Crown Point Insurance Rates:

Crown Point, IN homeowners insurance is about $723 to $984, about $60-$82/month. Our extensive analysis reveals consumers can save upto $341 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
This insurance company has covered large damage that i would not have been able to otherwise be able to cover.
State Farm
State farm pays very promptly as long as you have a receipt if you have already paid it. if it is a claim, it is still fast, just more investigations.
Geico
Customer service is great and very helpful. one of the best that i have experienced. operators are all very helpful and polite.
Erie Insurance
My premium is bundled with my auto insurance, so a direct comparison is somewhat difficult. I used an insurance agent to do all of this for me, and so we decided on the lowest cost plan that met all the needs of my condo unit.
Erie Insurance
Stuart Smith and his staff have always been very responsive to our needs. For the most part, the only communication we have had is when we have to update our autos on our auto policy (which is bundled) due to change in vehicles.
Erie Insurance
I like that the customer service is so responsive. I rarely have to wait more than a few hours for a response to one of my questions.
National General
They didn't respond quickly to my emails asking for some clarification and confirmation, which makes me a bit uneasy. I hope I never have to file a claim but if I do I am not completely sure of how responsive they would be.
Alfa Insurance
Making sure you have enough home insurance coverage is a vital part of home ownership. Average home insurance rates by state for recommended coverage level.
State Farm
We chose USAA because their range of insurance products fit our lifestyle and met our needs for the coverage we wanted to have.

Crown Point, IN Homeowners Insurance By Home Value

Crown Point, IN Home Value Total Homes % of Total Average Crown Point, IN Homeowners Insurance
Less than $50,000 178 2.0% $119
$80,000 to $89,999 160 2.0% $409
$90,000 to $99,999 168 2.0% $461
$100,000 to $124,999 689 9.0% $529
$125,000 to $149,999 1,079 14.0% $666
$150,000 to $174,999 1,488 20.0% $785
$175,000 to $199,999 999 13.0% $913
$200,000 to $249,999 1,032 13.0% $1093
$250,000 to $299,999 722 9.0% $1340
$300,000 to $399,999 712 9.0% $1708

Top Home Insurance Agents Near Crown Point, IN

Home Insurance Company Near Crown Point, IN Homeowners Insurance Agency Near Crown Point, IN Address
NA Russell W Holmquist Insurance Agency Inc 5153 N Clark St #310, Chicago, IL, 60640
Travelers Golden Age Tax Advisors 30 S CASS AVE, WESTMONT, IL, 60559
Travelers Kropp Insurance Agency Inc 6300 LINCOLN AVE, MORTON GROVE, IL, 60053
State Farm Michael J Karr 5724 S Pulaski Rd, Chicago, IL, 60629-4435
State Farm Willie Swims 145 W Roosevelt Rd, West Chicago, IL, 60185-3765

Cost Of Homeowners Insurance By Street Near Crown Point, IN

Streets in Crown Point Area Homeowners Insurance Cost
Allman Dr, Wimbledon Dr, Maine, Aspen Dr, Seville Ct, W 97th Pl, W 92nd Pl, S Pettibone St, Park Ave, Sunnybrook Ct$885
Venice Dr, Pingel Pl, E Summit St, Genoa Ct, 86th Ave, Illinois Ct, 120th Ave, Seminole Dr, Parke Dr, Krost Dr$844
Florida Ln, Beech Dr, Maxwell St, Marquette Pl, Horst Dr, W 120th Ave, Schroder St, Edgewater Rd, Tyler Pl, W Summit St$833
Dexter Dr, Sycamore St, W 115th Ave, Veterans Ln, W 95th Pl, W North St, 99th Pl, W 94th Pl, Dewey Pl, Timber Ln$876
E 127th Pl, E 126th Pl, Johnson Pl, Virginia Ct, Village Ct, Greenwood Ct, E Porter St, Meadowbrook Dr, Bach Rd, Jacob Dr$908

Crown Point, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Crown Point$127 to $130
Lake County$124
Merrillville$123
Winfield$129

Crown Point, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lake County, Indiana $104 $138 $207
Merrillville town, Indiana $103 $137 $206
Ross township, Lake County, Indiana $104 $138 $207

Crown Point, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Crown Point, IN5.0%15.3%
Lake County5.36%15.88%
Merrillville5.38%16.91%
Ross5.33%15.77%

Crown Point Renters Insurance as a Percentage of Rent

Crown Point Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 49 2.0% $777
$300 to $499 51 2.0% $1227
$500 to $749 424 19.0% $1902
$750 to $999 734 34.0% $2652
$1,000 to $1,499 670 31.0% $3777
$1,500 or more 196 9.0% $5427

Crown Point, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Crown Point Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,700$10,100
Net Savings to Crown Point Home Owner from High Deductible Plan $600

Crown Point, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Crown Point, IN Home Replacement Value MORE than Home Value Crown Point, IN Home Replacement Value LESS than Home Value
Replacement Value $263,000 $185,000
Insurance Premium based on Replacement Value $1,575 $1,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $52,000 Risk Exposure from Under Insuring Coverage is $26,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $325/year

Example Crown Point Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualState Farm
Monthly Premium 3010891
Year Built 197619611980
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$300000-$350000$250000-$300000
Deductible $2500-$5000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Crown Point, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 385,000 Wood Shake Roof 3,210 4 > $10,000 Deductible 630 9 Wood siding No
2002 360,000 Composition Roof 3,490 5 $500- $1000 Deductible 1320 7 Stucco siding No
1974 180,000 Metal Roof 1,780 3 $2500-$5000 Deductible 460 10 Stucco siding No
1948 330,000 Asphalt Shingles Roof 3,870 5 $500 Deductible 770 5 Wood siding yes
1977 195,000 Wood Shake Roof 1,630 3 $5000 to $10,000 Deductible 310 5 Wood siding yes
2002 415,000 Tile Roof 4,030 5 $500 Deductible 1070 6 Stucco siding yes
1981 105,000 Composition Roof 1,230 3 $500 Deductible 40 1 Stucco siding No
1970 155,000 Wood Shake Roof 1,640 3 $500 Deductible 720 12 Vinyl siding yes
2001 380,000 Membrane Roof 3,320 4 $500 Deductible 810 4 Fiber-Cement Siding No
2012 285,000 Membrane Roof 2,960 4 > $10,000 Deductible 270 5 Stucco siding yes
1960 145,000 Membrane Roof 1,790 4 $500- $1000 Deductible 400 7 Fiber-Cement Siding No
1981 250,000 Slate Shingles Roof 2,480 4 > $10,000 Deductible 470 10 Stone Siding yes
2006 165,000 Wood Shake Roof 1,730 4 $5000 to $10,000 Deductible 270 6 Brick siding yes
1948 145,000 Asphalt Shingles Roof 1,510 3 $500 Deductible 160 2 Stucco siding yes
1973 295,000 Tile Roof 3,000 5 $1000-$2500 Deductible 860 8 Wood siding yes
1963 270,000 Metal Roof 2,920 4 $5000 to $10,000 Deductible 430 8 Stucco siding No
2010 280,000 Asphalt Shingles Roof 2,900 5 $1000-$2500 Deductible 690 10 Stone Siding No
1944 340,000 Metal Roof 4,120 5 $1000-$2500 Deductible 690 5 Fiber-Cement Siding No
1945 265,000 Asphalt Shingles Roof 2,550 5 $5000 to $10,000 Deductible 200 3 Vinyl siding yes
1978 150,000 Membrane Roof 1,590 3 $2500-$5000 Deductible 120 3 Wood siding yes
2007 365,000 Membrane Roof 3,070 4 $2500-$5000 Deductible 1230 8 Stone Siding yes
1969 250,000 Membrane Roof 2,140 3 $2500-$5000 Deductible 160 2 Vinyl siding No
2002 180,000 Composition Roof 1,900 3 $2500-$5000 Deductible 50 1 Stone Siding No
1946 240,000 Slate Shingles Roof 2,280 4 $1000-$2500 Deductible 370 4 Vinyl siding yes
1970 175,000 Wood Shake Roof 1,860 3 $5000 to $10,000 Deductible 90 2 Stone Siding yes
1987 330,000 Tile Roof 3,380 4 $2500-$5000 Deductible 780 10 Wood siding yes
2011 395,000 Slate Shingles Roof 4,180 5 > $10,000 Deductible 740 9 Stucco siding yes
2008 290,000 Membrane Roof 3,350 5 $500- $1000 Deductible 1220 12 Stone Siding No
1981 120,000 Asphalt Shingles Roof 1,490 3 $500 Deductible 590 12 Stone Siding No
1980 310,000 Tile Roof 2,590 4 > $10,000 Deductible 420 8 Vinyl siding No
1946 175,000 Tile Roof 2,030 4 $500- $1000 Deductible 320 3 Vinyl siding No
1969 135,000 Shingles Roof 1,690 3 $500 Deductible 320 7 Brick siding No