Crete Insurance Rates:

Crete, IL homeowners insurance is nearly $651 to $891, about $54-$74/month. Our all inclusive guide shows customers can save upto $308 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
The thing i like the most is the fact that they help me out with anything that i have trouble with. this i why i changed insurance company
American Strategic Insurance
My insurance company is not local to the state in which i live. they have to use a third party for assessing claims.
Aaa
I like that i get my auto and home insurance from the same company. it's a large, nationally recognized company with an image to maintain, so they tend to treat their customers fairly.
Erie Insurance
No mobile app but the website isn't too bad. It's designed more for a desktop than mobile though. I would use the mobile app if they made one.

Crete, IL Homeowners Insurance By Home Value

Crete, IL Home Value Total Homes % of Total Average Crete, IL Homeowners Insurance
Less than $50,000 573 8.0% $100
$50,000 to $59,999 125 1.0% $215
$60,000 to $69,999 126 1.0% $269
$70,000 to $79,999 228 3.0% $316
$80,000 to $89,999 162 2.0% $354
$90,000 to $99,999 187 2.0% $400
$100,000 to $124,999 628 9.0% $462
$125,000 to $149,999 709 10.0% $578
$150,000 to $174,999 675 10.0% $686
$175,000 to $199,999 567 8.0% $794
$200,000 to $249,999 1,234 18.0% $956
$250,000 to $299,999 609 9.0% $1171
$300,000 to $399,999 729 11.0% $1488

Top Home Insurance Agents Near Crete, IL

Home Insurance Company Near Crete, IL Homeowners Insurance Agency Near Crete, IL Address
State Farm Russ Spinelli 1525 E 53rd St Ste 727, Chicago, IL, 60615-4575
NA Com-Co Ins Agcy Inc 2016 E Euclid Avenue Mount Prospect, Mt Prospect, IL, 60056
Allstate Ashraf Hussain 105 S Roselle Rd Ste 205, Schaumburg, IL, 60193
Travelers Heil & Heil Insurance 5215 Old Orchard Road, Skokie, IL, 60077
Liberty Mutual Independent Kozlowski & Associates 8348 KENNEDY AVE, HIGHLAND, IN, 46322

Cost Of Homeowners Insurance By Street Near Crete, IL

Streets in Crete Area Homeowners Insurance Cost
E Pine Dr, Halsted St, Green St, Pebble Beach Grove Cir, Patricia Ln, E Carriage Ln, Mary Ln, S Hidden Lake Trl, S Pebble Beach Ct, Alpine Ln$793
Charles St, Innsbruck Ln, Tuckaway Ct, W Elmscourt Ln, Lakeview Ct, Lake Hill Dr, W Elmscourt Ln, E Challas Entrance, Crete Blvd, E Danne Rd$783
Eagles Nest Dr, Brackman Ave, S Butler Ct, W Loves Ln, Ayr Ct, McKinley Ave, Florence Ave, S Klemme Rd, Oak Leaf Ct, Ayr Ln$785
Peoria St, Crete-Monee Rd, Orchard Ter, S Greenwood Ave, S Timberline Trl, Saint Andrews Dr, Islay Ln, State Rte 394, White Oak, Lakeside Trl$781
34th St, Charles Ct, Moray Ct, S Wildwood Trl, Linden St, E Rana Dr, Emerald Ave, S Victoria Ln, Gregory Ln, E Steger Rd$788

Crete, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Crete$114 to $116
Steger$111
South Chicago Heights$110
Beecher$117

Crete, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Steger village, Illinois $111 $148 $222
South Chicago Heights village, Illinois $110 $147 $221
Beecher village, Illinois $117 $156 $234

Crete, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Crete, IL3.7%9.4%
Steger4.64%12.71%
South Chicago Heights4.76%12.86%
Beecher3.07%9.85%

Crete Renters Insurance as a Percentage of Rent

Crete Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 29 1.0% $1234
$500 to $749 593 23.0% $1909
$750 to $999 1,054 41.0% $2659
$1,000 to $1,499 569 22.0% $3784
$1,500 or more 290 11.0% $5434

Crete, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Crete Homeowner Insurance Premium Example $1,500$1,300
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,600$13,000
Net Savings to Crete Home Owner from High Deductible Plan $600

Crete, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Crete, IL Home Replacement Value MORE than Home Value Crete, IL Home Replacement Value LESS than Home Value
Replacement Value $288,500 $199,000
Insurance Premium based on Replacement Value $1,525 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,500 Risk Exposure from Under Insuring Coverage is $46,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $225/year

Example Crete Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 1014578
Year Built 198019612006
Home Details 5 Beds, 3 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $350000-$400000$100000-$125000$250000-$300000
Deductible > $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Crete, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 150,000 Asphalt Shingles Roof 1,410 2 $500 Deductible 590 9 Fiber-Cement Siding yes
2013 160,000 Metal Roof 1,860 3 $500 Deductible 140 2 Brick siding No
2014 495,000 Wood Shake Roof 4,240 5 $5000 to $10,000 Deductible 920 8 Stone Siding No
1975 250,000 Metal Roof 2,090 3 $1000-$2500 Deductible 860 9 Stucco siding yes
2007 195,000 Shingles Roof 1,890 4 $1000-$2500 Deductible 550 7 Fiber-Cement Siding yes
2011 215,000 Asphalt Shingles Roof 1,740 4 $2500-$5000 Deductible 550 12 Stucco siding No
2013 140,000 Slate Shingles Roof 1,190 2 $2500-$5000 Deductible 170 5 Stucco siding yes
1992 345,000 Wood Shake Roof 3,210 4 $2500-$5000 Deductible 360 4 Vinyl siding yes
2008 180,000 Composition Roof 1,940 4 $500- $1000 Deductible 610 12 Stucco siding yes
1994 290,000 Metal Roof 2,480 4 $1000-$2500 Deductible 890 9 Wood siding yes
2010 280,000 Shingles Roof 2,930 4 $1000-$2500 Deductible 500 7 Stone Siding yes
1979 155,000 Membrane Roof 1,740 3 $2500-$5000 Deductible 580 12 Fiber-Cement Siding yes
1998 205,000 Membrane Roof 1,800 2 $5000 to $10,000 Deductible 110 2 Stucco siding No
1962 145,000 Metal Roof 1,670 2 $500- $1000 Deductible 410 10 Stone Siding No
2013 140,000 Membrane Roof 1,420 2 $500- $1000 Deductible 560 10 Brick siding No
1969 330,000 Tile Roof 2,750 4 $2500-$5000 Deductible 520 4 Vinyl siding yes