Cromwell, CT homeowners insurance is about $726 to $987, about $60-$82/month. Our comprehensive research shows customers can save as much as $342 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Cromwell, CT | Homeowners Insurance Agency Near Cromwell, CT | Address |
|---|---|---|
| Travelers | Rabbett Insurance Agency | 233 ADDISON RD, WINDSOR, CT, 6095 |
| Travelers | Rabbett Insurance Agency | 233 ADDISON RD, WINDSOR, CT, 6095 |
| Travelers | Risc One Inc | 400 W MAIN ST, RIVERHEAD, NY, 11901 |
| Travelers | Chelsea Insurance Agency Llc | 124 W TOWN ST, NORWICH, CT, 6360 |
| Liberty Mutual Independent | Harris Adelberg & Strauss | 433 S Main St Ste 324 , West Hartford, CT, 6110 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Rocky Hill town, Hartford County, Connecticut | $130 | $173 | $260 |
| Portland town, Middlesex County, Connecticut | $131 | $174 | $261 |
| Middletown city, Connecticut | $128 | $170 | $255 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Cromwell, CT | 3.5% | 7.9% |
| Rocky Hill | 3.73% | 9.57% |
| Portland | 3.42% | 8.73% |
| Middletown | 3.63% | 9.14% |
| Cromwell Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 31 | 3.0% | $789 |
| $300 to $499 | 87 | 9.0% | $1239 |
| $500 to $749 | 111 | 11.0% | $1914 |
| $750 to $999 | 128 | 13.0% | $2664 |
| $1,000 to $1,499 | 401 | 42.0% | $3789 |
| $1,500 or more | 182 | 19.0% | $5439 |
| Streets in Cromwell Area | Homeowners Insurance Cost |
|---|---|
| Chatham Pl, Tavistock, Centerwood Dr, Sydney Ln, Vicki Ln, Shady Brook Dr, Lilac Ct, Riverside Dr, Strand Cir, Skyview Dr | $874 |
| Harrison Dr, Kowal Dr, Priorwods Gardens, Highland Green, Oak Rd, Parkview Rd, Shadow Ln, Robertson Rd, Cannata Dr, Raymond Pl | $868 |
| Cosker Dr, Forest Rd, Greendale Ave, School St, Winchester Dr, Sebethe Dr, Highland Xing, Summerwind Dr, Summer Wind, Anna Doerring Dr | $880 |
| Woodside Rd, Washington Rd, Eastwood Rd, Meadowbrook Rd, Margo Ct, Pleasant St, Diane Dr, Carroll Pl, Reiman Dr, Kirby Rd | $881 |
| Community Field Rd, Horse Run Hill Rd, Amy Ln, Country Squire Dr, Brittany Cir, Millennium Dr, Botelle Manor, Woodsboro Cir, Palmer Cir, Grace Ln | $869 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Cromwell | $128 to $130 |
| Rocky Hill | $129 |
| Portland | $131 |
| Middletown | $127 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $4,700 |
| Yearly Cromwell Homeowner Insurance Premium Example | $8,000 | $7,200 |
| Out of Pocket Expense During Claim | $700 | $4,700 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $48,700 | $47,900 |
| Net Savings to Cromwell Home Owner from High Deductible Plan | $800 | |
| Scenario | Cromwell, CT Home Replacement Value MORE than Home Value | Cromwell, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $242,500 | $176,500 |
| Insurance Premium based on Replacement Value | $2,000 | $1,475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $24,000 | Risk Exposure from Under Insuring Coverage is $42,000 |
| Premium Impact | Insurance cheaper by $325/year | Insurance costlier by $200/year |
| Insurance Company | Travelers | Chubb Group of Insurance | GEICO Insurance |
| Monthly Premium | 107 | 93 | 504 |
| Year Built | 1969 | 1985 | 1991 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $125000-$150000 | $200000-$250000 | $500000-$600000 |
| Deductible | $1000-$2500 Deductible | > $10,000 Deductible | $500 Deductible |