Crossville, TN homeowners insurance is approximately $680 to $933, about $56-$77/month. Our exhaustive guide reveals consumers can save as much as $322 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Crossville, TN | Homeowners Insurance Agency Near Crossville, TN | Address |
|---|---|---|
| State Farm | Bob Folger | 848 Livingston Rd Ste 104, Crossville, TN, 38555-6719 |
| Erie | Gary Maxwell Insurance Agency Llc | 300 W Central Avenue, Jamestown, TN, 38556 |
| State Farm | Josh Igo | 620 N Kentucky St, Kingston, TN, 37763-2631 |
| Farmers | Melva Garrett | 186 Highway 70 E, Crossville, TN, 38555 |
| Farmers | William Williams | 112 Cumberland St, Wartburg, TN, 37887 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Cumberland County, Tennessee | $122 | $162 | $243 |
| Lake Tansi CDP, Tennessee | $121 | $161 | $242 |
| Crab Orchard city, Tennessee | $117 | $156 | $234 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Crossville, TN | 6.5% | 23.8% |
| Cumberland County | 6.88% | 23.55% |
| Lake Tansi | 7.35% | 24.25% |
| Crab Orchard | 8.53% | 20.34% |
| Crossville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 156 | 6.0% | $354 |
| $200 to $299 | 232 | 9.0% | $804 |
| $300 to $499 | 511 | 21.0% | $1254 |
| $500 to $749 | 1,076 | 46.0% | $1929 |
| $750 to $999 | 283 | 12.0% | $2679 |
| $1,000 to $1,499 | 71 | 3.0% | $3804 |
| Streets in Crossville Area | Homeowners Insurance Cost |
|---|---|
| Acorn Ln, Bean Pot Campground Loop, Lafayette Pointe, Malvern Rd, Prestonwood Dr, Mohave Dr, Sebald Cir, Bilbrey Ln, Keno Dr, Birchwood Ln | $820 |
| Huddle Rd, Mariners Pointe Dr, Genesis Rd, Sparta Dr, Loxley Ln, Woodsway, Northside Dr, Hollis Ln, Country Club Rd, Carol Ln | $809 |
| Warpath Cir, Middlebrook Pl, Short Rd, Chica Ct, Yvonne Ave, Falling Brook Dr, Wahoo Dr, Center Town Dr, Elmore Cemetery Rd, Troy Cir | $804 |
| Underwood Dr, Westheria Dr, Sinclair Ter, Bent Tree Dr, Gridiron Ln, Old Hwy 70, Wild Rose Dr, Vaughn Dr, Crestview Loop, Fontis Ter | $825 |
| Queensbury Ln, Aqum Cir, S Riverview Ln, Dorchester Ct, Dunlevy Ct, Luther Farley Ln, Thompson Ln, Scarlett Dr, Blairwood Dr, Hickory St | $821 |
| Iron Horse Ln, Braun Cove, Andover Ln, Otomi Dr, Beechwood Dr, W Catoosa Canyon Dr, Iowa Dr, Willow St, Matherly St, The Gardens Dr | $806 |
| Bradrock St, Cardinal Loop, Buchanan St, Hickory Dr, Robin Cir, Brave Ln, Byers Rd, Old Elmore Rd, Sherwood Dr, Penfield St | $814 |
| Howard Ter, Northwood Dr, Ivanhoe Ln, Waterview Dr, Tennessee Stone Rd, Walsingham Ct, Shadow Ln, Ponderosa Dr, Arrowrock Pl, Albatross Cir | $824 |
| Hubo Cir, Fairway St, Malver Dr, Laurel Cir, Wells Rd, Fred Ford Rd, Lincolnshire Dr, Crossbow Cir, Quail Hollow Dr, Windsor Rd | $814 |
| Division St, Morris Ln, Fairway Dr, Phipps Rd, Whittenburg Rd, Hunterwood Ln, Mogan Ct, West Ave, Pine Dr, Netherton Ln | $837 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Crossville | $120 to $123 |
| Cumberland County | $121 |
| Bowman | $117 |
| Fairfield Glade | $128 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $2,000 |
| Yearly Crossville Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,800 | $5,200 |
| Net Savings to Crossville Home Owner from High Deductible Plan | $600 | |
| Scenario | Crossville, TN Home Replacement Value MORE than Home Value | Crossville, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $176,500 | $100,500 |
| Insurance Premium based on Replacement Value | $850 | $475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $37,500 | Risk Exposure from Under Insuring Coverage is $38,500 |
| Premium Impact | Insurance cheaper by $200/year | Insurance costlier by $175/year |
| Insurance Company | Erie Insurance | Allstate | Nationwide Insurance |
| Monthly Premium | 55 | 88 | 75 |
| Year Built | 2007 | 1995 | 1989 |
| Home Details | 3 Beds, 1 Baths | 5 Beds, 4 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $175000-$200000 | $300000-$350000 | $150000-$175000 |
| Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible |