Cottonwood Heights Insurance Rates:

Cottonwood Heights, UT homeowners insurance is about $437 to $594, about $36-$49/month. Our in depth guide shows customers can save upto $206 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Western Southern
Receiving money from the insurance company for our flooded basement was really fast and easy. we had the option of hiring someone or doing the work ourselves.
Travelers
They've been very helpful in answering questions, have a good website that has tons of information, and don't really bother me too much with offerings or special deals.
Geico
The company was fine. It was pretty basic on home insurance. Never had to use it and didnt have any complaints.
Geico
I typically get a revised copy of the insurance policy in the mail whenever any changes are added. for example, if the property value on the house increases, i receive an updated policy.
Geico
What i don't like about geico is the long hold times when i call. it would be better to get someone on the phone in a quicker manner.
Farm Bureau
Fast and efficient service as well as a very personable agent. The office is close by and I can pay online or in person with no penalty for either.
American Insurance
Easy and sufficient for what I need in an ins provider
Farm Bureau
It is extremely easy to use the website and to navigate. Making payments online is extremely easy. Also viewing passed bills and other policies online is easy.
Progressive
I like Progressive because the rates are good, especially when bundled with my vehicle insurance. When I need to contact them, hold times are generally not very long.
American Family Insurance
Fantastic customer service and expertise. Gave their clients the most value for their dollars in securing assets - a feeling that your best interests are a priority.
Progressive
I've had no bad experience with them at all. We've used them going on two years now and they have been awesome.
American Family Insurance
I love that our insurance company offers discounts on our policy for having multiple areas insured through them as well.

Cottonwood Heights, UT Homeowners Insurance By Home Value

Cottonwood Heights, UT Home Value Total Homes % of Total Average Cottonwood Heights, UT Homeowners Insurance
Less than $50,000 108 1.0% $41
$100,000 to $124,999 105 1.0% $180
$125,000 to $149,999 271 4.0% $227
$150,000 to $174,999 315 4.0% $273
$175,000 to $199,999 254 3.0% $314
$200,000 to $249,999 1,453 21.0% $376
$250,000 to $299,999 1,752 26.0% $464
$300,000 to $399,999 2,401 35.0% $588

Top Home Insurance Agents Near Cottonwood Heights, UT

Home Insurance Company Near Cottonwood Heights, UT Homeowners Insurance Agency Near Cottonwood Heights, UT Address
State Farm Bill Shaffer 8170 S Highland Dr Ste E3, Sandy, UT, 84093-6464
Allstate Glen Toomer 1848 N Hill Field Rd # 2, Layton, UT, 84041
Travelers Infiniteam Insurance Inc 39 West 9000 South, Sandy, UT, 84070
Travelers Olympus Insurance Agency 220 E MORRIS AVE STE 340, SALT LAKE CITY, UT, 84165
Allstate Phillip Matthews 1920 W 250 N Ste 12, Ogden, UT, 84404

Cottonwood Heights, UT Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Cottonwood Heights, UT

Streets in Cottonwood Heights Area Homeowners Insurance Cost
Pine Knot Dr, E 7700 S, S 1070 E, S Oak Valley Dr, E Lone Pine Dr, S 2680 E, Willow Green Cir, S 1475 E, S Achilles Dr, S 770 E$495
S 3795 E, Promenade Dr, E 7410 S, S Springbrook Way, Baronay Cir, E Seraphine Cv, S 2835 E, S 3370 E, E 3820 S, E Summer Hill Dr$539
S Butler Hills Dr, Mile High Dr, E Mc Neill Cir, S English Oaks Cv, E 8025 S, 3540 E, Brighton Point Dr, E 7725 South St, E Hillrise Cir, S Solena Way$547
S 2730 E, E Banbury Rd, S Costa Cv, Wasatch Aly, E 8325 S, Big Cottonwood Cyn Rd, S Curtis Dr, Granite Woods Cir, Viewcrest Dr, Brighton Cove Cir$512
S 1635 E, E Cottonwood Canyon Rd, E 6860 S, E 7720 South St, E 8055 S, Silver Fork Rd, E 8945 S, E 7000 S, S Silver Fork Dr, Quail Point Rd$527
S Hollow Dale Dr, Albion Basin Rd, S 3480 E, S Collins Rd, 6795 S, Idlewild Rd, S 3500 E, Country View Ln, E 4260 S, E 7360 S$557
S 2340 East St, Tuxedo Way, Mountain Ln, Foxwood Ln, Nye Dr, S Viscayne Dr, E 6920 S, S Boston Cir, E Juliet Way, Olympus View Dr$533
S 1495 E, Greer Ln, S 2255 E, Casa Blanca Dr, Little Cottonwood Pl, S 2560 E, Majestic Canyon Rd, E 7570 S, E 8705 S, Forest Glen$547
S 3325 E, S Southcrest Cir, Keswick Rd, E 8765 S, S 3085 E, E Dover Hills Dr, Alpen Cir, E 7210 S, Cavalier Cir, Mountain Pl$511
E Willowridge Rd, S 1095 E, Scottish Dr, Oakwood Ln, E Bridgewater Dr, S Olympus View Dr, Nod Hill Rd, E 8820 S, Hollow Ridge Rd, Bell Canyon Rd$510

Cottonwood Heights, UT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Cottonwood Heights$76 to $79
Holladay$78
Granite$86
Sandy$76

Cottonwood Heights, UT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Holladay city, Utah $78 $104 $156
Granite CDP, Utah $86 $115 $173
Sandy city, Utah $77 $102 $153

Cottonwood Heights, UT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cottonwood Heights, UT2.4%9.1%
Holladay2.41%9.19%
Granite1.76%6.61%
Sandy2.46%9.38%

Cottonwood Heights Renters Insurance as a Percentage of Rent

Cottonwood Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 39 1.0% $1222
$500 to $749 414 13.0% $1897
$750 to $999 1,372 43.0% $2647
$1,000 to $1,499 974 30.0% $3772
$1,500 or more 358 11.0% $5422

Cottonwood Heights, UT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Cottonwood Heights Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $7,500$6,500
Net Savings to Cottonwood Heights Home Owner from High Deductible Plan $1,000

Cottonwood Heights, UT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cottonwood Heights, UT Home Replacement Value MORE than Home Value Cottonwood Heights, UT Home Replacement Value LESS than Home Value
Replacement Value $460,500 $360,500
Insurance Premium based on Replacement Value $1,525 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $40,000 Risk Exposure from Under Insuring Coverage is $60,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $125/year

Example Cottonwood Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmFarmers Insurance
Monthly Premium 4810834
Year Built 199419832009
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$400000-$500000$250000-$300000
Deductible $500 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Cottonwood Heights, UT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 370,000 Slate Shingles Roof 2,030 3 $1000-$2500 Deductible 270 3 Brick siding yes
1993 320,000 Tile Roof 1,770 3 $1000-$2500 Deductible 440 6 Brick siding yes
2001 375,000 Shingles Roof 2,220 3 $500 Deductible 780 10 Stucco siding yes
1998 310,000 Slate Shingles Roof 2,390 3 $500- $1000 Deductible 760 12 Wood siding yes
1985 910,000 Asphalt Shingles Roof 4,990 5 $1000-$2500 Deductible 820 4 Stone Siding yes
1974 245,000 Membrane Roof 1,690 5 $2500-$5000 Deductible 450 9 Stucco siding No
1991 235,000 Composition Roof 1,410 3 $500- $1000 Deductible 680 10 Stucco siding yes
1987 295,000 Metal Roof 2,290 4 $5000 to $10,000 Deductible 50 1 Vinyl siding yes
1984 175,000 Slate Shingles Roof 1,370 3 $1000-$2500 Deductible 60 2 Fiber-Cement Siding yes
1997 410,000 Slate Shingles Roof 2,340 3 $500 Deductible 560 8 Brick siding yes
1977 170,000 Slate Shingles Roof 1,290 3 $2500-$5000 Deductible 30 1 Stone Siding No
1979 400,000 Slate Shingles Roof 2,210 3 $500 Deductible 260 2 Stucco siding No
1984 205,000 Slate Shingles Roof 1,490 3 $5000 to $10,000 Deductible 190 6 Fiber-Cement Siding yes
1973 440,000 Membrane Roof 3,200 5 $500 Deductible 250 2 Fiber-Cement Siding yes
1985 365,000 Membrane Roof 2,540 4 $1000-$2500 Deductible 100 1 Vinyl siding No
1998 350,000 Wood Shake Roof 1,900 3 $1000-$2500 Deductible 210 3 Vinyl siding No
2004 680,000 Composition Roof 4,260 5 $5000 to $10,000 Deductible 530 6 Stone Siding No
1988 455,000 Wood Shake Roof 2,520 5 $500 Deductible 1230 10 Wood siding yes
1975 275,000 Composition Roof 1,830 3 $5000 to $10,000 Deductible 390 9 Wood siding yes
1972 755,000 Tile Roof 4,530 5 > $10,000 Deductible 550 6 Brick siding yes
1989 170,000 Shingles Roof 1,270 3 $5000 to $10,000 Deductible 220 9 Stone Siding No
1970 270,000 Composition Roof 1,470 3 $500- $1000 Deductible 350 5 Wood siding No
1984 455,000 Composition Roof 2,580 4 $500- $1000 Deductible 620 6 Brick siding No
1998 815,000 Composition Roof 4,440 5 $2500-$5000 Deductible 1080 6 Vinyl siding yes
2005 395,000 Composition Roof 2,110 3 $2500-$5000 Deductible 490 8 Fiber-Cement Siding No
2007 805,000 Asphalt Shingles Roof 4,670 5 $2500-$5000 Deductible 270 3 Wood siding yes
2002 780,000 Asphalt Shingles Roof 4,990 5 > $10,000 Deductible 770 5 Stone Siding No
1992 545,000 Tile Roof 3,050 5 $2500-$5000 Deductible 820 7 Brick siding yes
1987 400,000 Metal Roof 2,150 3 $2500-$5000 Deductible 520 5 Vinyl siding yes
2000 380,000 Membrane Roof 2,490 4 $2500-$5000 Deductible 210 3 Fiber-Cement Siding yes
2000 280,000 Composition Roof 2,020 4 $5000 to $10,000 Deductible 330 10 Stone Siding yes
1993 245,000 Tile Roof 1,350 3 $500 Deductible 290 6 Brick siding yes
1999 505,000 Tile Roof 3,280 5 $1000-$2500 Deductible 410 5 Wood siding No
2000 350,000 Metal Roof 2,070 4 $500 Deductible 740 8 Stone Siding yes

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