How To Make Your Cumberland County, TN Home Insurance Cheaper
Cumberland County, TN, homeowners insurance is about $1012. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Cumberland County, TN Home Insurance Rates with the Tennessee Average
| Place | Tennessee Average: $1,044.0 | $ Difference vs state Average | % Difference vs state Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Cumberland County, TN | $1,012.0 | 32.0 | 0.03 | 56,144 | 140,800 |
Cost of Cumberland County, TN Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Rhea County | 114,200 | 8,810 | $925 |
| White County | 97,700 | 3,917 | $861 |
| Sparta | 87,200 | 10,065 | $817 |
| Doyle | 81,700 | 12,345 | $792 |
Homeowners Insurance Comparison for the Cheapest Premiums in Cumberland County, TN
| State Auto | American Home Shield | Travelers | |
| Median Home Value ($) | 140,800 | 140,800 | 140,800 |
| Age of Home | Year 50 Old | Year 50 Old | Year 30 Old |
| Home Coverage ($) | $1500,000 -$2000,000 | $500,000 -$749,999 | $1000,000 -$1499,999 |
| Total Premium ($) | $7,151.1 | $5,407.8 | $6,322.0 |
Cost of Cumberland County, TN Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Progressive | 2500 | $1000,000-$1499,999 | 4,064.2 |
| Allstate | 2500 | $175,000-$199,999 | 914.7 |
| Farmer's Insurance | 2000 | $250,000-$299,999 | 1,869.4 |
| Safeco Insurance | 1000 | $1000,000-$1499,999 | 5,249.5 |
| State Auto | 1500 | $250,000-$299,999 | 2,006.1 |
| Liberty Mutual | 1000 | $300,000-$399,999 | 2,768.9 |
| Erie Insurance | 1500 | $1000,000-$1499,999 | 4,967.3 |
| Travelers | 500 | $400,000-$499,999 | 3,359.1 |
| Encompass Insurance | 2000 | $300,000-$399,999 | 2,441.4 |
| The Hartford | 1000 | $400,000-$499,999 | 3,220.6 |