Covington, WA homeowners insurance is roughly $517 to $704, about $43-$58/month. Our exhaustive analysis indicates shoppers can save as much as $244 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Covington, WA | Homeowners Insurance Agency Near Covington, WA | Address |
|---|---|---|
| Allstate | Bill Gowin | 12035 124th Ave NE, Kirkland, WA, 98034 |
| Farmers | Candice Adams | 2745 Martin Way E Ste G, Olympia, WA, 98506 |
| State Farm | Char Schulz | 22206 7th Ave S, Des Moines, WA, 98198-6220 |
| Allstate | Dave Keen | 16504 9Th Ave Se Ste 204, Mill Creek, WA, 98012 |
| Liberty Mutual Independent | J Morris Agency Inc | 21331 9TH PL W, LYNNWOOD, WA, 98036 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Lake Morton-Berrydale CDP, Washington | $94 | $125 | $188 |
| Shadow Lake CDP, Washington | $94 | $125 | $188 |
| Maple Valley city, Washington | $92 | $123 | $185 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Covington, WA | 2.3% | 10.3% |
| Lake Morton-Berrydale | 2.39% | 7.59% |
| Shadow Lake | 1.89% | 6.86% |
| Maple Valley | 2.24% | 8.57% |
| Covington Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 31 | 3.0% | $1909 |
| $750 to $999 | 47 | 5.0% | $2659 |
| $1,000 to $1,499 | 426 | 50.0% | $3784 |
| $1,500 or more | 334 | 39.0% | $5434 |
| Streets in Covington Area | Homeowners Insurance Cost |
|---|---|
| 133rd Ct SE, SE 283rd Pl, SE 278th Ct, SE 257th Ct, Pipeline Rd, 264th Pl SE, 176th Pl SE, 195th Ave SE, SE 274th Way, SE 274th St | $623 |
| Peter Grubb Rd SE, 183rd Pl SE, 195th Ave SE, SE 272nd Pl, SE 268th Ln, 146th Ct SE, 201st Ct SE, 181st Ct SE, 213th Ct SE, SE Timberlane Blvd | $625 |
| SE 271st Ct, 140th Ln SE, SE 245th Ct, SE 273rd Ct, Covington-Sawyer Rd, 189th Pl SE, SE Covington Sawyer Rd, 175th Pl SE, SE 255th St, SE 274th Ct | $605 |
| Kent Black Diamond Rd SE, 178th Loop SE, Covington Way SE, 183rd Pl SE, 201st Ct SE, SE 272nd Ln, Timberlane Way SE, SE 280th Ct, Pipeline Rd, Sweeney Rd SE | $608 |
| SE 289th Way, 212 Pl SE, SE 278th Way, 205th Ave SE, 184th Ct SE, SE 273rd Ct, 198th Ct SE, Timberlane Dr SE, 171st Pl SE, 133rd Ct SE | $623 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Covington | $91 to $93 |
| Lake Morton-Berrydale | $93 |
| Shadow Lake | $94 |
| Maple Valley | $92 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $3,000 |
| Yearly Covington Homeowner Insurance Premium Example | $1,200 | $800 |
| Out of Pocket Expense During Claim | $1,000 | $3,000 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $9,400 | $8,600 |
| Net Savings to Covington Home Owner from High Deductible Plan | $800 | |
| Scenario | Covington, WA Home Replacement Value MORE than Home Value | Covington, WA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $294,500 | $196,500 |
| Insurance Premium based on Replacement Value | $700 | $475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $69,000 | Risk Exposure from Under Insuring Coverage is $29,000 |
| Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $150/year |
| Insurance Company | State Farm | American Family Insurance | Liberty Mutual |
| Monthly Premium | 64 | 112 | 89 |
| Year Built | 1994 | 1986 | 2014 |
| Home Details | 4 Beds, 2 Baths | 5 Beds, 1 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $300000-$350000 | $500000-$600000 | $300000-$350000 |
| Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible | $500 Deductible |