Cranston, RI homeowners insurance is roughly $923 to $1,251, about $76-$104/month. Our exhaustive guide reveals consumers can save upto $434 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Cranston, RI | Homeowners Insurance Agency Near Cranston, RI | Address |
|---|---|---|
| Liberty Mutual Independent | Howes Insurance Agency | 2194 MAIN ST, CONCORD, MA, 1742 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Johnston town, Providence County, Rhode Island | $136 | $181 | $272 |
| Providence city, Rhode Island | $135 | $179 | $269 |
| Warwick city, Rhode Island | $135 | $180 | $270 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Cranston, RI | 4.7% | 13.2% |
| Johnston | 4.9% | 13.33% |
| Providence | 4.94% | 13.19% |
| Warwick | 5.03% | 14.38% |
| Cranston Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 191 | 1.0% | $345 |
| $200 to $299 | 596 | 6.0% | $795 |
| $300 to $499 | 511 | 5.0% | $1245 |
| $500 to $749 | 1,141 | 11.0% | $1920 |
| $750 to $999 | 2,710 | 27.0% | $2670 |
| $1,000 to $1,499 | 3,839 | 38.0% | $3795 |
| $1,500 or more | 900 | 9.0% | $5445 |
| Streets in Cranston Area | Homeowners Insurance Cost |
|---|---|
| Manor Rd, Harmony St, Kenney Dr, Enterprise St, Brookview Dr, Fort Ave, Essex St, Jessica Ct, Holgate St, Randolph St | $1,075 |
| Elena St, Birchview Dr, 3rd Ave, Wildacre Dr, Wales St, Valerie Ct, Myrtle Ave, Allard St, Brettonwoods Dr, Samuel Ct | $1,078 |
| Aqueduct Rd, Sweet Pea Dr, Wentworth Ave, Gallup Ave, Raymond Dr, Zinnia Dr, Garden Hills Dr, Hosey Dr, Hardy St, Locust Glen Dr | $1,110 |
| Waite Ave, Ochil Pl, Canonchet Trl, Armington St, Scituate Farms Dr, Pawnee St, Koster St, Doric Ave, Robin Rd, Brookwood Rd | $1,073 |
| Browne St, Alder Dr, Everett Rd, Carpathia Rd, Rolfe Sq, B St, Frankfort St, Clarion St, Pomham St, Boxwood Ave | $1,080 |
| Moore Ave, Bald Hill Rd, Riverfarm Rd, Howard St, Orlando Ave, Fairlawn St, Begonia Dr, Sailor Way, Whiting St, Caporal St | $1,069 |
| Hybrid Dr, Asia St, Dart St, Basil Xing, Narragansett Blvd, Rock Hill Dr, Goeckel Ave, Alto St, Wildflower Dr, Edgewood Ave | $1,073 |
| Baldwin Orchard Dr, Lillian Ln, Russet Way, Woburn St, Woodmont Dr, Pippin Orchard Rd, Glenmere Dr, Western Industrial Dr, Elite Dr, Amalia Ave | $1,098 |
| Kingwood Ave, Heather St, Starling Dr, 1st Ave, Oakridge Dr, Windsor Rd, Tacoma St, Wild Berry Dr, Blaisdell St, Muriel St | $1,077 |
| Lofty Rd, Strathcona Rd, Pinewood Dr, Fernwood Dr, Tabor St, Blue Jay Dr, Furlong St, Peveril Rd, Monument St, Saverio St | $1,079 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Cranston | $162 to $165 |
| Johnston | $163 |
| Providence | $161 |
| Warwick | $162 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,200 | $5,200 |
| Yearly Cranston Homeowner Insurance Premium Example | $3,300 | $2,500 |
| Out of Pocket Expense During Claim | $1,200 | $5,200 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $24,300 | $22,700 |
| Net Savings to Cranston Home Owner from High Deductible Plan | $1,600 | |
| Scenario | Cranston, RI Home Replacement Value MORE than Home Value | Cranston, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $248,500 | $157,000 |
| Insurance Premium based on Replacement Value | $2,450 | $1,550 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $37,000 | Risk Exposure from Under Insuring Coverage is $54,500 |
| Premium Impact | Insurance cheaper by $525/year | Insurance costlier by $375/year |
| Insurance Company | Liberty Mutual | GEICO Insurance | State Farm |
| Monthly Premium | 90 | 123 | 66 |
| Year Built | 1961 | 1992 | 1973 |
| Home Details | 3 Beds, 1 Baths | 5 Beds, 2 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $125000-$150000 | $125000-$150000 | $100000-$125000 |
| Deductible | $500- $1000 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |