Covington Insurance Rates:

Covington, GA homeowners insurance is roughly $738 to $1,011, about $61-$84/month. Our thorough research indicates shoppers can save upto $350 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Covington, GA Homeowners Insurance By Home Value

Covington, GA Home Value Total Homes % of Total Average Covington, GA Homeowners Insurance
Less than $50,000 173 8.0% $183
$50,000 to $59,999 114 5.0% $385
$60,000 to $69,999 170 8.0% $481
$70,000 to $79,999 104 5.0% $551
$80,000 to $89,999 141 6.0% $630
$90,000 to $99,999 143 6.0% $708
$100,000 to $124,999 342 16.0% $813
$125,000 to $149,999 218 10.0% $1023
$150,000 to $174,999 167 8.0% $1207
$175,000 to $199,999 98 4.0% $1391
$200,000 to $249,999 257 12.0% $1680
$250,000 to $299,999 57 2.0% $2056
$300,000 to $399,999 91 4.0% $2607

Top Home Insurance Agents Near Covington, GA

Home Insurance Company Near Covington, GA Homeowners Insurance Agency Near Covington, GA Address
State Farm Chris Bruce 1569 Janmar Rd Ste E, Snellville, GA, 30078-5780
Travelers Cowart Insurance Agency Inc 1000 Hurricane Shoals Road Ne Suite B-600 , Lawrenceville, GA, 30043
Allstate David Bunten 4920 Atlanta Hwy Ste 222, Alpharetta, GA, 30004
Travelers John Moore Agency Inc 2760 A PEACHTREET INDL BLVD, DULUTH, GA, 30096
State Farm Peyton Pettus 3910 Highway 81, Loganville, GA, 30052-3961

Cost Of Homeowners Insurance By Street Near Covington, GA

Streets in Covington Area Homeowners Insurance Cost
Taylor St, Ridge Pointe Dr, Green Commons Dr, Adams St NE, Northwood Creek Way, Carlin Ave, Hillcrest Rd, Clane Dr SE, Little Haynes Dr, Vista Dr SE$878
Lakeview Close, Lyda Sue Ln NE, Hunter Ave NW, Dr M L King Jr Ave, Trelawney Cir, Hackett St NE, Greenwood Cir, Hickory Ct, Heaton Rd, Monticello St SW$912
Willow Bend Ter NE, Roosevelt Rd, Alexander St NW, Park Cir SE, Chaney Dr SW, Guinn St NW, Walnut St SW, N Links Dr, Spring Branch Rd, Moon Cir NW$883
Alcovy Trestle Rd, W Bonnell St, Hazel St, Malloy Ct, Riverfront Rd, Trelawney Trce, Vaughn St NW, Jenkins Rd, Golfview Ln, Green Valley Dr$908
Baker St NE, E Richardson St, Fletcher St, Weslyan Way, Auburn Ct, Owens Rd, N Dinah Cir, Eleanor Dr, Greenleaf Ct SW, Wayland Ct$910

Covington, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Covington$130 to $132
Oxford$129
Covington-Porterdale$132
Porterdale$127

Covington, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Oxford city, Georgia $108 $144 $216
Covington-Porterdale CCD, Newton County, Georgia $111 $147 $221
Porterdale city, Georgia $107 $142 $213

Covington, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Covington, GA6.3%17.7%
Oxford5.8%16.67%
Covington-Porterdale5.56%19.39%
Porterdale6.93%22.49%

Covington Renters Insurance as a Percentage of Rent

Covington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 94 3.0% $372
$200 to $299 64 2.0% $822
$300 to $499 332 13.0% $1272
$500 to $749 405 16.0% $1947
$750 to $999 799 32.0% $2697
$1,000 to $1,499 608 24.0% $3822
$1,500 or more 152 6.0% $5472

Average Cost Of Home Insurance By Company In Areas Nearby Covington For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$250,000 veneer American Modern Select Insurance Company N/A $1170.90 $995.27
$400,000 veneer California Casualty Indemnity Exchange $1965 $1746 $1494
$350,000 frame Country Mutual Insurance Company $1456.72 $1291.34 $1070.28
$350,000 frame General Casualty Company Of Wisconsin N/A $1011.00 $963.00
$250,000 veneer Hanover Insurance Company $1230 $962 $828
$400,000 veneer Homesite Insurance Company Of Georgia N/A N/A $1166.00
$200,000 frame Praetorian Insurance Company N/A $619 $522
$400,000 veneer Safeco Insurance Company Of Indiana $2072 $1942 $1802
$200,000 frame The Travelers Home And Marine Insurance Company N/A N/A $1433
$350,000 frame The Travelers Home And Marine Insurance Company N/A N/A $2281

Covington, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Covington Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,900$8,300
Net Savings to Covington Home Owner from High Deductible Plan $600

Covington, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Covington, GA Home Replacement Value MORE than Home Value Covington, GA Home Replacement Value LESS than Home Value
Replacement Value $142,500 $84,000
Insurance Premium based on Replacement Value $650 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $27,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Covington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersState FarmLiberty Mutual
Monthly Premium 5463100
Year Built 197120041989
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $100000-$125000$125000-$150000$250000-$300000
Deductible $500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Covington, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 170,000 Membrane Roof 2,040 5 $500- $1000 Deductible 220 3 Stucco siding No
1971 370,000 Asphalt Shingles Roof 4,890 5 $2500-$5000 Deductible 950 8 Wood siding yes
1947 125,000 Wood Shake Roof 1,760 2 $500- $1000 Deductible 190 4 Vinyl siding No
2005 95,000 Wood Shake Roof 1,200 3 $500- $1000 Deductible 460 12 Fiber-Cement Siding yes
1999 160,000 Asphalt Shingles Roof 2,310 4 $500- $1000 Deductible 310 5 Stone Siding No
1964 165,000 Metal Roof 1,940 3 $2500-$5000 Deductible 460 12 Vinyl siding yes
1976 375,000 Shingles Roof 4,520 5 $1000-$2500 Deductible 620 4 Fiber-Cement Siding yes
1993 90,000 Metal Roof 1,390 2 $2500-$5000 Deductible 120 5 Fiber-Cement Siding No
1971 315,000 Tile Roof 3,400 4 $2500-$5000 Deductible 560 6 Brick siding yes
1990 90,000 Membrane Roof 990 2 $500 Deductible 80 4 Stucco siding yes
1976 110,000 Composition Roof 1,210 2 $500- $1000 Deductible 50 1 Wood siding yes
1940 245,000 Slate Shingles Roof 3,080 4 $500- $1000 Deductible 80 1 Brick siding No
1941 120,000 Wood Shake Roof 1,560 3 $500- $1000 Deductible 220 5 Wood siding No
1984 155,000 Composition Roof 1,680 2 $2500-$5000 Deductible 50 1 Vinyl siding No
1989 270,000 Shingles Roof 3,880 5 $500 Deductible 530 4 Stone Siding No
1965 100,000 Shingles Roof 1,270 2 $2500-$5000 Deductible 180 5 Vinyl siding yes
2005 70,000 Composition Roof 970 2 $2500-$5000 Deductible 180 12 Fiber-Cement Siding yes
2011 165,000 Composition Roof 2,010 4 $5000 to $10,000 Deductible 220 8 Vinyl siding yes
1988 120,000 Metal Roof 1,390 3 $1000-$2500 Deductible 280 6 Fiber-Cement Siding yes
1993 190,000 Membrane Roof 2,310 3 $1000-$2500 Deductible 730 10 Vinyl siding yes
2008 125,000 Shingles Roof 1,700 5 $2500-$5000 Deductible 460 12 Stone Siding yes
2007 165,000 Asphalt Shingles Roof 2,450 4 $5000 to $10,000 Deductible 210 5 Fiber-Cement Siding No
1979 145,000 Tile Roof 2,120 4 $1000-$2500 Deductible 290 6 Stucco siding yes
1941 190,000 Wood Shake Roof 2,190 4 $500- $1000 Deductible 440 6 Stucco siding yes
2012 170,000 Composition Roof 2,090 4 $5000 to $10,000 Deductible 100 3 Vinyl siding yes
2008 120,000 Asphalt Shingles Roof 1,490 2 $500- $1000 Deductible 40 1 Stone Siding yes
1975 210,000 Asphalt Shingles Roof 2,810 4 > $10,000 Deductible 460 9 Brick siding No
1966 80,000 Metal Roof 1,270 2 $2500-$5000 Deductible 90 4 Wood siding No
1980 95,000 Metal Roof 1,300 3 $500 Deductible 260 7 Stucco siding No
1979 145,000 Shingles Roof 1,710 4 $500- $1000 Deductible 570 10 Stucco siding No
1982 155,000 Shingles Roof 1,980 4 $5000 to $10,000 Deductible 500 10 Vinyl siding yes
2004 155,000 Asphalt Shingles Roof 1,660 2 $500 Deductible 350 5 Fiber-Cement Siding yes
1979 215,000 Shingles Roof 2,900 5 $5000 to $10,000 Deductible 60 1 Fiber-Cement Siding yes
1944 230,000 Asphalt Shingles Roof 3,290 5 $5000 to $10,000 Deductible 510 8 Brick siding yes