Covington, TN homeowners insurance is about $669 to $916, about $55-$76/month. Our exhaustive guide shows customers can save as much as $317 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Covington, TN | Homeowners Insurance Agency Near Covington, TN | Address |
|---|---|---|
| Allstate | Terry Edwards | 7731 US Highway 70 Ste 202, Bartlett, TN, 38133 |
| Liberty Mutual | Brandon Butler | 6060 Poplar Ave. Suite 301, Memphis, TN, 38119 |
| Travelers | Henry & Company Inc | 7080 HWY 64, SOMERVILLE, TN, 38060 |
| Nationwide | Larry Edward Crum | 5165 Poplar Ave, Memphis, TN, 38117-7672 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Garland town, Tennessee | $122 | $162 | $243 |
| Brighton town, Tennessee | $121 | $161 | $242 |
| Burlison town, Tennessee | $120 | $160 | $240 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Covington, TN | 6.0% | 16.0% |
| Garland | 5.68% | 21.31% |
| Brighton | 5.1% | 16.17% |
| Burlison | 5.27% | 19.38% |
| Covington Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 54 | 3.0% | $362 |
| $200 to $299 | 170 | 10.0% | $812 |
| $300 to $499 | 338 | 21.0% | $1262 |
| $500 to $749 | 622 | 40.0% | $1937 |
| $750 to $999 | 225 | 14.0% | $2687 |
| $1,000 to $1,499 | 142 | 9.0% | $3812 |
| Streets in Covington Area | Homeowners Insurance Cost |
|---|---|
| Wkbl Dr, East St, Fisher Rd, Donna Ave, Able Ave, N College St, Crane Cv, Cummins St, US Hwy 51 N, Scott Rd | $780 |
| Dawn Dr, Tennessee Ave, Shelton St, Garland Ave, Leighs Chapel Rd, Lackey St, Deen Rd, Rosedale Ave, Mitchell St, Turner Ln | $802 |
| Bledsoe Ave, Antioch Highway 51 Rd, Tuxedo Dr, Crestview St, E Spring Ave, Anderson Rd, Rialto Rd, Anthony St, W Sherrod Ave, Oakview Dr | $780 |
| Baxter Ave, Bluebird Rd, Hastings Way, Turning Point Rd, Smith Ave, Stout Cv, Vandy Ave, Campbell Dr, Sandpiper Dr, Liberty Dr | $794 |
| Talley Ave, Wortham Rd, Winn Ave, Tatlock Ave, Groom Ave, Townsend Cemetery Rd, Hill Rd, Lindsey Rd, S College St, Christine Cove | $800 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Covington | $118 to $121 |
| Garland | $121 |
| Burlison | $120 |
| Henning | $115 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $2,500 |
| Yearly Covington Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $1,500 | $2,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,300 | $5,700 |
| Net Savings to Covington Home Owner from High Deductible Plan | $600 | |
| Scenario | Covington, TN Home Replacement Value MORE than Home Value | Covington, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $142,000 | $94,000 |
| Insurance Premium based on Replacement Value | $725 | $475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $23,500 | Risk Exposure from Under Insuring Coverage is $24,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $125/year |
| Insurance Company | Amica Mutual Insurance Company | Nationwide Insurance | State Farm |
| Monthly Premium | 24 | 33 | 43 |
| Year Built | 1952 | 2012 | 1987 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 2 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $75000-$100000 | $100000-$125000 | $100000-$125000 |
| Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible | $500 Deductible |