Crescent City Insurance Rates:

Crescent City, CA homeowners insurance is about $511 to $696, about $42-$58/month. Our all inclusive research reveals consumers can save as much as $241 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The actual individual location of the state farm branch was local and always kept in good condition for the customers.
State Farm
If you miss a payment due date then your policy can be canceled effective immediately which can be scary to know.
Geico
The reps explanations are always very clear and professional. no matter what the issue may be they find a way to find a solution for me.
State Farm
I don't use this with them. They want to charge you more and a lot more for it
Geico
We are satisfied because we have not had to file any claims or encountered any problems. When we moved residences they were very helpful and quick to get our coverage ready for us with minimal tasks to complete. They are always friendly and accommodating.
Allstate
I am very satisfied with this customer service and some difficult to this service is a small dislike to me

Crescent City, CA Homeowners Insurance By Home Value

Crescent City, CA Home Value Total Homes % of Total Average Crescent City, CA Homeowners Insurance
Less than $50,000 503 13.0% $60
$50,000 to $59,999 80 2.0% $132
$60,000 to $69,999 112 2.0% $169
$80,000 to $89,999 67 1.0% $223
$90,000 to $99,999 53 1.0% $247
$100,000 to $124,999 326 8.0% $289
$125,000 to $149,999 265 6.0% $362
$150,000 to $174,999 339 8.0% $422
$175,000 to $199,999 285 7.0% $489
$200,000 to $249,999 511 13.0% $591
$250,000 to $299,999 582 15.0% $724
$300,000 to $399,999 666 17.0% $918

Top Home Insurance Agents Near Crescent City, CA

Home Insurance Company Near Crescent City, CA Homeowners Insurance Agency Near Crescent City, CA Address
Travelers Cal Or Insurance Specialists Inc 16389 HIGHWAY 101, BROOKINGS, OR, 97415
State Farm Daryn Farmer 401 Hillside Ave, Brookings, OR, 97415-2550
State Farm David Allen Ii 16333 Lower Harbor Rd, Brookings, OR, 97415-8306
Allstate Jeffrey Swank 601 Chetco Ave Ste 1, Brookings, OR, 97415
Liberty Mutual Independent Professional Ins Assoc Inc 1337 NORTHCREST DR, CRESCENT CITY, CA, 95531

Cost Of Homeowners Insurance By Street Near Crescent City, CA

Streets in Crescent City Area Homeowners Insurance Cost
G St, Trevor Way, Lafayette Way, Carole Ln, Anzio St, Laurel Ln, E Cooper Ave, M St, 4th St, Spruce St$596
King St, Plumas St, Steelhead St, 11th St, Pebble Beach Dr, H St, Village Dr, E Jefferson St, Darby St, Charm Ln$602
Breakwater Dr, Breen St, Fernwood Ln, S Railroad Ave, 5th St, Deshon Dr, Calaveras St, Modoc St, Alexandria Way, F St$602
W 5th St, Cowley Ln, Dungeness St, Keller Ave, Endert St, Howland Hill Rd, 10th St, K St, Sand Hill Rd, California St$598
Quinlan Ave, del Monte St, Fresno St, N St, W Jefferson St, Jordan St, S A St, K St, Grand St, Cassel Ln$595

Crescent City, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Crescent City$90 to $92
Bertsch-Oceanview$89
Smith River$90
Gasquet$87

Crescent City, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Bertsch-Oceanview CDP, California $74 $99 $148
Hiouchi CDP, California $74 $99 $148
Smith River CDP, California $76 $101 $151

Crescent City, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Crescent City, CA3.4%13.4%
Bertsch-Oceanview3.47%13.47%
Hiouchi2.35%11.0%
Smith River3.57%12.37%

Crescent City Renters Insurance as a Percentage of Rent

Crescent City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 58 1.0% $348
$200 to $299 205 6.0% $798
$300 to $499 322 10.0% $1248
$500 to $749 567 19.0% $1923
$750 to $999 632 21.0% $2673
$1,000 to $1,499 874 29.0% $3798
$1,500 or more 325 10.0% $5448

Average Cost Of Home Insurance By Company In Areas Nearby Crescent City For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002501-3 YearsMetropolitan Direct776
150000500NewTokio Marine America186
1500005001-3 YearsStillwater Ins Co407
15000050026-40 YearsUnigard Group715
20000050016-25 YearsMercury Ins Group490
20000050016-25 YearsMetropolitan Direct1203
20000050041-70 YearsMetropolitan Direct1226
2500001000NewAmerican Modern784
2500001000NewChubb/Federal963
25000010001-3 YearsCalifornia Capital390
25000010001-3 YearsEncompass944
25000010001-3 YearsFirst American Ins531
25000010001-3 YearsLiberty Ins Corp600
25000010007-15 YearsMercury Ins Group449
250000100016-25 YearsPacific Specialty821
250000100026-40 YearsMAPFRE Group780
250000100041-70 YearsAmco936
250000100041-70 YearsCSAA Ins Exch794
2500005001-3 YearsAIG Prop Cas1174
2500005001-3 YearsFirst American Ins631
25000050016-25 YearsPacific Specialty859
25000050026-40 YearsMercury Ins Group509
25000050041-70 YearsCalifornia Capital586

Crescent City, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Crescent City Homeowner Insurance Premium Example $1,600$1,400
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,300$12,700
Net Savings to Crescent City Home Owner from High Deductible Plan $600

Crescent City, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Crescent City, CA Home Replacement Value MORE than Home Value Crescent City, CA Home Replacement Value LESS than Home Value
Replacement Value $198,500 $141,000
Insurance Premium based on Replacement Value $625 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,000 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Crescent City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyChubb Group of InsuranceLiberty Mutual
Monthly Premium 272345
Year Built 201219682004
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $200000-$250000$100000-$125000$250000-$300000
Deductible $5000 to $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Crescent City, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 245,000 Metal Roof 2,330 4 $5000 to $10,000 Deductible 480 9 Brick siding No
2014 200,000 Wood Shake Roof 1,380 3 $5000 to $10,000 Deductible 310 12 Brick siding No
1979 110,000 Wood Shake Roof 910 2 $500 Deductible 370 9 Brick siding yes
1979 140,000 Metal Roof 1,320 2 $2500-$5000 Deductible 210 9 Brick siding No
2010 135,000 Wood Shake Roof 1,020 2 $1000-$2500 Deductible 260 9 Brick siding yes
1982 170,000 Metal Roof 1,200 2 $5000 to $10,000 Deductible 140 5 Vinyl siding yes
1994 400,000 Composition Roof 3,790 5 $2500-$5000 Deductible 880 12 Fiber-Cement Siding yes
2012 185,000 Composition Roof 1,540 2 $5000 to $10,000 Deductible 30 1 Brick siding No
1989 175,000 Membrane Roof 1,270 2 $2500-$5000 Deductible 70 2 Vinyl siding No
1993 255,000 Metal Roof 1,700 3 $5000 to $10,000 Deductible 50 1 Vinyl siding yes
1976 305,000 Slate Shingles Roof 2,080 3 $500 Deductible 400 5 Stucco siding No
1967 330,000 Tile Roof 2,370 4 $5000 to $10,000 Deductible 480 8 Stucco siding yes
1992 210,000 Metal Roof 1,680 2 $500- $1000 Deductible 560 9 Vinyl siding yes
2014 215,000 Shingles Roof 1,930 4 $500 Deductible 50 1 Brick siding yes
1997 385,000 Asphalt Shingles Roof 3,720 5 $500- $1000 Deductible 1500 12 Wood siding No
1993 465,000 Asphalt Shingles Roof 4,450 5 $500- $1000 Deductible 640 7 Stone Siding yes
2011 175,000 Composition Roof 1,310 3 $500- $1000 Deductible 500 9 Stucco siding yes
1992 310,000 Slate Shingles Roof 2,250 4 $500 Deductible 200 3 Wood siding No
1984 175,000 Wood Shake Roof 1,580 3 $5000 to $10,000 Deductible 320 9 Brick siding No
1961 515,000 Tile Roof 4,180 5 $2500-$5000 Deductible 950 10 Brick siding No
1988 300,000 Tile Roof 2,110 3 $500 Deductible 970 12 Brick siding No
2001 240,000 Tile Roof 1,800 5 $5000 to $10,000 Deductible 370 12 Brick siding No
2013 235,000 Metal Roof 1,690 2 $5000 to $10,000 Deductible 60 2 Stucco siding yes
2011 330,000 Slate Shingles Roof 2,640 4 $500 Deductible 630 9 Brick siding No
1970 270,000 Tile Roof 1,810 3 > $10,000 Deductible 440 9 Stucco siding yes
2012 135,000 Composition Roof 1,030 2 $500- $1000 Deductible 350 12 Wood siding yes
1975 185,000 Membrane Roof 1,790 2 $5000 to $10,000 Deductible 110 4 Stone Siding yes
2014 170,000 Tile Roof 1,660 4 $1000-$2500 Deductible 190 5 Fiber-Cement Siding No
1998 240,000 Wood Shake Roof 1,620 2 $1000-$2500 Deductible 150 3 Stone Siding yes
1991 160,000 Membrane Roof 1,300 3 $2500-$5000 Deductible 70 2 Brick siding yes