Cumberland, RI homeowners insurance is approximately $935 to $1,267, about $77-$105/month. Our in depth guide reveals consumers can save upto $440 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Cumberland, RI | Homeowners Insurance Agency Near Cumberland, RI | Address |
|---|---|---|
| Travelers | Quincy Insurance Agency Inc | 144 GOULD ST STE 152, NEEDHAM, MA, 2494 |
| Travelers | Smith Insurance Group Inc | 664 ARMISTICE BLVD, PAWTUCKET, RI, 2861 |
| Travelers | The Slocum Agency Inc | 1229 Greenwich Avenue, Warwick, RI, 2886 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Cumberland Hill CDP, Rhode Island | $137 | $182 | $273 |
| Valley Falls CDP, Rhode Island | $136 | $181 | $272 |
| Lincoln town, Providence County, Rhode Island | $138 | $184 | $276 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Cumberland, RI | 4.7% | 14.1% |
| Cumberland Hill | 4.79% | 14.32% |
| Valley Falls | 4.85% | 15.76% |
| Lincoln | 4.71% | 13.89% |
| Cumberland Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 48 | 1.0% | $339 |
| $200 to $299 | 199 | 6.0% | $789 |
| $300 to $499 | 357 | 12.0% | $1239 |
| $500 to $749 | 574 | 19.0% | $1914 |
| $750 to $999 | 707 | 23.0% | $2664 |
| $1,000 to $1,499 | 781 | 26.0% | $3789 |
| $1,500 or more | 308 | 10.0% | $5439 |
| Streets in Cumberland Area | Homeowners Insurance Cost |
|---|---|
| Royal Ct, Etta Way, Michael Mark Ln, Dennis St, Clover Ct, N Attleboro Rd, Gold Star Dr, Briarwood Rd, Cider Ct, Victory St | $1,112 |
| Woodrow St, McGirr St, Blanche Ave, Old Hickory Dr, Red Gate Rd, Ryder Ln, Lockwood Rd, Wayne Dr, Cargill Rd, Parkview Trl | $1,106 |
| Raymond Dr, Boardman Ave, Edison Rd, Knollwood Dr, Vale St, N Hereford Dr, Dwight St, Rosetti Dr, Sumner Brown Rd, Rustic Ln | $1,091 |
| Holly Ln, Caroline St, Rolling Acres Dr, Flat St, Old Willis Rd, Bound Rd, Ballou St, Louise Ave, Indiana Ave, Pound Rd | $1,092 |
| Hadde Ave, Tyler St, Toboggan Rd, Lake Shore Dr, Beauregard Ave, Mayfair Rd, Bay Ave, Wagon Rd, Thomas Leighton Blvd, Plantation Rd | $1,095 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Cumberland | $164 to $167 |
| Cumberland Hill | $163 |
| Lincoln | $166 |
| North Attleborough | $157 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $3,400 |
| Yearly Cumberland Homeowner Insurance Premium Example | $1,300 | $900 |
| Out of Pocket Expense During Claim | $1,400 | $3,400 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $10,500 | $9,700 |
| Net Savings to Cumberland Home Owner from High Deductible Plan | $800 | |
| Scenario | Cumberland, RI Home Replacement Value MORE than Home Value | Cumberland, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $289,500 | $198,000 |
| Insurance Premium based on Replacement Value | $2,500 | $1,700 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $49,500 | Risk Exposure from Under Insuring Coverage is $42,000 |
| Premium Impact | Insurance cheaper by $375/year | Insurance costlier by $425/year |
| Insurance Company | Liberty Mutual | Nationwide Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 85 | 304 | 112 |
| Year Built | 1943 | 2007 | 1994 |
| Home Details | 2 Beds, 1 Baths | 5 Beds, 2 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $175000-$200000 | $400000-$500000 | $200000-$250000 |
| Deductible | $5000 to $10,000 Deductible | $1000-$2500 Deductible | > $10,000 Deductible |