Cos Cob Insurance Rates:

Cos Cob, CT homeowners insurance is roughly $912 to $1,257, about $76-$104/month. Our complete guide indicates shoppers can save upto $433 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Cos Cob, CT Homeowners Insurance By Home Value

Cos Cob, CT Home Value Total Homes % of Total Average Cos Cob, CT Homeowners Insurance
$90,000 to $99,999 18 24.0% $108
$200,000 to $249,999 26 34.0% $260
$300,000 to $399,999 31 41.0% $401

Top Home Insurance Agents Near Cos Cob, CT

Home Insurance Company Near Cos Cob, CT Homeowners Insurance Agency Near Cos Cob, CT Address
NA Roy J. Lenzo 333 Route 25A Suite 150 , Rocky Point, NY, 11778
Travelers Haas Agency Inc 107 CHURCH HILL RD SUITE 1B, SANDY HOOK, CT, 6482
State Farm Mike Petronella 104 S Livingston Ave, Livingston, NJ, 07039-3009
Nationwide Stephen F Boccarossa 220 Bridgeport Ave, Milford, CT, 06460-4115
Travelers Tri State Insurance Brokerage, Llc 610 CRESCENT AVE, BRONX, NY, 10458

Cos Cob, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Riverside CDP, Connecticut $166 $221 $332
Greenwich town, Fairfield County, Connecticut $166 $221 $332
Old Greenwich CDP, Connecticut $166 $221 $332

Cos Cob, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Cos Cob, CT2.5%9.0%
Riverside2.3%9.2%
Greenwich2.3%9.2%
Old Greenwich2.3%9.2%

Cos Cob Renters Insurance as a Percentage of Rent

Cos Cob Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 10 1.0% $1138
$750 to $999 21 4.0% $2563
$1,000 to $1,499 141 27.0% $3688
$1,500 or more 333 65.0% $5338

Cos Cob, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$7,000
Yearly Cos Cob Homeowner Insurance Premium Example $4,300$2,800
Out of Pocket Expense During Claim$1,000$7,000
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $22,500$21,000
Net Savings to Cos Cob Home Owner from High Deductible Plan $1,500

Cos Cob, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Cos Cob, CT Home Replacement Value MORE than Home Value Cos Cob, CT Home Replacement Value LESS than Home Value
Replacement Value $1,101,000 $713,000
Insurance Premium based on Replacement Value $10,025 $6,500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $189,500 Risk Exposure from Under Insuring Coverage is $198,500
Premium Impact Insurance cheaper by $1,825/year Insurance costlier by $1,700/year

Example Cos Cob Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateFarmers Insurance
Monthly Premium 296425691
Year Built 197219451988
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $600000-$700000$700000-$800000More than 10000000
Deductible > $10,000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Cos Cob, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 1,470,000 Membrane Roof 3,760 5 $500- $1000 Deductible 2740 3 Fiber-Cement Siding No
1970 730,000 Shingles Roof 1,560 3 $1000-$2500 Deductible 2280 5 Brick siding No
1945 2,215,000 Composition Roof 4,740 5 $5000 to $10,000 Deductible 1110 2 Stone Siding yes
1971 730,000 Wood Shake Roof 1,450 3 > $10,000 Deductible 1620 4 Stone Siding No
1987 650,000 Slate Shingles Roof 1,380 3 $500 Deductible 3610 6 Brick siding No
1980 1,195,000 Asphalt Shingles Roof 2,390 4 $500- $1000 Deductible 6010 8 Stone Siding No
1983 1,210,000 Asphalt Shingles Roof 3,220 4 > $10,000 Deductible 1350 3 Fiber-Cement Siding No
1971 1,025,000 Shingles Roof 2,140 3 $1000-$2500 Deductible 2860 4 Brick siding No
1981 610,000 Metal Roof 1,660 3 $500 Deductible 5500 10 Stone Siding No
1974 1,460,000 Slate Shingles Roof 3,020 4 $2500-$5000 Deductible 6700 12 Vinyl siding yes
1945 1,000,000 Composition Roof 2,910 4 $2500-$5000 Deductible 4340 7 Stucco siding yes
1945 1,100,000 Asphalt Shingles Roof 2,460 4 > $10,000 Deductible 2660 5 Wood siding No
1982 1,360,000 Asphalt Shingles Roof 2,800 5 $5000 to $10,000 Deductible 1400 3 Fiber-Cement Siding yes
1970 580,000 Asphalt Shingles Roof 1,300 3 $5000 to $10,000 Deductible 3730 10 Vinyl siding yes
1942 1,010,000 Metal Roof 2,960 5 > $10,000 Deductible 2940 9 Stucco siding No
1973 1,215,000 Composition Roof 2,660 4 $500 Deductible 7650 9 Stucco siding No
1947 1,665,000 Asphalt Shingles Roof 4,850 5 $5000 to $10,000 Deductible 2570 5 Stone Siding No
1987 1,225,000 Metal Roof 3,470 5 $2500-$5000 Deductible 2710 5 Vinyl siding yes
1975 860,000 Membrane Roof 1,710 3 $500- $1000 Deductible 5890 9 Vinyl siding yes
1947 1,290,000 Shingles Roof 3,380 4 $500- $1000 Deductible 8270 12 Brick siding No
1988 730,000 Membrane Roof 1,760 3 $5000 to $10,000 Deductible 4680 12 Stucco siding No
1980 1,060,000 Wood Shake Roof 2,350 3 $500- $1000 Deductible 8030 9 Vinyl siding No
1980 530,000 Membrane Roof 1,410 3 $1000-$2500 Deductible 1640 5 Fiber-Cement Siding No
1949 1,175,000 Tile Roof 2,810 4 $500- $1000 Deductible 1960 3 Vinyl siding yes
1983 965,000 Shingles Roof 2,190 4 $500 Deductible 1400 2 Wood siding yes
1982 805,000 Slate Shingles Roof 1,760 4 $2500-$5000 Deductible 2040 4 Wood siding yes
1941 990,000 Slate Shingles Roof 2,070 3 > $10,000 Deductible 1000 3 Brick siding yes
1940 2,010,000 Shingles Roof 4,450 5 > $10,000 Deductible 3150 7 Stone Siding No