Crystal Lake Insurance Rates:

Crystal Lake, IL homeowners insurance is about $670 to $912, about $55-$76/month. Our extensive analysis indicates shoppers can save as much as $316 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Meemic Insurance
Compared to other insurance companies Meemic outshines everyone especially with their discounted rates for teachers. It has the same policy offerings as other insurance companies but for almost half the rate.
Erie Insurance
I love that my insurance company has an office in my hometown. when i call they remember who i am and i immediately feel like they are educated enough about my situation to help me.
Nationwide
Iv'e been using nationwide for close to 20 years and they haven never caused me any issues with provding me services that I needed.
Nationwide
5. I am very satisfied with my home insurance company, Nationwide. I feel very protected with this company, and I feel that I am paying a fair price.
Meemic Insurance
Every few years, I compare the rates that MEEMIC offers me with at least two other regional and national insurance companies with offices in my area.
Progressive
They offered more damage repair than other companies. Which was good for us because of the risk of trees around our home.
Progressive
Progressive has an excellent customization plan. i got exactly what i want for the price i want. there were no hidden fees or difficulties associated with signing up.
Geico
Whenever i have any issues they are easy to get a hold of any generally answer my questions fast.
Nationwide
The only thing I dislike is my premium and how it keeps on rising every year.
Meemic Insurance
There isn't anything that I dislike other than being able to do more things online.
Allstate
The only thing I would have to say I dislike is their fees. They are rather high but you get service that is worth it.
Progressive
There is nothing I don't like anything about the company. If I had to pick something I guess it would be that I can't see what all discounts we have on the website.
Erie Insurance
I can't say I dislike anything about the company as I haven't had anything happen that I dislike with the exception of my premiums going up. That is what I dislike.
State Farm
We have had claims with State Farm a few times and they have made the process easy and painless.
Grange Insurance
I would completely recommend either company for home insurance. I have had nothing but positive experiences from them both. I feel confident that I made good decisions.
State Farm
My local agency has been very helpful with helping me to determine what I do and don't need from their policy offerings, saving me time and money.
Erie Insurance
There customer service has been fine for me. I have never had claim or problem paying my bill, so there has been no customer service issue.

Crystal Lake, IL Homeowners Insurance By Home Value

Crystal Lake, IL Home Value Total Homes % of Total Average Crystal Lake, IL Homeowners Insurance
Less than $50,000 296 2.0% $87
$100,000 to $124,999 607 5.0% $387
$125,000 to $149,999 589 5.0% $482
$150,000 to $174,999 1,343 13.0% $569
$175,000 to $199,999 1,111 10.0% $656
$200,000 to $249,999 2,572 24.0% $791
$250,000 to $299,999 1,711 16.0% $972
$300,000 to $399,999 1,774 17.0% $1233

Top Home Insurance Agents Near Crystal Lake, IL

Home Insurance Company Near Crystal Lake, IL Homeowners Insurance Agency Near Crystal Lake, IL Address
NA Beth & Rudnicki Insurance Agency Inc 5411 E State St #204, Rockford, IL, 61108
Travelers Allegiance Insurance Services Inc 100 TOWER DR STE 120, BURR RIDGE, IL, 60527
Travelers Bears Insurance Group Llc 9567 FRANKLIN AVE, FRANKLIN PARK, IL, 60131
Liberty Mutual Independent Brockhaus Stuber Fox & Lloyd 10933 S Central Ave Ste 2000 , Oak Lawn, IL, 60453
Travelers J A G Ins Agency Llc 6405 W 34TH ST, BERWYN, IL, 60402

Crystal Lake, IL Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Crystal Lake, IL

Streets in Crystal Lake Area Homeowners Insurance Cost
Braberry Ln, Westport Ct, Lexington Trl, Black Diamond Ct, Skyridge Dr, Tamarack Ct, Craig St, North Ave, Betsy Ln, University St$819
Richmond Ln, Heron Ct, Club Rd, Rosewood Ln, Lill Ave, Chestnut Dr, Covington Cir, Dartmoor Dr, Wedgewood Dr, Official Rd$787
Pleasant View Dr, Ray St, Wiggington Dr, Running Iron Dr, S Robin Hill Dr, W Woodstock St, Factory Rd, W Terra Cotta Ave, Augusta Dr, Memorial Ct$801
Kennsington Ln, Surrey Ln, N Randall Rd, Walkup Rd, Morningside Ct, Barnwood Trl, Woodworth Ave, Buckhorn Dr, Parkridge Dr, Foxview Highland Dr$823
W Beach Dr, Sussex Ln, Swinford Rd, N Muirfield Dr, Gates Rd, Industrial Rd, Norman Ct, Devonshire Ln, Springlake Dr, Bard Rd$815
Fieldstone Dr, Sherbrook Ct, Bode Ln, W Upland Dr, Walbridge Ct, Wild Cherry Rd, Pheasant Run, Winding Creek Dr, Plantain Ct, Sands Rd$817
Industrial Dr, Saggers Ln, Goldsboro Ln, Oak Ln, Carrington Dr, W Halma Ln, Hickory Dr, Mohawk St, Larkspur Ln, Poplar St$787
Queensport Dr, Viewpoint Dr, Peartree Dr, Greenview Ct, McConnell Rd, S Caroline St, Parkview Ct, Tanglewood Dr, S Red Barn Rd, Arthur St$786
Savoy Ln, Harvard Ct, E Terra Cotta Ave, Rosemarie St, Revere Dr, Glenbrook Rd, Eastview Ave, Opengate Rd, Oak Ct, Gilbert Ave$825
Cress Creek Sq, Carpenter St, Windslow Cir, Westport Ridge, Ridgeview Dr, Dublin Dr, Dole Ave, Appleton Ln, White Face Ct, Terrace Dr$792

Crystal Lake, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Crystal Lake$118 to $121
Lakewood$133
Lake in the Hills$118
Algonquin$119

Crystal Lake, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lakewood village, Illinois $134 $178 $267
Lake in the Hills village, Illinois $119 $158 $237
Algonquin township, McHenry County, Illinois $119 $159 $239

Crystal Lake, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Crystal Lake, IL3.3%9.6%
Lakewood2.32%7.42%
Lake in the Hills3.26%9.78%
Algonquin3.26%9.49%

Crystal Lake Renters Insurance as a Percentage of Rent

Crystal Lake Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 49 1.0% $773
$300 to $499 83 2.0% $1223
$500 to $749 276 8.0% $1898
$750 to $999 718 22.0% $2648
$1,000 to $1,499 1,268 40.0% $3773
$1,500 or more 760 23.0% $5423

Crystal Lake, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Crystal Lake Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,100$11,600
Net Savings to Crystal Lake Home Owner from High Deductible Plan $500

Crystal Lake, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Crystal Lake, IL Home Replacement Value MORE than Home Value Crystal Lake, IL Home Replacement Value LESS than Home Value
Replacement Value $345,500 $233,000
Insurance Premium based on Replacement Value $1,725 $1,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $48,000 Risk Exposure from Under Insuring Coverage is $64,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $225/year

Example Crystal Lake Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersGEICO Insurance
Monthly Premium 67157113
Year Built 197519822002
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $125000-$150000$350000-$400000$300000-$350000
Deductible $500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Crystal Lake, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1986 230,000 Composition Roof 2,340 5 $2500-$5000 Deductible 390 5 Vinyl siding yes
1986 445,000 Tile Roof 3,040 4 $2500-$5000 Deductible 760 4 Fiber-Cement Siding No
1995 355,000 Tile Roof 3,040 4 > $10,000 Deductible 750 10 Brick siding No
1986 180,000 Membrane Roof 1,570 3 $500 Deductible 310 4 Wood siding No
2006 320,000 Shingles Roof 2,290 4 $5000 to $10,000 Deductible 1070 9 Stucco siding No
1996 335,000 Wood Shake Roof 2,630 4 $1000-$2500 Deductible 1010 10 Wood siding yes
1996 290,000 Asphalt Shingles Roof 2,100 3 $2500-$5000 Deductible 680 10 Brick siding yes
1981 360,000 Membrane Roof 2,730 4 $500 Deductible 1850 12 Vinyl siding yes
1971 420,000 Wood Shake Roof 3,050 5 $5000 to $10,000 Deductible 580 5 Brick siding No
2010 625,000 Metal Roof 4,810 5 $500- $1000 Deductible 220 1 Wood siding yes
2012 625,000 Slate Shingles Roof 4,650 5 $2500-$5000 Deductible 1290 7 Stone Siding No
2000 290,000 Membrane Roof 2,430 4 $500- $1000 Deductible 700 8 Fiber-Cement Siding No
1997 480,000 Membrane Roof 3,430 5 $5000 to $10,000 Deductible 710 7 Vinyl siding yes
2008 475,000 Slate Shingles Roof 4,180 5 $500 Deductible 2380 12 Vinyl siding No
2011 375,000 Metal Roof 2,540 5 $2500-$5000 Deductible 130 1 Wood siding No
2004 265,000 Composition Roof 1,830 4 > $10,000 Deductible 470 5 Vinyl siding No
1984 595,000 Metal Roof 4,430 5 $500 Deductible 280 1 Stone Siding No
1986 275,000 Slate Shingles Roof 1,950 5 $2500-$5000 Deductible 1240 12 Stucco siding No
1989 650,000 Membrane Roof 4,810 5 $2500-$5000 Deductible 1570 8 Brick siding No
2014 245,000 Wood Shake Roof 1,970 4 > $10,000 Deductible 360 5 Wood siding yes
2014 295,000 Slate Shingles Roof 2,040 3 > $10,000 Deductible 380 6 Stone Siding yes
2001 290,000 Wood Shake Roof 2,010 4 $500 Deductible 780 8 Wood siding yes
2007 340,000 Shingles Roof 2,300 4 $500- $1000 Deductible 530 6 Fiber-Cement Siding No
1988 385,000 Wood Shake Roof 3,030 4 $2500-$5000 Deductible 1770 10 Brick siding yes
1986 235,000 Tile Roof 2,160 3 $500 Deductible 280 3 Fiber-Cement Siding No
2003 295,000 Composition Roof 2,080 3 $500- $1000 Deductible 300 3 Stucco siding yes
2005 515,000 Slate Shingles Roof 4,150 5 $2500-$5000 Deductible 1870 12 Brick siding No
1983 370,000 Metal Roof 3,270 4 $500 Deductible 1270 7 Fiber-Cement Siding No
1998 205,000 Composition Roof 1,710 4 $5000 to $10,000 Deductible 290 6 Wood siding yes
2003 225,000 Wood Shake Roof 1,520 3 $500 Deductible 150 2 Wood siding No
2002 235,000 Metal Roof 1,770 3 $5000 to $10,000 Deductible 400 6 Stucco siding yes
1979 505,000 Asphalt Shingles Roof 4,900 5 $1000-$2500 Deductible 540 3 Stone Siding No
1986 225,000 Wood Shake Roof 1,820 3 $1000-$2500 Deductible 200 3 Fiber-Cement Siding yes
1989 480,000 Asphalt Shingles Roof 3,370 4 $500- $1000 Deductible 820 6 Wood siding yes

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