Cotulla Insurance Rates:

Cotulla, TX homeowners insurance is approximately $833 to $1,143, about $69-$95/month. Our in depth research indicates shoppers can save as much as $395 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Cotulla, TX Homeowners Insurance By Home Value

Cotulla, TX Home Value Total Homes % of Total Average Cotulla, TX Homeowners Insurance
Less than $50,000 550 59.0% $563
$50,000 to $59,999 12 1.0% $1195
$60,000 to $69,999 74 7.0% $1482
$70,000 to $79,999 64 6.0% $1709
$80,000 to $89,999 41 4.0% $1936
$90,000 to $99,999 31 3.0% $2163
$100,000 to $124,999 67 7.0% $2509
$125,000 to $149,999 31 3.0% $3131
$150,000 to $174,999 14 1.0% $3705
$250,000 to $299,999 31 3.0% $6283

Top Home Insurance Agents Near Cotulla, TX

Home Insurance Company Near Cotulla, TX Homeowners Insurance Agency Near Cotulla, TX Address
NA Cgh Insurance Cheryl Geissler Henry Dba 903 Oak St, Jourdanton, TX, 78026
Travelers Alexander Insurance Agency 360 S Interstate 35, Pearsall, TX, 78061
Travelers Almand Insurance 208 N 5TH ST, CARRIZO SPRINGS, TX, 78834
Allstate Pavlicek Insurance Agency Llc PO Box 56, Freer, TX, 78357
Travelers Steinle Insurance Agency Inc 801 OAK ST, JOURDANTON, TX, 78026

Cost Of Homeowners Insurance By Street Near Cotulla, TX

Streets in Cotulla Area Homeowners Insurance Cost
Balcon St, Choctaw Ave, NE Lane St, N Giraud St, Crisp Rd, Bermuda St, Laurel St, Carr St, Jay St, Blue Bonnet St$986
Johnston St, Indiana St, Pecos St, SW Lane St, Spohn St, Fresno St, Uvalde St, Goft St, Houston St, Mobile St$993
Mola Rd, Ranch Rd 469, Colonial St, N Front St, Pena Rd, Dilley St, Cemetery Rd, Alpine St, Saltillo St, Airport Rd$987
Monterey St, Altito, Reynosa St, NE Hickey St, Coquate Rd, Crockett St, Orasco Rd, N Main St, Deer Run, State Hwy 44$990
Dobie Rd, Ayala Rd, Bobby Jones Blvd, Sabinas St, 3rd St, Live Oak St, Natus Rd, Grant Ave, I- 35, Joe W$994

Cotulla, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cotulla$147 to $149
La Salle County$148
Fowlerton$144
Hilltop$152

Cotulla, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
La Salle County, Texas $124 $165 $247
Fowlerton CDP, Texas $120 $160 $240
Hilltop CDP (Frio County), Texas $127 $169 $253

Cotulla, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cotulla, TX7.4%23.6%
La Salle County7.78%25.03%
Encinal9.83%29.06%
Dilley7.74%19.5%

Cotulla Renters Insurance as a Percentage of Rent

Cotulla Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 95 30.0% $366
$200 to $299 60 19.0% $816
$300 to $499 40 12.0% $1266
$500 to $749 60 19.0% $1941
$750 to $999 60 19.0% $2691

Cotulla, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Cotulla Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to Cotulla Home Owner from High Deductible Plan $600

Cotulla, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cotulla, TX Home Replacement Value MORE than Home Value Cotulla, TX Home Replacement Value LESS than Home Value
Replacement Value $53,000 $40,000
Insurance Premium based on Replacement Value $450 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $7,500 Risk Exposure from Under Insuring Coverage is $5,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $50/year

Example Cotulla Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceState FarmLiberty Mutual
Monthly Premium 4555122
Year Built 198219642012
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$75000-$100000$125000-$150000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Cotulla, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 55,000 Metal Roof 1,150 2 $500- $1000 Deductible 440 10 Stone Siding yes
1999 45,000 Asphalt Shingles Roof 1,040 2 $500- $1000 Deductible 210 9 Fiber-Cement Siding No
1974 65,000 Slate Shingles Roof 1,530 2 $500- $1000 Deductible 420 9 Wood siding No
2003 70,000 Shingles Roof 1,440 3 $500- $1000 Deductible 480 7 Wood siding yes
1993 135,000 Tile Roof 2,610 4 $500 Deductible 940 12 Fiber-Cement Siding yes
1971 80,000 Slate Shingles Roof 1,960 4 $1000-$2500 Deductible 270 5 Brick siding yes
1988 55,000 Asphalt Shingles Roof 1,530 3 $500 Deductible 200 4 Fiber-Cement Siding yes
1984 110,000 Wood Shake Roof 2,370 4 $2500-$5000 Deductible 80 1 Brick siding yes
1963 40,000 Asphalt Shingles Roof 1,120 2 $500- $1000 Deductible 110 4 Fiber-Cement Siding yes
2014 110,000 Tile Roof 2,900 4 $500 Deductible 860 12 Wood siding No
1994 75,000 Composition Roof 1,830 3 $500- $1000 Deductible 480 7 Vinyl siding No
1977 70,000 Tile Roof 1,610 3 $500- $1000 Deductible 730 12 Fiber-Cement Siding yes
2005 135,000 Wood Shake Roof 3,260 4 $500- $1000 Deductible 1120 10 Stucco siding yes
1977 95,000 Slate Shingles Roof 2,080 4 $1000-$2500 Deductible 320 6 Wood siding No
2010 90,000 Composition Roof 1,800 3 $2500-$5000 Deductible 110 2 Fiber-Cement Siding No
1967 65,000 Asphalt Shingles Roof 1,390 2 $2500-$5000 Deductible 330 9 Wood siding No
2008 65,000 Wood Shake Roof 1,680 3 $1000-$2500 Deductible 190 5 Brick siding No
1979 65,000 Tile Roof 1,560 2 $1000-$2500 Deductible 430 8 Stucco siding yes
1964 170,000 Shingles Roof 3,310 4 $5000 to $10,000 Deductible 330 5 Vinyl siding No
1971 140,000 Wood Shake Roof 2,880 4 $2500-$5000 Deductible 410 6 Stone Siding No
1999 60,000 Metal Roof 1,470 2 $500- $1000 Deductible 500 12 Stucco siding No
2009 90,000 Wood Shake Roof 2,050 4 $500 Deductible 460 10 Wood siding No
2004 70,000 Slate Shingles Roof 1,380 3 $2500-$5000 Deductible 110 3 Fiber-Cement Siding yes
2014 55,000 Membrane Roof 1,300 3 $2500-$5000 Deductible 430 12 Vinyl siding No
1986 65,000 Membrane Roof 1,630 4 $500- $1000 Deductible 600 12 Stucco siding No
1962 50,000 Asphalt Shingles Roof 1,040 2 $500- $1000 Deductible 50 2 Wood siding yes
1970 100,000 Tile Roof 2,680 4 $1000-$2500 Deductible 1010 12 Brick siding yes
1979 70,000 Membrane Roof 1,840 3 $500- $1000 Deductible 230 4 Vinyl siding No
1985 80,000 Slate Shingles Roof 1,480 3 $2500-$5000 Deductible 280 6 Vinyl siding yes
1969 50,000 Wood Shake Roof 1,360 2 $500 Deductible 120 4 Stone Siding yes
1981 90,000 Asphalt Shingles Roof 1,780 2 $500 Deductible 340 9 Stucco siding No
1964 70,000 Membrane Roof 1,780 4 $500- $1000 Deductible 780 12 Fiber-Cement Siding No
1979 40,000 Composition Roof 1,000 2 $500 Deductible 140 5 Fiber-Cement Siding yes
2010 55,000 Tile Roof 1,310 3 $500 Deductible 220 8 Stone Siding yes