Crossville Insurance Rates:

Crossville, TN homeowners insurance is approximately $680 to $933, about $56-$77/month. Our exhaustive guide reveals consumers can save as much as $322 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Crossville, TN Homeowners Insurance By Home Value

Crossville, TN Home Value Total Homes % of Total Average Crossville, TN Homeowners Insurance
Less than $50,000 117 6.0% $145
$50,000 to $59,999 48 2.0% $314
$60,000 to $69,999 89 4.0% $387
$70,000 to $79,999 103 5.0% $451
$80,000 to $89,999 167 8.0% $508
$90,000 to $99,999 89 4.0% $572
$100,000 to $124,999 333 17.0% $661
$125,000 to $149,999 294 15.0% $831
$150,000 to $174,999 183 9.0% $984
$175,000 to $199,999 65 3.0% $1129
$200,000 to $249,999 191 10.0% $1363
$250,000 to $299,999 87 4.0% $1670
$300,000 to $399,999 124 6.0% $2122

Top Home Insurance Agents Near Crossville, TN

Home Insurance Company Near Crossville, TN Homeowners Insurance Agency Near Crossville, TN Address
Erie Gary Maxwell Insurance Agency Llc 300 W Central Avenue, Jamestown, TN, 38556
State Farm Josh Igo 620 N Kentucky St, Kingston, TN, 37763-2631
Farmers Melva Garrett 186 Highway 70 E, Crossville, TN, 38555
Farmers William Williams 112 Cumberland St, Wartburg, TN, 37887
State Farm Bob Folger 848 Livingston Rd Ste 104, Crossville, TN, 38555-6719

Cost Of Homeowners Insurance By Street Near Crossville, TN

Streets in Crossville Area Homeowners Insurance Cost
Acorn Ln, Bean Pot Campground Loop, Lafayette Pointe, Malvern Rd, Prestonwood Dr, Mohave Dr, Sebald Cir, Bilbrey Ln, Keno Dr, Birchwood Ln$820
Huddle Rd, Mariners Pointe Dr, Genesis Rd, Sparta Dr, Loxley Ln, Woodsway, Northside Dr, Hollis Ln, Country Club Rd, Carol Ln$809
Warpath Cir, Middlebrook Pl, Short Rd, Chica Ct, Yvonne Ave, Falling Brook Dr, Wahoo Dr, Center Town Dr, Elmore Cemetery Rd, Troy Cir$804
Underwood Dr, Westheria Dr, Sinclair Ter, Bent Tree Dr, Gridiron Ln, Old Hwy 70, Wild Rose Dr, Vaughn Dr, Crestview Loop, Fontis Ter$825
Queensbury Ln, Aqum Cir, S Riverview Ln, Dorchester Ct, Dunlevy Ct, Luther Farley Ln, Thompson Ln, Scarlett Dr, Blairwood Dr, Hickory St$821
Iron Horse Ln, Braun Cove, Andover Ln, Otomi Dr, Beechwood Dr, W Catoosa Canyon Dr, Iowa Dr, Willow St, Matherly St, The Gardens Dr$806
Bradrock St, Cardinal Loop, Buchanan St, Hickory Dr, Robin Cir, Brave Ln, Byers Rd, Old Elmore Rd, Sherwood Dr, Penfield St$814
Howard Ter, Northwood Dr, Ivanhoe Ln, Waterview Dr, Tennessee Stone Rd, Walsingham Ct, Shadow Ln, Ponderosa Dr, Arrowrock Pl, Albatross Cir$824
Hubo Cir, Fairway St, Malver Dr, Laurel Cir, Wells Rd, Fred Ford Rd, Lincolnshire Dr, Crossbow Cir, Quail Hollow Dr, Windsor Rd$814
Division St, Morris Ln, Fairway Dr, Phipps Rd, Whittenburg Rd, Hunterwood Ln, Mogan Ct, West Ave, Pine Dr, Netherton Ln$837

Crossville, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Crossville$120 to $123
Cumberland County$121
Bowman$117
Fairfield Glade$128

Crossville, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cumberland County, Tennessee $122 $162 $243
Lake Tansi CDP, Tennessee $121 $161 $242
Crab Orchard city, Tennessee $117 $156 $234

Crossville, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Crossville, TN6.5%23.8%
Cumberland County6.88%23.55%
Lake Tansi7.35%24.25%
Crab Orchard8.53%20.34%

Crossville Renters Insurance as a Percentage of Rent

Crossville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 156 6.0% $354
$200 to $299 232 9.0% $804
$300 to $499 511 21.0% $1254
$500 to $749 1,076 46.0% $1929
$750 to $999 283 12.0% $2679
$1,000 to $1,499 71 3.0% $3804

Crossville, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Crossville Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,800$5,200
Net Savings to Crossville Home Owner from High Deductible Plan $600

Crossville, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Crossville, TN Home Replacement Value MORE than Home Value Crossville, TN Home Replacement Value LESS than Home Value
Replacement Value $176,500 $100,500
Insurance Premium based on Replacement Value $850 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,500 Risk Exposure from Under Insuring Coverage is $38,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $175/year

Example Crossville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceAllstateNationwide Insurance
Monthly Premium 558875
Year Built 200719951989
Home Details 3 Beds, 1 Baths5 Beds, 4 Baths4 Beds, 1 Baths
Coverage Amount $175000-$200000$300000-$350000$150000-$175000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Crossville, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1973 215,000 Membrane Roof 2,580 4 > $10,000 Deductible 350 5 Stone Siding No
1990 220,000 Wood Shake Roof 2,880 5 $500- $1000 Deductible 920 12 Brick siding No
1989 105,000 Metal Roof 1,140 2 $1000-$2500 Deductible 400 9 Fiber-Cement Siding No
1996 135,000 Membrane Roof 1,870 5 $500 Deductible 90 2 Fiber-Cement Siding yes
2014 95,000 Shingles Roof 1,410 3 $500- $1000 Deductible 320 12 Brick siding No
1970 130,000 Composition Roof 1,620 3 $1000-$2500 Deductible 170 4 Brick siding yes
1977 110,000 Wood Shake Roof 1,330 3 $1000-$2500 Deductible 370 8 Stone Siding yes
2007 200,000 Shingles Roof 2,790 4 $5000 to $10,000 Deductible 270 4 Stucco siding No
2012 330,000 Slate Shingles Roof 4,930 5 $500 Deductible 870 7 Vinyl siding No
1985 160,000 Tile Roof 1,760 4 $500 Deductible 470 9 Wood siding yes
2012 315,000 Composition Roof 3,730 5 $5000 to $10,000 Deductible 180 2 Brick siding yes
1972 75,000 Shingles Roof 1,020 2 $2500-$5000 Deductible 180 12 Stone Siding yes
1993 200,000 Metal Roof 2,310 4 $500- $1000 Deductible 730 8 Wood siding No
1990 385,000 Wood Shake Roof 4,610 5 $500- $1000 Deductible 1670 9 Brick siding yes
1992 120,000 Asphalt Shingles Roof 1,680 2 $500- $1000 Deductible 360 9 Brick siding yes
2004 210,000 Membrane Roof 2,270 3 $1000-$2500 Deductible 640 8 Wood siding No
1995 145,000 Slate Shingles Roof 1,670 5 $2500-$5000 Deductible 400 9 Stone Siding yes
1991 250,000 Asphalt Shingles Roof 2,950 4 $500- $1000 Deductible 680 10 Wood siding yes
1991 360,000 Wood Shake Roof 3,810 5 $5000 to $10,000 Deductible 440 4 Wood siding yes
2005 85,000 Shingles Roof 1,210 2 $500 Deductible 120 4 Fiber-Cement Siding No
1984 295,000 Slate Shingles Roof 3,290 5 $2500-$5000 Deductible 670 10 Brick siding yes
1976 315,000 Shingles Roof 4,550 5 > $10,000 Deductible 530 7 Vinyl siding No
1998 190,000 Asphalt Shingles Roof 2,720 5 $5000 to $10,000 Deductible 730 12 Fiber-Cement Siding yes
1993 155,000 Membrane Roof 1,700 4 $500 Deductible 730 12 Stucco siding No
1975 315,000 Tile Roof 3,610 5 $500 Deductible 1230 10 Fiber-Cement Siding No
2007 135,000 Shingles Roof 1,980 3 $2500-$5000 Deductible 270 7 Wood siding yes
2001 240,000 Slate Shingles Roof 2,710 5 $500- $1000 Deductible 180 2 Stucco siding No
2004 100,000 Asphalt Shingles Roof 1,000 2 $1000-$2500 Deductible 100 3 Wood siding yes
1973 220,000 Membrane Roof 2,870 5 $500 Deductible 70 1 Stucco siding yes
1986 105,000 Asphalt Shingles Roof 1,550 2 $1000-$2500 Deductible 140 5 Stone Siding No
2014 205,000 Composition Roof 2,260 4 $500- $1000 Deductible 850 12 Fiber-Cement Siding No
2014 185,000 Asphalt Shingles Roof 2,120 5 $1000-$2500 Deductible 470 8 Stucco siding No