Courtland Insurance Rates:

Courtland, VA homeowners insurance is roughly $631 to $862, about $52-$71/month. Our in depth research indicates shoppers can save as much as $298 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Courtland, VA Homeowners Insurance By Home Value

Courtland, VA Home Value Total Homes % of Total Average Courtland, VA Homeowners Insurance
$90,000 to $99,999 106 3.0% $276
$100,000 to $124,999 105 3.0% $321
$125,000 to $149,999 55 1.0% $403
$150,000 to $174,999 339 11.0% $470
$175,000 to $199,999 358 11.0% $545
$200,000 to $249,999 696 22.0% $657
$250,000 to $299,999 634 20.0% $806
$300,000 to $399,999 705 23.0% $1023

Top Home Insurance Agents Near Courtland, VA

Home Insurance Company Near Courtland, VA Homeowners Insurance Agency Near Courtland, VA Address
NA Yergey Insurance Agency, Inc. 7420 Heritage Village Plz #101 7420 Heritage Village Plz #101, gainesville, VA, 20155
Travelers Baker Insurance Services Inc 10509 D Braddock Road, Fairfax, VA, 22032
State Farm Greg Meadows 5631 Burke Centre Pkwy Ste L, Burke, VA, 22015-2234
Allstate Jim Imel 14130 Noblewood Plz Ste 203, Woodbridge, VA, 22193
Nationwide Parsons & Associates Insurance Inc. 40955 Merchants Ln Rt 5 and Rt 243 STE 2, Leonardtown, MD, 20650-3702

Cost Of Homeowners Insurance By Street Near Courtland, VA

Streets in Courtland Area Homeowners Insurance Cost
Glen Eagles Dr, Health Center Ln, Jackson Rd, Cedar Hollow, Antler Rd, Bragg Rd, Isle of Pines Blvd, Griffith Way, Stone Mill Ct, Antler Ct$736
Chancellorsvillage Ln, Misty Way, Blarney St, Yorkshire Ct, Oak Grove Dr, Trisler Dr, Huntington Meadows Ln, Taft Dr, Bragg Rd, Edison Ct$736
Maxwell Ct, Bernstein Rd, Biddle Ct, Elys Ford Rd, Salem Run Blvd, Elys Ford Rd, Erin Ct, Pine Run Ln, Belle Meade Ct, Flint Hill Ct$780
Rensselaer Ct, N Dickinson Dr, Goldvein Dr, Tara Dr, Riverview Dr, Fox Gate Dr, Netherfield Ct, Collins Dr, Taskforce Dr, Glazebrook Dr$747
Douglas St, Wills Way, Anson Ct, Fox Chase Ln, Ednas Ln, Carousel St, Fawn Hills Dr, Sean Dr, Perimeter Dr, McKinley Dr$776

Courtland, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Courtland$111 to $114
Chancellor$114
Southern Gateway$108
Fredericksburg$115

Courtland, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Chancellor district, Spotsylvania County, Virginia $96 $127 $191
Southern Gateway CDP, Virginia $90 $120 $180
Fredericksburg city, Virginia $96 $128 $192

Courtland, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Courtland, VA3.5%14.4%
Chancellor3.05%13.98%
Fredericksburg3.25%14.38%
Battlefield3.17%15.0%

Courtland Renters Insurance as a Percentage of Rent

Courtland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 56 3.0% $783
$300 to $499 104 5.0% $1233
$500 to $749 162 9.0% $1908
$750 to $999 277 15.0% $2658
$1,000 to $1,499 728 41.0% $3783
$1,500 or more 431 24.0% $5433

Courtland, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$3,200
Yearly Courtland Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$1,200$3,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,200$12,000
Net Savings to Courtland Home Owner from High Deductible Plan $1,200

Courtland, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Courtland, VA Home Replacement Value MORE than Home Value Courtland, VA Home Replacement Value LESS than Home Value
Replacement Value $276,000 $162,000
Insurance Premium based on Replacement Value $1,450 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $57,000 Risk Exposure from Under Insuring Coverage is $57,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $300/year

Example Courtland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceLiberty Mutual
Monthly Premium 7891173
Year Built 200619992010
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$350000-$400000$500000-$600000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Courtland, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 340,000 Composition Roof 3,000 4 > $10,000 Deductible 500 9 Stone Siding yes
2004 280,000 Composition Roof 2,100 3 $2500-$5000 Deductible 260 3 Brick siding yes
2012 190,000 Membrane Roof 1,730 3 $1000-$2500 Deductible 80 1 Stucco siding No
1984 730,000 Wood Shake Roof 4,700 5 $5000 to $10,000 Deductible 2400 10 Stone Siding No
2003 695,000 Shingles Roof 4,840 5 $5000 to $10,000 Deductible 560 3 Fiber-Cement Siding yes
2011 605,000 Membrane Roof 4,990 5 $500 Deductible 310 2 Brick siding No
1993 335,000 Tile Roof 2,930 4 > $10,000 Deductible 460 7 Wood siding No
2001 210,000 Tile Roof 1,750 3 $1000-$2500 Deductible 600 10 Brick siding yes
2011 260,000 Tile Roof 2,370 4 $500 Deductible 610 5 Stucco siding No
2008 290,000 Slate Shingles Roof 1,930 3 $2500-$5000 Deductible 620 8 Stucco siding No
2014 320,000 Tile Roof 2,110 5 $2500-$5000 Deductible 860 10 Stone Siding No
2014 150,000 Composition Roof 1,340 3 $500- $1000 Deductible 430 7 Fiber-Cement Siding No
1990 430,000 Slate Shingles Roof 3,270 5 $500 Deductible 1610 10 Vinyl siding No
1994 270,000 Membrane Roof 1,940 5 $1000-$2500 Deductible 90 1 Stucco siding yes
2013 430,000 Tile Roof 3,130 4 $500- $1000 Deductible 680 5 Vinyl siding yes
1990 230,000 Membrane Roof 1,640 4 $5000 to $10,000 Deductible 40 1 Stone Siding No
1985 235,000 Tile Roof 2,190 3 $500- $1000 Deductible 1030 12 Wood siding No
2004 280,000 Slate Shingles Roof 2,290 3 $5000 to $10,000 Deductible 350 4 Fiber-Cement Siding No
1986 210,000 Slate Shingles Roof 1,640 5 $500 Deductible 310 4 Vinyl siding yes
2003 305,000 Membrane Roof 2,570 4 $500 Deductible 1200 12 Stone Siding yes
2013 555,000 Tile Roof 4,390 5 $1000-$2500 Deductible 1560 7 Stone Siding No
2008 190,000 Asphalt Shingles Roof 1,420 3 $2500-$5000 Deductible 370 5 Fiber-Cement Siding No
2011 245,000 Composition Roof 1,880 4 $500 Deductible 530 4 Stone Siding No
1990 220,000 Slate Shingles Roof 1,710 4 $1000-$2500 Deductible 80 1 Wood siding yes
2001 265,000 Slate Shingles Roof 1,670 3 $500 Deductible 950 7 Wood siding yes
1984 320,000 Slate Shingles Roof 2,520 5 $2500-$5000 Deductible 810 7 Wood siding No
1994 410,000 Wood Shake Roof 3,330 4 $500 Deductible 1870 10 Wood siding No
1994 260,000 Metal Roof 2,340 3 $500 Deductible 280 3 Stone Siding yes
2011 235,000 Composition Roof 1,760 3 > $10,000 Deductible 220 5 Vinyl siding No
2011 735,000 Membrane Roof 4,620 5 $500- $1000 Deductible 1250 4 Brick siding yes
2014 565,000 Membrane Roof 3,500 5 $500- $1000 Deductible 750 3 Stucco siding No
1984 200,000 Composition Roof 1,470 3 $5000 to $10,000 Deductible 270 5 Stucco siding No
1990 315,000 Shingles Roof 1,970 3 $1000-$2500 Deductible 1000 7 Vinyl siding yes
1993 355,000 Tile Roof 2,250 3 $5000 to $10,000 Deductible 510 7 Vinyl siding No