Of Wisconsin N/A $1011.00 $963.00
$150,000 veneer General Casualty Company Of Wisconsin N/A $483.00 $446.00
$75,000 frame Hartford Insurance Company Of The Midwest $1068 $1012 $914
$200,000 veneer Homesite Insurance Company Of Georgia N/A N/A $788.00
$250,000 frame State Farm Fire & Casualty Company N/A N/A $2040.00
$350,000 veneer The Armed Forces Insurance Corporation $1170 $1123 $1040

Cumming, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Cumming Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,500$7,900
Net Savings to Cumming Home Owner from High Deductible Plan $600

Cumming, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cumming, GA Home Replacement Value MORE than Home Value Cumming, GA Home Replacement Value LESS than Home Value
Replacement Value $369,500 $270,500
Insurance Premium based on Replacement Value $1,625 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $48,000 Risk Exposure from Under Insuring Coverage is $51,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $200/year

Example Cumming Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceAmerican Family Insurance
Monthly Premium 6851138
Year Built 200619992012
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $300000-$350000$175000-$200000$400000-$500000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Cumming, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1996 220,000 Shingles Roof 1,880 5 $1000-$2500 Deductible 310 4 Wood siding No
2014 305,000 Membrane Roof 2,210 3 $500- $1000 Deductible 1000 10 Brick siding yes
2014 430,000 Membrane Roof 2,740 5 $500- $1000 Deductible 1880 10 Fiber-Cement Siding yes
1999 550,000 Wood Shake Roof 4,790 5 > $10,000 Deductible 2100 12 Stone Siding yes
2005 290,000 Composition Roof 2,030 4 $500- $1000 Deductible 1240 12 Brick siding yes
1993 375,000 Membrane Roof 3,320 4 > $10,000 Deductible 100 1 Vinyl siding yes
2008 260,000 Asphalt Shingles Roof 2,250 4 $500 Deductible 1620 12 Fiber-Cement Siding No
2014 620,000 Metal Roof 4,190 5 > $10,000 Deductible 930 8 Wood siding No
1995 340,000 Wood Shake Roof 2,280 5 $500- $1000 Deductible 440 3 Brick siding yes
2011 450,000 Shingles Roof 3,000 4 > $10,000 Deductible 110 1 Stone Siding yes
1992 310,000 Wood Shake Roof 2,390 3 $5000 to $10,000 Deductible 670 10 Stucco siding No
1992 210,000 Metal Roof 1,580 3 $2500-$5000 Deductible 280 4 Stucco siding yes
2014 230,000 Membrane Roof 2,120 3 $1000-$2500 Deductible 760 10 Stucco siding yes
1982 260,000 Wood Shake Roof 2,502 5 $500 Deductible 820 9 Brick siding yes